by Annika Joeres, Elena Kolb, Justus von Daniels
The other because her pension is in part financed by this chemical company
Our research makes the connection between these two people – and many others – visible
In different ways they are tied to ever-growing pension funds that invest millions and billions of dollars all over the world – often in corporations that prop up the fossil fuel industry
In order to be able to pay out large amounts of money
pension funds are increasingly investing money in shares
in which we are investing our retirement hopes and dreams
In the financial jungle of international markets
the fact that our pensions are in part fuelling industries that are harmful to the climate is often obscured
thanks to collaborative research with international and local partners
CORRECTIV can show that the system also works the other way around: pension funds from the US
Canada and the UK invest their money in German chemical corporations
German oil drilling fields and fossil fuel companies – to the annoyance of some of their unwitting investors
45-year-old Benjamin Roth lives not far from the Currenta chemical park in Leverkusen
From his home he can see the incinerator’s steadily growing mountain of waste; it already rises thirty metres above the ground
“Currenta has prioritised economic interests”
the company wouldn’t bother with transparency about the processes on the Chempark side
The Chempark of Currenta has been weighing on Roth’s mind the last two years more than ever before
seven workers were killed in an explosion there
so his wife had to hole up on her own in the house with their five-month-old son and three-year-old daughter
They waited in a thick cloud of smoke; when the cloud cleared
everything was covered with soot particles
Currenta operates a chemical park in Leverkusen covering almost five hundred hectares
It is a production site for chemical giants such as Bayer and Evonik
Currenta provides the necessary infrastructure for the disposal of the chemical waste
In July 2021 the waste heated up so much that it produced extreme overpressure
resulting in the explosion that terrified Benjamin Roth’s family
the company has not been proven responsible for the catastrophe – yet there was great indignation on the part of the German population and in some areas of government
at the fact that the company pumped toxic firewater into the Rhine after the explosion
Residents like Roth complain about the company’s lack of transparency in communication
Currenta itself claims it has initiated “a large number of different communication channels” for citizens
Currenta is a company that 74-year-old pensioner Alix Otten from Manchester would rather have nothing to do with
While Roth looks out onto Currenta’s waste dump
Otten sees vegetables growing in her garden: potatoes
otherwise the vegetarian can feed herself from her produce
and tells us how she does not want to harm anyone with her lifestyle
And yet it is also thanks to Otten’s money that the chemical park in Leverkusen can operate at all. As an employee, Otten paid into the Greater Manchester Pension Fund
This in turn invested in a fund belonging to the investment banking company Macquarie
Macquarie Asset Management holds all of Currenta’s shares
Alix Otten receives part of her modest pension from the Greater Manchester Pension Fund: around £300 per month
The fact that Otten gave part of her money – albeit indirectly – to Currenta
If there was a way for her to get out of this pension scheme
pension funds invest the money of teachers
publicly traded companies such as Coca Cola
or other financial assets such as government bonds
The financial impact of these funds is huge: 38 trillion dollars are invested by pension funds in the global financial market
exceeding the GDP of even the richest countries in the world such as the USA
These investments are also keeping fossil fuel projects alive which prevent us from meeting global climate targets
Many large corporations on the stock market are fuelling the climate crisis: according to one study
the 60 largest banks on the stock market alone invested around 700 billion dollars in tar sands or Arctic oil mines in 2021
we came across nearly 30 international investors and a handful of international funds investing in German gas and coal-fired power plants
And around 200 local pension funds from the UK and North America profit from oil projects and coal and gas-fired power plants in Germany according to our research at CORRECTIV
The fact that the German government has been able to hold on to fossil fuel energy supplies for so long has therefore also been indirectly enabled by these investors
Currenta’s coal and gas-fired power plants in the company’s three chemical parks are not the only ones being financed by these funds
Public workers from Florida are partly paying for the chemical company Röhm’s gas-fired power plants
Civil servants from South Yorkshire invest indirectly in the Bayernoil oil refinery
teachers from Texas also invested indirectly in the chemical company Evonik and its coal-fired power plants
even though many of them have made climate pledges
Because of the broad distribution of money from pension funds
it becomes difficult for individuals to understand exactly where their money is going
It’s hard to track investments in chemical corporations or fossil fuel companies
