Antara TEMPO.CO, Jakarta - The West Manggarai Police, East Nusa Tenggara (NTT), has successfully identified the body of a woman found on the shore of Pink Beach Komodo National Park on Thursday afternoon it has been identified," said the West Manggarai Police Chief Adj The victim has been identified as Juliani (32 years old) Chief of the West Manggarai Police Criminal Investigation Unit explained that the identification was made by the Indonesian Automatic Fingerprint Identification System (Inafis) team of the West Manggarai Police we managed to uncover the identity of the corpse," he said involved taking photographs of the body from four different angles and recording the fingerprints This led to the discovery of the floating body's identity "The process of identification was quite difficult because the body had started to decompose but after matching the fingerprint search results using the vinegar method the identity of the body was eventually revealed," he said He explained that the vinegar method was used to reveal the papillary lines on the fingers as the outer skin had peeled off and begun to decompose "Of the 10 fingers on both left and right hands while the other fingers did not have those lines," said Lufthi The identification also involved comparing all identity data which matched those of Juliani (32 years old) "We also matched the fingerprint data at the police and the e-ID card to ensure the identity of the body," he said He explained that Juliani's family was contacted to confirm her identity and conduct a physical examination Information from the family suggests that Juliani was likely swept away by the flash flood that struck the Wera and Ambalawi Districts Juliani's body is currently being held at Komodo Labuan Bajo Regional Hospital and will be transported to Bima the body will be taken to her hometown using a speedboat accompanied by family members," Lufthi said Editor’s Choice: BMKG Warns of Increased Extreme Rainfall Across Indonesia in Next 7 Days Click here to get the latest news updates from Tempo on Google News Prabowo Plans to Build Emergency Bulog Warehouses in Aceh, West Nusa Tenggara Prabowo's Reason for Involving the Military in Food Matters Prabowo Open to Meeting Retired Military Forum Urging Gibran's Impeachment Free Meal Poisoning Case, Prabowo Alludes to Students Eating Without Spoons Learn About the Outsourcing Practices Prabowo Intends to Scrap Prabowo: Bill Gates to Support Free Nutritious Meal Program in Indonesia Prabowo Rejects 'Puppet President' Label, Denies Jokowi's Control Manpower Minister Unveils Reasons Behind Over 24,000 Layoffs by April 2025 Prabowo Claims 99.99% Success Rate for Free Nutritious Meal Program Indonesia and Japan Deepen Strategic Alliance in Clean Energy and Infrastructure Today's Top 3 News: 7 Most Beautiful Banknotes Bank Indonesia Withdraws Four Banknote Denominations Says Police Behind Violence at Labor Day Rally Jakarta Police Blame Infiltrators for Labor Day Rally Unrest LBH Jakarta Reports Labor Day Protesters Still Detained by Police After Investigation Indonesian Police Bust 7 Online Gambling Sites Israel Wildfire Probe: Police Confirm 3 Arrests How Police Repression Unfolded During Semarang May Day Rally Tempo Journalist Allegedly Assaulted by Police During May Day Rally in Semarang Chaos Erupts at Semarang May Day Rally: Police Arrest Suspected Provocateurs Police Deploy 13,252 Joint Personnel to Safeguard Jakarta May Day Events The Pope's Role in Major Events of the Modern Era Sistine Chapel Prepares for the Election of New Pope Keanu Reeves and Sandra Bullock Reunite After 30 Years for New Film Project AJI, UNESCO Declare Commitment to Support Digital Security of Student Press Prabowo Praises Jokowi's Inflation Control in Cabinet Session, Denies Link to Gibran's Presence BGN Chief Aims for Zero Accidents in Free Nutritious Meal Program Inside Sistine Chapel: 5 Key Facts About the Conclave's Iconic Venue Exposing Trump's Move on Mike Waltz Dismissal Jokowi Responds to Calls for VP Gibran's Impeachment Today's Top 3 News: 7 Most Beautiful Banknotes in the World, Penetration of Visa, Mastercard vs QRIS in Indonesia Jennie, Lisa, and Rose BLACKPINK Gather at the Met Gala 2025 Israel Approves Plan to Expand Gaza Onslaught, Occupy Territories Indonesia's Mount Semeru Erupts 3 Times This Morning, Sends Ash 700 Meters High WHO: Hand Hygiene is Essential, Medical Gloves Are Not a Substitute List of Baeksang Arts Awards 2025 Winners KOSTCON 2025, the First Largest K-Drama OST Concert in Jakarta, to Take Place on August 2nd ITS Business Management Department student Bima Surya Samudra during the Erasmus+Global Exchange program at Haaga-Helia University of Applied Sciences The recipient of the scholarship funded by the European Union is a student of the ITS Business Management Department (MB) Bima Surya Samudra. This success is even more proud because he is the only Indonesian student selected for the program. “Thanks to my