INRAPAn aerial view of the Gagnerie du Tertre excavation site in Savenay
More than a century after Allied forces signed an armistice marking an end to World War I
French archaeologists have unearthed an American military hospital from the war
the site revealed a host of items left behind by soldiers who stayed there
The discovery was announced in a press release from the National Institute for Preventive Archaeological Research (INRAP)
These sprawling hospital complexes often functioned as virtual cities
was found in the town of Savenay in northwestern France
and serves as a testament to the remarkable infrastructure of the American military during the First World War
When the United States entered World War I in April 1917
a plan was needed to establish the necessary infrastructure for American troops to land in Europe
military deployed the American Expeditionary Force (AEF)
the AEF set about building the infrastructure required for American deployment
INRAPArchaeologists excavating the Savenay site
the AEF wanted to ensure the military would have access to proper medical care to treat wounded soldiers
the AEF relied heavily on French hospitals to treat the wounded
but they quickly began to develop their own hospitals
creating a chain of care from the battlefield directly to military landing zones
The AEF constructed several hundred hospital structures across France
connected by ambulances and medical trains
While some of these were nothing more than simple field hospitals
others were vast centers capable of accommodating up to 25,000 patients
Given that more than 2 million “sammies” were deployed in France to fight in the war
it makes sense that such massive hospital compounds were established
Gagnerie du Tertre was one such hospital complex
spreading across more than seven acres and divided into two distinct sectors
The complex was surrounded by palisades — fencing used to defend the hospital — and also contained more than 20 dump pits dug into the ground
INRAPCombs belonging to soldiers who lived at the hospital complex
While most of the structures no longer stand
excavations revealed that that site contained around 20 barracks comprising housing
Researchers said most of the dump pits were filled with construction waste
but there were a number of other items found within that paint a picture of daily life at the compound
Several objects also pointed to the presence of German and Austro-Hungarian prisoners of war
INRAPButtons that belonged to American soldiers’ uniforms
While the complexes were primarily used for medical purposes
they also served as homes for American troops stationed in France
and other tools for surgery found at the site
there were also several personal items such as combs
To gain a better understanding of what INRAP researchers called “this American time” in French history
a group of Saint-François of Assisi high school students worked alongside archaeologists to excavate the site
After reading about the discovery of this American military hospital from World War I, learn all about World War I’s trench warfare. Then, read about the Christmas Truce of 1914 that briefly put World War I on hold
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Thomas Klein has over 20 years of experience in the grand duchy’s banking sector
has been promoted to CEO of Quintet Luxembourg
Michael Savenay will take over the reins of Merck Finck
who joined Quintet Private Bank in Luxembourg two years ago and heads its European asset servicing business
will take over the management of Merck Finck
Savenay previously held the position of head of sales
before being appointed CEO of Quintet Luxembourg in March 2021
who has more than 20 years of experience in the grand duchy
will also continue to hold the position of group head of asset servicing
he leads a team responsible for developing the bank’s portfolio of institutional and private clients--including family offices
corporates and private equity firms--requiring custody and execution services
Klein studied at the Frankfurt School of Finance and the University of Trier
he held the position of head of service delivery
and was a member of the executive business committee at UBS Luxembourg
he was chief risk officer at UBS Luxembourg
with responsibilities spanning all European branches
He worked at UBS from 2011 until his departure
He started his career as a private banker at Deutsche Bank
before moving into compliance at Hauck & Aufhäuser
Originally published in French by and translated for Delano
Klein, who joined Quintet Private Bank in Luxembourg two years ago and heads its Europe-wide Asset Servicing business, will lead some 300 staff, including 50 client advisors based in the Grand Duchy.
Klein succeeds Michael Savenay, who will take over the leadership of Merck Finck, Quintet’s German branch, where he served as Head of Sales, Products & Services prior to being appointed CEO of Quintet Luxembourg in March 2021.