it is often not the pension funds themselves that invest the money or buy companies that are harmful to the climate or the environment
There are usually private equity funds in between who invest the money on behalf of the pension funds
Their investments are even less transparent
Their investors often can’t see which industries their money
which is supposed to end up providing them with an adequate pension
Canadian Meghan Ecclestone, for example, had no idea that the Canadian Pension Plan (CPP) which she paid into was also invested in a fossil fuel company in Germany until she spoke to CORRECTIV:
about 500 Canadian dollars flow from Canadian Meghan’s salary into the pension fund CPP
approximately 21 million Canadians pay their pension contributions to the same fund
The CPP in turn invests the Canadians’ money in private equity funds
CVC Capital Partners is one of three major shareholders in Neptune Energy Ltd
Its subsidiary Neptune Energy Germany drills for oil and gas in Germany
the company generated around 660 million euros in sales last year
This makes Neptune Energy Germany’s second-largest oil producer
one of them in Offenbach an der Queich in southern Germany
But it’s a plan that’s meeting with resistance
Wheat is still growing on the unremarkable field
which is to be the site of oil extraction in the foreseeable future
Next to the wheat field stands Susanne Roth
who just happens to have the same name as Benjamin Roth from Leverkusen
That’s the main reason why she opposes the planned oil well
Not only would an agricultural area have to give way for the drilling
Roth is also concerned about the groundwater in the region
water levels in the area have already been sinking – and oil production uses up a lot of water
She is also afraid that the groundwater will be polluted
and movement in the ground could cause pipes to leak
And then there’s the increased traffic the oil well would bring with it
the crude oil from Offenbach will have to be transported by truck to a refinery
»We’ve just redeveloped the main road here in town
Susanne Roth Climate activist from Offenbach
Local politicians in the region are also angry
Both the local town council and the municipalities council have spoken out against oil drilling
“Offenbach was voted Energy Community of the Month at the end of last year”
That doesn’t sit comfortably with being the location of an oil well
Offenbach is waiting for the submission of the main operating plan for a so-called “exploratory well”
This plan still has to be approved by the responsible State Office for Geology and Mining in Mainz
But it would not be the first time that an oil well has been approved in the region
Neptune Energy and its partner Palatina GeoCon have been extracting oil for more than 15 years
Confronted with the concerns of local residents
a press spokesman for Neptune Energy replied that “from the consortium’s point of view (…) no negative environmental impact or danger to people or buildings is to be expected”
The press spokesman justified the oil drilling in the middle of a climate crisis with the claim that “the oil is a resource (…) used for example in wind power and photovoltaic plants” and thus “is an important and indispensable enabler of the energy transition”
oil is only used to a small extent – if at all – in renewables
The majority of these fossil fuels goes into industry or petrol
it was announced that Neptune Energy was to be sold to the Italian gas group Eni - but the German business
including the investment in the Speyer oil field
remains in dubious hands: The Chinese sovereign wealth fund CIC owns 49 percent of the British group Neptune Ltd
which in turn owns the German subsidiary Neptune Germany
The Chinese fund is Neptune's largest shareholder
Eni’s takeover plans explicitly stipulate that the German business should remain with the existing investors
Canadian Meghan Ecclestone had never heard of Neptune Energy Germany until she spoke to CORRECTIV
Despite the fact that payments from salaries like hers is what makes the fossil fuel company’s business possible: about $500 Canadian dollars per month flow from her account to the Canadian Pension Plan
Ecclestone works as a librarian in the Canadian city of Guelph, an hour from Toronto. She says she feels very close to nature. With her two children and husband, she enjoys taking bike rides in the area. In her spare time she is involved in the Canadian climate justice network “For our kids”
That makes her all the more upset when she hears about her pension fund’s fossil fuel investments
»It must be so frustrating for people trying to save their town
knowing that Canadians are sitting on the other side of the world who have no idea what’s being done in their name.«
She has now written an email to her pension fund manager: she wants him to explain how he plans to get out of fossil fuels
Perhaps it is the first of many emails that Ecclestone will write
Pelizzon believes it is primarily up to policymakers to use tax instruments to make fossil investments permanently unprofitable
you can choose whether fossil companies should be part of your investment or not
There are now studies according to which fossil-free investments yield just as high or even higher profits than their fossil-fueling counterparts
pension funds would have to withdraw from Currenta