dedication to the ITS Business Management Department I managed to get a recommendation from the head of the department to join this program,” explained Bima During the period of August – December 2024 undergoing a student exchange in the capital city of Finland Bima felt a very different experience from his daily life in Surabaya The academic life he lived gave him greater freedom to explore his learning interests “For one semester I have studied various software related to business processes and applied them directly to the organizations and projects that I participated in at ITS,” said the young man who was born in Surabaya Bima Surya Samudra (standing) while presenting his studies in front of the Indonesian Ambassador to Finland and Estonia Ratu Silvy Gayatri and the Indonesian Student Association in FinlandIn addition Bima also appreciates the culture of communicating directly and openly and completing assignments efficiently and in balance in the happiest country in the world this allows students to focus more on their studies without having to feel burdened by various other assignments outside of class hours everyone really values ​​time and no one uses weekends to work,” added the 2021 student when contacted via online message With the enthusiasm to continue learning and developing this student who is also active as an ITS Online crew does not only attend formal lectures in Finland He is also actively seeking practical experience by undergoing an internship at Demola Global a global community that focuses on inviting students to be creative on current global problems This experience has given him the opportunity to apply the knowledge he has learned directly in the real world of work Bima Surya Samudra (back right) with Erasmus+ Global Exchange scholarship recipients from Bhutan and International Affairs Officer Haaga-Helia University Although initially worried about being lonely in a foreign country the only son of Indrian Polii and Sri Wahyuning Illahi actually found a very diverse community Together with 178 other scholarship recipients from the same program he studied and exchanged ideas with different perspectives Indonesian students who received the 2024 Indonesian International Student Mobility Award (IISMA) scholarship also managed to accompany him until the end of the student exchange The opportunity to study in another country with full funding has opened up opportunities for Indonesian students to develop more rapidly at the global level he also contributed to sharing his knowledge with his closest environment at ITS “It’s useless if the knowledge gained is only for yourself,” he said motivatingly Reporter: Syahidan Nur Habibie Ash-Shidieq ITS News — Indonesia as a tropical country tends to have many coastal areas ITS News — Data is an asset and the main foundation in determining strategies for the future ITS News — Continuing to show local wisdom to the world community ITS News — The Domestic Component Level (TKDN) is the key to restoring the glory of the Indonesian Najla Nur Fauziyah TEMPO.CO, Jakarta - In commemoration of the 75th diplomatic relations between Indonesia and the Philippines, the Indonesian Navy’s sail training ship, KRI Bima Suci diverting from its original destination in Davao KRI Bima Suci is commanded by Marine Lieutenant Colonel (P) Hastaria Dwi Prakoso KRI Bima Suci will sail from Jakarta to Singapore The ship and its crew will embark on a 4-day visit in Manila The Indonesian Defense Attache for the Philippines said the ship that boards the cadet corps will have 193 crew personnel onboard including 98 crew members and 95 cadets and training unit personnel.  “Specifically for the mission from Jakarta to Manila the sea fleet corps cadets comprises 60 personnel,” Bambang said as quoted from the press release received by Tempo on Monday the 60 cadets will be replaced by 62 non-sea fleet corps cadets on the journey back from the Philippines.  KRI Bima Suci has been operating at sea since 2017 anchoring in various countries across the world These operations significantly contribute to Indonesia’s foreign diplomacy and education—specifically for cadets in the Indonesian Navy Not only are the sailing missions intended to train the cadets but KRI Bima Suci also introduces Indonesia to the international community by participating in various competitions and embarking on honorary visits.    