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Michael Savenay will be in charge of some 300 personnel.Photo: Quintet
The Luxembourg division of private banking group Quintet Private Bank will have a new CEO as of 1 March
Michael Savenay first joined the group in Luxembourg in 2014 as the head of strategic and commercial project management
After rising to a senior management role in that department
Savenay then moved to the German branch of the group
where he has been country CEO since December last year
who led both the grand duchy branch and the new developments in the Nordic countries
has now moved back to Luxembourg as CEO in charge of some 300 personnel
He will also join the Quintet Europe management committee
which brings together all the group’s subsidiaries in Europe
Savenay began his career as a branch manager of Bacob Bank and then joined Belgian group Belfius (when it was still known as Dexia)
He has a BA in accounting and a master’s in marketing of financial services
When he left the Belgian government-controlled banking group to join Quintet in 2014
he was director of sales and services investment strategy
worldSingapore leads Asia in Pisa test while Europe sees 'worrying' decline in gradesSchoolchildren work in a classroom on the first day of the new school year after summer break in Savenay
PHOTO: Reuters filePUBLISHED ONDecember 06
2023 1:46 AMPARIS — Teenagers' mathematics and reading skills are in an unprecedented decline across dozens of countries and Covid school closures are only partly to be blamed
the OECD said on Tuesday (Dec 5) in its latest survey of global learning standards
The Paris-based Organisation for Economic Cooperation and Development said it had seen some of the steepest drops in performance since 2000 when it began its usually triennial tests of 15-year-olds reading
Nearly 700,000 youths took the two-hour test last year in the OECD's 38 mostly developed country members and 44-non members for the latest study
closely watched by policymakers as the largest international comparison of education performance
Compared to when the tests were last conducted in 2018
reading performance fell by 10 points on average in OECD countries
a loss equivalent to three-quarters of a year's worth of learning
While more than half of the 81 countries surveyed saw declines
Norway and Poland saw particularly sharp drops in mathematics scores
one out of four 15-year-olds tested as a low performer in maths
which means they could not use basic algorithms or interpret simple texts
"Covid probably played some role but I would not overrate it," OECD director of education Andreas Schleicher told a news conference
"There are underlying structural factors and they are much more likely to be permanent features of our education systems that policymakers should really take seriously."
Countries that provided extra teacher support during Covid school closures scored better and results were generally better in places where easy teacher access for special help was high
Poorer results tended to be associated with higher rates of mobile phone use for leisure and where schools reported teacher shortages
The OECD said the decline was not inevitable
where students scored the highest in maths
with results that suggested they were on average three to five years ahead of their OECD peers
Japan and South Korea also outperformed in maths and science
and was all the more notable in Ireland and Japan because their spending per student was no higher than the OECD average
ALSO READ: NUS maintains, NTU rises in latest global university ranking
said in an interview that his mission is to ensure the success of the bank’s long-term growth strategy
Photographer: Matic Zorman/Maison Moderne
Savenay has worked in the banking industry for 27 years
sought to combine commercial and managerial functions
and I also like taking on more strategic missions such as change management
All of those since the first day I started working in a bank
I actually started as director of a small Bacob Bank branch in Belgium.”
Savenay ended up as a regional director at Bacob Bank
then Belfius where he reached the position of director of sales and investment strategy services
“It was when I was at Dexia that I started to be interested in the Luxembourg market
I had many contacts with the people at [Banque Internationale à Luxembourg] which at that time was also part of the Dexia group
It has always been a dream of mine to work in Luxembourg
to have an international career.” In 2014 Savenay took the plunge
who was vice president and COO of [the private bank KBL] asked me to manage all the commercial projects of the group
I arrived as head of strategic and commercial project management with responsibility for transforming the bank’s commercial policy.” In 2017
his career took a detour across the Moselle
Responsible for strategic and commercial transformation in Germany from January 2017
he took over as head of Merck Finck Privatbankiers
the date of his appointment as head of Quintet Luxembourg
His mission in this role is to ensure that the long-term growth strategy launched in 2019 runs smoothly
It is a strategy which combines growth in the different markets where the bank is present--that is to say in addition to the grand duchy
Switzerland and Nordic countries--and Luxembourg’s central role as a common platform from which various services are delivered in both wealth management and asset services
It’s up to me to ensure that Luxembourg is up to the task of delivering these services.”