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Diycon will be exhibiting at the Enforce Tac trade fair in Nuremberg (February 26 to 28)
Diycon will be presenting its own DNVC-6 multi-channel night vision goggles
A submersible Pro version for combat swimmers will soon be available
“The product has been specially tailored to the needs of authorities
is available as monocular or stereoscopic goggles and fits all standard helmet interfaces,” reveals Managing Director Tobias Geiger
the new multifunctional dwarf is the logical further development of the Diycon Thermal Fusion optics division and currently represents the maximum possible in terms of miniaturization
the DNVC-6 combines a full HD night vision camera and a state-of-the-art thermal imaging sensor including image memory
As a thermal imaging hybrid of the latest generation
the device is therefore fully suitable for day and night use and
An active IR and white light lamp is also installed so that it can also operate in complete darkness
https://militaeraktuell.at/general-hokanson-partnerschaft-mit-bundesheer-waechst/ A submersible Pro version for combat swimmers is also available
This is expected to be available from the second quarter of 2024
The Pro version was presented to users back in November as part of the Outer Limits Experience Week at Grundlsee
A specially developed ultra-compact head mount
affectionately referred to by the manufacturer as the “Night Pillow”
will also be presented at the Enforce Tac trade fair stand
Assembly and service for all Diycon products take place at the new production site in Offenbach an der Queich
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The latest Progroup corrugated sheetfeeder plant in Petersberg has been in routine production since the beginning of August
The Landau-based family company is extending its leading market position with its ultra-modern production site close to Pirmasens which will also create a combined total of 60 new jobs and training positions
Progroup can celebrate reaching yet one more mile-stone
Since the beginning of August the first corrugated board sheets have been routinely coming off the end of the line in the latest plant (PW15) in Petersberg
“We are systematically pursuing our growth strategy and are strengthening our market position even further with this investment
the plant is also a clear commitment to the Palatinate as a place for work and business,” stated Maximilian Heindl
Progroup began operating its first plant in Offenbach an der Queich more than 30 years ago
of this paper and corrugated board manufacturer is located in Landau
PW15 is yet further proof of Progroup’s technological leadership
Ultra-modern processes and innovative manufacturing technology form a perfect partnership here that guarantees corrugated board of the highest quality made by extremely efficient manufacturing methods
The site has the very latest high-tech plant and equipment capable of manufacturing up to 200,000 tonnes of corrugated sheetboard per year
The production line runs at a speed of 400 metres per minute
The speed at which the project was completed was also impressive
The ground-breaking ceremony took place as recently as June 2022
The rapid completion of the project is due primarily to Project Manager Rudolf Vervoorst and his team
A clever concept provides a sustainable source of energy
Two super-efficient combined heat and power plants plus a photo-voltaic plant on the roof cover the works’ total energy requirement for two-shift operation manufacturing corrugated board
This also reduces the consumption of fossil fuels
heat and power plant uses the waste heat from its own power generation either to generate cold
or alternatively to feed heat into the heating circuit
“This system is so efficient that we not only save energy in the manufacturing processes but can also heat the 30,000m2 building in winter and cool it in summer” explained Maximilian Heindl
In Petersberg Progroup has repeated its successful packaging park model based on a long-term partnership
PW15 was erected directly adjacent to the production facilities of Progroup’s long-standing customer G&G Preisser
resulting in major advantages for both parties: Progroup corrugated board stacks from the fully automated high bay warehouse with 15,000 storage spaces are now transported by a conveyor belt directly into Preisser’s packaging plant
The smart intralogistics system always knows exactly when and where each stack has to go
and replaces deliveries previously made by road
This not only eliminates significant costs for the two partner companies but also benefits the environment by removing the need for several dozen truck movements each day
is one of the leading manufacturers of containerboard and corrugated board in Europe
Since it was founded in 1991 in Offenbach/Queich
the company has been pursuing a consistent growth strategy which
is also based on the use of innovative and environmentally friendly production technologies
Progroup operates production sites in six countries in Central Europe
These currently include three paper factories
a logistics company and a waste-to-energy power plant
The company's second power plant is currently being constructed in Sandersdorf-Brehna near Leipzig
the company generated sales of around 1.3 billion euros in 2023
presse@progroup.ag