KRI Bima Suci’s goodwill missions also play a significant role in strengthening Indonesia’s relations with other countries “The visit is an effective way to reinforce the relationship between Indonesia and its friendly countries especially the Philippines,” Bambang said Editor's Choice: Energy Minister Highlights Indonesia's Crucial Role in Global Electric Vehicle Industry Click here to get the latest news updates from Tempo on Google News Iran Detains Two Following Deadly Port Explosion Nearly Half of Germans Support Banning Far-Right AfD, Poll Shows Yemeni Houthis Announce Airspace Blockade Against Israel Iran Pledges Retaliation for Any US or Israeli Military Action Israel Vows Retaliation Following Houthi Strike on Main Airport Pope Francis' Popemobile Transformed into Mobile Clinic for Gaza Children Indonesian Navy Lacking Foreign Submarine Detection Tools Several Killed After Car Drives into Crowd at Street Festival in Vancouver 10 Best Places to Visit in Southeast Asia for Adventure Seekers Indonesia and Malaysia Discuss Strategic Defense Cooperation Discover Asia's 10 Best Scuba Diving Spots with Indonesia on Top Prabowo Set to Join Antalya Diplomacy Forum in Turkey Bima Saputra shows his cheap and affordable geprek chicken rice which is known to be popular among ITS students The main motivation of the young man who is familiarly called Bimbim in selling is to help the family economy considering that his father works in a factory and his mother is a housewife his family’s economy will still be very tight by selling I also want to help friends who are migrants to be able to get cheap food,” said the student who likes sports and learning new things The viral story of Bimbim’s persistence in helping his parents began with his friend’s upload on social media which then attracted the attention of many people The public was inspired by his determination and hard work success is not only measured by academic achievement but also the courage to face life’s difficulties with real effort “All of this is for my family and my future,” said the young man who was born on December 24 Bima Saputra (right) selling his geprek chicken rice to his friends on the ITS campus Bimbim wants his business selling geprek chicken which he has only been running since studying at ITS This idea came from himself so that it could help ease the family’s economic burden I plan to use digital platforms such as social media for wider promotion,” said the only son of Muliono Saputra and Iin Kurniawati In his daily life, Bimbim spends his mornings preparing his merchandise with his mother. The student from the ITS Information Systems Department Digital Innovation Undergraduate Study Program also helps cook and make sure everything is ready to be taken to campus By bringing 25-35 boxes of geprek chicken rice then sells it to fellow students at an affordable price the 2024 student immediately returned home to help his mother and prepare for the next day’s activities The long journey from home to campus did not discourage him instead he felt grateful to be able to contribute to his family he admitted that he was happy to do activities like this to help his family’s economy Bima Saputra when he brought his merchandise to sell around the ITS campus Bimbim is now starting to be known by the ITS academic community with his signature menu he was recently invited to an event on a private television station as a guest star because of his inspiring story He has become a young figure who can prove that as a student you can still contribute to your family starting a business does require a lot of considerations at the beginning But if you are consistent and willing to learn be it helping your family or gaining experience,” said Bimbim reminding students who also want to sell like him but are still hesitant He also said to always make a clear schedule and make sure to always prioritize things that are the main priority Don’t hesitate to ask for help from friends or family if there are obstacles and make sure to always stay healthy “Success doesn’t come overnight so enjoy the process no matter how tiring it is,” said Bimbim giving tips The former minister questioned whether the government intended to continue the Rythu Bima scheme or whether it was quietly discontinued Hyderabad: Voicing concern over the failure of the Congress government to pay the insurance premium for Rythu Bima Scheme BRS senior leader and former Minister T Harish Rao stated that the government should have cleared the Rs 775 crore premium in February three months had already passed without payment The Rythu Bima scheme, originally introduced by former Chief Minister K Chandrashekhar Rao was designed to provide financial security to families of deceased farmers Concerns were mounting over the delay in payment of premium to continue the programme He also criticized the administration for failing to disburse financial assistance under the Rythu Bandhu scheme during the monsoon season and delaying payments for the Yasangi crop cycle more than 100 farmers had died in the last three months due to various reasons With the government failing to pay the insurance premium their families were left without financial aid Harish Rao further condemned the government’s stand on loan waivers only a fraction of farmers had received relief He accused the administration of betraying the farming community and ignoring their plight Harish Rao demanded that the Telangana government compensate affected farmer families by paying Rs.5 lakh per family and clear the pending