Growth is also now sought by the Quintet group in the Nordic countries
a region that many now consider to be a new El Dorado
“This is a huge field of opportunity for us
There are a lot of entrepreneurs and capital out there who are very interested in using the skills found in Luxembourg.” To capitalise on this rising tide
Quintet opened a branch in Copenhagen last October
“This is a really important market for us that we intend to invest a lot in
Which does not mean that we are going to neglect the other markets
They are all important to us and we will continue to invest in them in the same way.”
Savenay says the network is the strength of the group
“the differentiating element in the face of competition”
whether it comes from players in private banking or other sectors currently undergoing strong development such as multi-family offices or private equity firms
“We are a network bank with cross-border skills and local contacts
We have real expertise in our local markets that we can put to the service of our customers
The covid crisis has complicated daily tasks at the bank
But that didn’t stop them from moving forward
We recruited 12 new sales representatives in Luxembourg
who were able to attract 600 new customers in one year
“We went through the crisis like all the other banks
but we were able to deal with it in a very effective way
We have always put the health and wellbeing of our employees and customers at the top of our priorities
work from home and continue to serve our clients and meet their expectations
The volume and intensity of the contacts were higher than before
Taking the time to listen to them and reassure them is the role of the private banker
Savenay thinks that “we are now entering a new phase: we have to start preparing for a return to normal
People are tired of not having physical contact
of being at home and of seeing work and private life merging into one.” Preparing for the shift requires “taking into account the health and wellbeing of our customers and our employees”
as well as new investments in digitalisation
those who insisted on having only physical contact”--learned to use digital tools to maintain contact
“Clients who visited us several times a year will now want to limit these trips
This is a positive development to be credited to covid.”
But this will create an unexpected challenge for private bankers: that of preserving the personal links which are essential to forge bonds of trust between the client and the banker
The profession of private banker is not a profession that can be fully digitised.” Finding the right balance between digital and physical will be a real challenge for the months and years to come
Michael Savenay was named CEO of Quintet Luxembourg in February 2021
What does the future hold for the grand duchy’s private banking sector
who’s been with Luxembourg-headquartered Quintet since 2014
says technology will play an ever larger role
Aaron Grunwald: Where do you see Luxembourg’s private banking sector three to five years from now
Michael Savenay: I think there’s a bright future for private banking
is a USP [unique selling point] in the market
the fact that you’re a banker from Luxembourg already is a door opener
trust is one of the most important elements
you need contact and you need human contact
we see a shift in clients from broader affluent servicing to the focus in the next five years being more ultra-high-net-worth and high-net-worth
Because the cost to serve an affluent model is becoming too high for the bank
So you really have to focus your competences
your specialists towards the ultra-high segment..
that doesn’t mean that affluent clients are not welcome anymore at private banks
but I think they will be served in another way
That doesn’t mean that they will have less good servicing or performance
but they won’t necessarily get the same kind of human touch
do you think the same number of people will be working in the Luxembourg private banking sector in a few years
I think robotisation has an impact on back-office staffing
but I can’t give you any insights from my perspective [if that’s] a 20% cut
with the pressure on margins in the last five years
the investments they have to do for regulations and for digitalisation
I think that each bank went through a transformation over the last years
So I don’t think there’s fat on the bone there
I think everybody is already staffed in a very efficient way
They’re more price sensitive than they used to be
I don’t think there will be a margin uplift in the coming years
And you think the sector here in Luxembourg is prepared for that
we just have to deliver the right service for the right price
I think that’s the main challenge for the future
where you also can differentiate yourself from competitors
doing something 10 basis points cheaper than another bank is not an advantage
it’s not a criterion for wealthy people to change bank
It’s more like the kind of service you provide for the price you charge them
That’s where the commercial fighting takes place
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