Dozens of communes across the south of France have been listed as natural disaster (catastrophe naturelle) zones as a result of drought conditions in 2023 Property owners in the 84 communes – in the Alpes-Maritimes Lozère and Gard departments – now have 30 days to make insurance claims if their homes were damaged by the droughts.  The classification has been made for communes that were affected by the “differential ground movements caused by drought and soil rehydration” between April and June 2023 (for the commune in Lozère this is between July and September 2022).  To make claims for damage caused by natural phenomena such as this insurance companies require the commune where a property is situated to be classed as suffering from a natural disaster.  This classification comes after a weather event such as flooding or drought The issue with drought damage though is that it may not immediately show but in fact can take several months to appear often creating cracks in a property’s walls Homeowners will need to lodge a compensation claim – you can read how to do this below.  Read more: France’s ‘catastrophe naturelle’ insurance system: how to claim Note the rules are the same both for main residencies and second homes If your home was damaged by last year’s droughts and your commune has not been listed in the Journal Officiel you can contact your mairie to see if a claim has been submitted.  If you have evidence of your property being affected Read more: Second-home owners in France could soon face insurance surcharge One commune is affected in Lozère: Vieille-Brioude Communes affected in the Alpes-Maritimes are: Antibes Full information can be found in the Journal Officiel These communes were declared as natural disaster zones after being assessed by government experts French succession laws can qffect inheritance of property from a step-parent Couple may sue French council over drainage issues in their bargain property Stricter regulations and rising costs are challenging landlords prompting a reclassification as 'touristic accommodation'