premium with LIC without further delay Dover, DE, April 09, 2025 (GLOBE NEWSWIRE) -- BIMA (https://bima.money/) enabling both professional and retail investors to access permissionless institution-grade yield strategies globally without selling their Bitcoin a capital-efficient stablecoin over-collateralized by Bitcoin derivatives offering investors new options for generating yield while maintaining their BTC positions "Today's mainnet launch represents the culmination of our mission to create a better solution for Bitcoin holders," said Sid Sridhar founder and CEO of BIMA our platform enables BTC holders to borrow at rates of just 1-2% while earning yields of 12% or higher – addressing the inefficiency of traditional lending markets where borrowing costs typically exceed returns." investors can immediately access BIMA's ecosystem of vault strategies offering varying risk-reward profiles These range from delta-neutral strategies earning 15-20% APY to higher-volatility options capable of generating between 30-60% APY Users can deposit Bitcoin directly or stake their BTC to receive liquid-staking derivatives (LSTs) then place these assets into vaults to mint USBD at a 150% minimum collateralization ratio As a U.S.-based company entering the market with a fully operational platform BIMA's mainnet launch delivers a comprehensive security infrastructure featuring over-collateralization safeguards and a stability pool that efficiently resolves under-collateralized positions The platform integrates with major wallets allowing users to start minting USBD through a straightforward five-step process For more information and to access the live mainnet, visit https://bima.money/ About BIMABIMA is a DeFi protocol that allows Bitcoin holders to access short-term liquidity while maintaining upside of their long-term BTC positions The platform's unique USBD stablecoin enables users to borrow at low rates while earning substantial yields through various vault strategies BIMA offers institution-grade yield opportunities previously unavailable to retail investors with risk profiles ranging from conservative to growth-oriented the Indonesia member firm of Baker McKenzie has started 2025 with the addition of real estate and M&A lawyer Bima Sarumpaet who returns to the firm after a two-year partnership at MacalloHarlin Mendrofa Advocates (MHMS) Sarumpaet started his career at HHP in 2006 and became a partner in 2017 He brings almost 20 years of experience advising both international and domestic clients on M&A His expertise covers the full spectrum of industrial “His return to HHP comes at a crucial time as we anticipate increased investment in the region with investors pivoting toward Indonesia and Southeast Asia for growth opportunities and risk diversification” Asia-Pacific chair of Baker McKenzie's M&A practice Sarumpaet joins shortly after the addition of a Morrison Foerster M&A team the former managing partner of MoFo’s Singapore office to Baker McKenzie’s Singapore branch "The addition of Bima underscores our ongoing commitment to attracting top-tier talent and enhancing our bench strength in Asia. As we continue to build on a robust platform and expand strategic offerings to meet clients' evolving business and legal needs, Bima's return to HHP along with recent additions of other talented lawyers in our M&A and Construction practices across the region Abdul Rahim Appointed Chief Maritime Strategy and Innovation Officer at Lila Global Noor Abdulla AlKooheji Appointed CFO of Al Areen Holding to Drive Financial Strategy Cari English Bima Arya and the Adventure of Pursuing Destiny "West Java 1" TEKS › English›Bima Arya and the Adventure of.. Iklan Bima Arya and the Adventure of Pursuing Destiny "West Java 1" In the midst of uncertainty waiting for fate to be governed by political scenarios Audio Berita This article has been translated using AI. See Original Please note that this article was automatically translated using Microsoft Azure AI, Open AI, and Google Translation AI. We cannot ensure that the entire content is translated accurately. If you spot any errors or inconsistencies, contact us at hotline@kompas.id and we'll make every effort to address them TEKS Kompas at his residence in Bogor Monday (20/5/2024)." height="768" loading="lazy" sizes="(max-width:1280px) 1280px https://assetd.kompas.id/JZlQylfQub7bxH2wKVyReikfPmY=/720x540/filters:watermark(https://cdn-content.kompas.id/umum/kompas_main_logo.png,-16p,-13p,0)/https%3A%2F%2Fasset.kgnewsroom.com%2Fphoto%2Fpre%2F2024%2F05%2F21%2F440089b6-c76e-4069-8998-ba6f9513c0f8_jpeg.jpg 720w https://assetd.kompas.id/OnmOA22sNnkDbnF7gnhhoI-jVlk=/1024x768/filters:watermark(https://cdn-content.kompas.id/umum/kompas_main_logo.png,-16p,-13p,0)/https%3A%2F%2Fasset.kgnewsroom.com%2Fphoto%2Fpre%2F2024%2F05%2F21%2F440089b6-c76e-4069-8998-ba6f9513c0f8_jpeg.jpg 1024w https://assetd.kompas.id/jpmieRI6vDHo8K0WVp_UnmPJmBM=/676x507/filters:watermark(https://cdn-content.kompas.id/umum/kompas_main_logo.png,-16p,-13p,0)/https%3A%2F%2Fasset.kgnewsroom.com%2Fphoto%2Fpre%2F2024%2F05%2F21%2F440089b6-c76e-4069-8998-ba6f9513c0f8_jpeg.jpg 676w https://assetd.kompas.id/Bi5Zm-RjxP4VUBQrhTagH84dyHQ=/160x160/filters:watermark(https://cdn-content.kompas.id/umum/kompas_main_logo.png,-16p,-13p,0)/https%3A%2F%2Fasset.kgnewsroom.com%2Fphoto%2Fpre%2F2024%2F05%2F21%2F440089b6-c76e-4069-8998-ba6f9513c0f8_jpeg.jpg 160w https://assetd.kompas.id/0tLFc-jJsQ5jxWDKCJNbh0YNMQM=/300x225/filters:watermark(https://cdn-content.kompas.id/umum/kompas_main_logo.png,-16p,-13p,0)/https%3A%2F%2Fasset.kgnewsroom.com%2Fphoto%2Fpre%2F2024%2F05%2F21%2F440089b6-c76e-4069-8998-ba6f9513c0f8_jpeg.jpg 300w https://assetd.kompas.id/E2Q0bWmAAeXg3l_XCg96H_Iplfg=/480x480/filters:watermark(https://cdn-content.kompas.id/umum/kompas_main_logo.png,-16p,-13p,0)/https%3A%2F%2Fasset.kgnewsroom.com%2Fphoto%2Fpre%2F2024%2F05%2F21%2F440089b6-c76e-4069-8998-ba6f9513c0f8_jpeg.jpg 480w" width="1024" data-v-30ab5665>KOMPAS/NIKOLAUS HARBOWOMayor of Bogor for the 2014-2024 period during an interview with Kompas at his residence in Bogor Completing two terms of leadership as Mayor of Bogor Bima Arya Sugiarto is now determined to run as a candidate for Governor of West Java cannot move alone as the party only has seven seats in the West Java Regional Representative Council This means that 17 more seats are still needed for Bima to advance in the West Java Gubernatorial Election Building communication and negotiation with other political parties is essential Bima's electability is still in the middle ranks and fiercely competitive with Gerindra Party cadre Their electability is far behind former Governor of West Java and also Golkar Party cadre He has gone through the same winding road when he first ran for mayor of Bogor in 2013 Also read: PAN Expects Four Ministers, Who is Proposed? Ahead of the registration of regional head candidate pairs which will begin at the end of August 2024 Kompas interviewed Bima at his residence in Bogor We explore Bima's efforts to fulfill the destiny of "West Java 1" and his dreams of building West Java if he is elected later To what extent is PAN serious about nominating you to run as West Java gubernatorial candidate It's not final yet because we still have to look at the political constellation. The Jakarta gubernatorial election factor also influences the West Java gubernatorial election Whether Mas Anies Baswedan will run or not in Jakarta is very influential who will be fielded by the party in West Java I asked for guidance from the party chairman the party chairman directed me to just go ahead and move to West Java my father was born in Majalengka and my mother in Cipanas my emotional connection to West Java is very strong Also read: Bima Arya Meets West Java Golkar, Symbol of Taaruf Cake towards Coalition for Gubernatorial Election we will be controlled by political scenarios who firmly believes in a scientific approach I believe that surveys also play a determining role This means that if you are serious about carrying out your party's duties increase the numbers and awareness among the people of West Java I began to move from West Java and the first thing to do is surely internal party procedures That's why I have returned the form to the party as a mandatory requirement to run for governor I have also established communication with all (party leaders in the region) Kang Ono Surono (Chairman of the West Java PDI-P Regional Council) and Golkar meetings with several other party leaders have been arranged Perhaps not all of the decisions are made based on special considerations we may focus on the coalition that was together in the presidential election when there is a possibility of other scenarios (other parties) will certainly be discussed chances are you will go to the Gerindra Party and the Democrat Party The next step could be to approach the Democrat or Nasdem party has also stated its willingness to join the coalition it is possible that the coalition in West Java may not be the same as the coalition in the presidential election it will greatly depend on what kind of new government coalition will be formed later How has the response been from the parties that have been approached because everyone must have learned from the available surveys but also what the prospects are for the future and Minister of Tourism and Creative Industry participated in a procession to commemorate the 541st anniversary of Bogor on Sudirman Street And indeed your name is one of the candidates being considered by them at the top position is Kang Emil (Ridwan Kamil) with around 50 percent of electability there is Dedi Mulyadi with around 14 percent and I am in third place Kang Emil and Dedi Mulyadi are quite far away the survey was conducted before I declared my candidacy for governor of West Java at Gedung Sate in early May 2024 the numbers (electability) will increase when I have declared and travelled around West Java From each party you have communicated with for example what number do you have to achieve electability until finally the party's recommendation comes down If the electability is high but not acceptable to other parties Also read: Bima Arya and Colorful Apeksi but the candidate doesn't want to be with me at that point I really understood that the party was still proposing two names it is possible that my electability is high PAN ends up appointing Desy Ratnasari as candidate for governor of West Java one must always be prepared for all possibilities I also mentioned yesterday that if it doesn't come to me An artist and also a member of the elected legislative period for 2019-2024 wore a kebaya during her inauguration in the Plenary Session of the MPR at the Plenary Meeting Room I PAN only has seven seats in the West Java DPRD Is then General Chairman Zulkifli Hasan really targeting you to run as cawagub or can you become cawagub I was asked exactly that question: why did Bima Arya dare to run for office when his party only had three seats and the survey showed less than 10 percent the fact proves that the situation has turned around even other parties approached us at the last minute they were the ones who held the survey numbers The Democratic Party conveyed that Kang Bima has received the highest survey results it will skyrocket and build a large coalition I think that if I make maximum efforts and the survey numbers are good Does this mean that you are still in a position to pursue "West Java 1" candidates Mr Prabowo Subianto's electability dropped even though the format has started to develop The position of the top three (judging from the electability of potential candidates for governor of West Java) so have you also started building volunteer strength Will itbe one of the pillars of your victory one of the targets of why I announced (declared as West Java gubernatorial candidate) to the public Check the waves for how much support they have And what happened was the support poured in there are young people in Bandung who say they want to support it I just ran just to (my house in Bogor) here.' Because it will definitely be turned around by my opponents Also read: Declaration at Gedung Sate, Bima Arya Heats Up Competition for West Java Governor Candidate Then there were also waves of support from activist friends and communities in West Java There are several segments of young people who will also declare their support they will move to introduce my character and my ideas announced his candidacy for West Java Governor for the 2024-2029 period on the grounds of the Gedung Sate West Java Governor's Office in Bandung City Have you toured all the cities and districts in West Java different because there is a deadline for the registration period we are moving this for the next two months actually I cannot handle or reach all 27 cities/districts What are the criteria for the area to be visited The criterion is more focused on potential effectiveness that can be multiplied there are areas that are assumed we cannot enter we will definitely release them in the next two months for areas where we will receive increased support upon arrival the population of Bogor regency alone is already five million people The population in Bogor city is approximately one million the Bogor Residency area will definitely be the main target we toured the southern region of West Java and it turns out we have many intersections and surviving two terms in Bogor is because I believe in the power of data which is the base of the Prosperous Justice Party We believe that not everything is in the same carriage as PKS there I understand that there are other segments that are still possible to support me there Mayor of Bogor for the 2014-2024 period Bima Arya Sugiarto during an interview with Kompas at his residence in Bogor The pattern is increasingly narrowing towards here The pattern for the past six months is the same Is it possible that there will be four pairs in the West Java gubernatorial election later looking at the last map and you are only suitable as "Jabar 2" who do you think is the most suitable candidate to accompany you This chapter is about efforts for mass communication to the people of West Java and communication or building relationships with party leaders everything can be determined at the last minute We often do not have the luxury of choosing our alliance the combination will be open according to me So now I am not focused on this one or that one in my opinion those criteria are more about mindset not about ideology or political and party background I really want to partner with people who really want to work with their heart Also read: Replace Bima Arya, Hery Antasari Continue and Accelerate Bogor City Government Programs I have experienced firsthand the second period in Bogor city I worked with a very suitable partner in Kang Dedie Abdu Rachim because I know that Kang Dedie loves Bogor if you look at the survey base and see the potential for there to be up to four pairs of candidates is there still a big chance that you can advance in "West Java 1" if the measures are electability and acceptability A scavenger crosses the political party flags of the 2024 Election participants installed on Pramuka Street Political parties use the campaign period to install campaign equipment The high political costs are considered one of the contributors to the decline of democracy It's no secret that regional elections are expensive one of the components of which is political dowry Is there a party that asks you for a dowry to get a nomination ticket Because of good surveys and good communication there have been no discussions about the issue of dowry I cannot yet anticipate the needs related to those numbers what is certain for me is the need to come down and circulate among the residents how much will it cost to advance in West Java until you are elected The second period is more economical because the incumbent is more economical by half if you run for the West Java gubernatorial election the battle is a battle to control the current algorithm isn't he a figure who travels around West Java but he has quite a bit of capital in social media Then when Kang Emil became Governor of West Java he really relied on social media because of our limited reach It is impossible to cover 27 cities/districts with all variants I think the strategy for penetration in the media definitely requires significant financing consequences Also read: Prabowo Deeply Examines Addition of Ministries, Intentions to Share Power Dismissed No wonder you look more intense on social media that's one aspect of preventing corruption There are major concerns indeed from politicians of today's party referring to what happened in the legislative elections so the possibility of expensive regional elections may also occur there I see that the presence of independent institutions overseeing elections in a neutral and impartial manner will have some influence as well I remember that in the past there were quite a lot of Independent Election Monitoring Committees I did not see any strength in that element The media must be a balance to the pragmatic current Also read: Money and Commodity Politics "The Voice of the People" I remember that during the legislative elections residents are educated and always reminded There are also those who enter guerrillas into neighborhoods such spiritual nuances somewhat reduce the current of pragmatism risking their fate just for material things and communities must also be encouraged to provide education and oversight if there are deviations or misappropriations On the fourth day of the electoral campaign supporters of the National Mandate Party (PAN) momentarily made Jakarta's streets "blue," as seen on Sudirman Street on Saturday (May 22 Does this mean that in the future we must also look for a model so that the costs of running for regional elections are not high Socialization can be suppressed by maximizing personal social media What is somewhat difficult to avoid is that the logistics of carrying out outreach activities to the grassroots must remain high What can be avoided and minimized is money politics there is a mechanism for reporting campaign funds If the fund reporting mechanism is truly professional then everyone will count on doing things that are manipulative in nature Why didn't you run for the 2024 legislative elections Do you really want to focus on advancing in the West Java gubernatorial election I want to give my all until the very end in Bogor if Inailed,it would mean that I would have to resign in September 2023 breaking promises just to jump into a political career I am not too interested in the legislative branch I asked the head of the department to add more budget for uninhabitable houses I ordered a scholarship program for the best sons and daughters of Bogor We pay school and high school children to go to college Several students are observing photos at the Indonesia Reporter Photo Exhibition in Bandung entitled Nawasena at Saparua Field the first issue that needs to be immediately addressed is basic needs such as education and high school buildings with sufficient educators there also needs to be more public health centers and hospitals in West Java including nearly 500 tourism destinations in cities throughout West Java should also have an impact on the availability of job opportunities Also read: West Java Strengthens Investment Promotion to Various Countries southern West Java is very uneven compared to central West Java Development should be more evenly distributed with connected roads and more comfortable transportation in all cities in West Java Inter-city transportation access within the province also needs more attention development cannot be centered only in the middle and southern West Java must be developed to be on par with the others what I often get complaints about is that there are still many illegal fees and young people who are trapped in online loans throughout West Java illegal levies still hinder increasing regional revenues from extraordinary potential in the tourism sector I believe that is generally an issue in West Java that we offer to become the focus and priority for the next five years Metrics details Melioidosis is a life-threatening tropical disease caused by an intracellular gram-negative bacterium Burkholderia pseudomallei pseudomallei polymerizes the host cell actin through autotransporters pseudomallei have been reported previously: BimABp and BimA B little is known about genetic sequence variations within BimA and BimC and their potential effect on the virulence of B This study analyzed 1,294 genomes from clinical isolates of patients admitted to nine hospitals in northeast Thailand between 2015 and 2018 and performed 3D structural analysis and plaque-forming efficiency assay The genomic analysis identified 10 BimABp and 5 major BimC types in the dominant and non-dominant lineages of the B Our protein prediction analysis of all BimABp and major BimC variants revealed that their 3D structures were conserved compared to those of B Sixteen representative strains of the most distant BimABp types were tested for plaque formation and the development of polar actin tails in A549 epithelial cells We found that all isolates retained these functions These findings enhance our understanding of the prevalence of BimABp and BimC variants and their implications for B licensed melioidosis vaccines and better treatment approaches are unavailable Although variations in BimA have been studied across Australia and South Asia particularly the BimABm variant and its potential implications for virulence it is necessary to explore novel sequence variations within BimA and BimC and their potential impact on B such as northeast Thailand and its neighboring countries we performed a genomic analysis to identify novel variations in BimA and BimC Our genomic study analyzed 1,294 clinical isolates of B pseudomallei collected from patients with melioidosis prospectively recruited into a cohort study conducted at nine hospitals in northeast Thailand We then constructed three-dimensional (3D) structural models to predict whether these variations alter the structures of BimA and BimC proteins we conducted assays to assess plaque-forming efficiency and performed immunostaining and confocal microscopy to investigate whether the identified BimA variants were associated with changes in the actin-based motility of B pseudomallei genomes and Pairwise Single Amino acid Polymorphism (SAP) of BimABp and BimC types in clinical B (a) and (b) Heat maps for pairwise SAP distances between BimABp and BimC variants The color and number correspond to the number of SAP distances between each variant type in reference to BimABp and BimC types 1 (B classified as type 1 was used as the reference strain) pseudomallei genomes harboring the BimABp and BimC variant types The 3D structures of all BimABp and major BimC types were further characterized and the representative isolates harboring the BimABp types 2 6 and 9 (most distant from BimABp type 1) and BimABp type 10 (carrying a missense mutation in the transmembrane domain) were selected further for plaque-forming efficiency assay These selections aimed to predict BimA-based functions in the virulence of B Maximum-likelihood phylogenomic tree of 1,294 B pseudomallei clinical isolates rooted on MSHR5619 The innermost ring (1) represents the PopPUNK lineages The second (2) and middle (3) rings represent the BimABp and BimC variant types The fourth (4) and outermost (5) rings represent the country sources based on patients’ home addresses and the year of sample collection The tree scale indicates 0.01 nucleotide substitutions per site Our results in Fig. 3 and Supplementary Table S1 demonstrated that BimABp types 1 and 4 were likely associated with lineage 1 (type 1 while BimABp types 2 and 3 were likely specific to lineages 2 and 3 BimC type 1 was distributed across all lineages but was predominantly enriched in lineage 1 (90%; P = < 0.0001) The remaining BimC types 2–5 were present in lineages 2 (a) Geographical map of northeast Thailand with study sites highlighted in gray (b) Geographical distribution of the three dominant PopPUNK lineages (c) Geographical distribution of the ten BimABp types (d) Geographical distribution of the five BimC types The spatial distribution of genomes was represented by the patients’ home addresses in Thailand All BimABp and BimABm models were built using I-TASSER The C-score of the models were: -0.96 for BimABp type 1; -1.16 for type 2; -0.71 for type 3; -0.74 for type 4; -0.99 for type 5; -0.73 for type 6; -1.02 for type 7; -1.12 for type 8; -1.13 for type 9; -0.71 for type 10; and  -0.93 for BimABm MSHR668 Figures were generated by Discovery Studio Visualizer version 21.1 3D structural models of five major BimC types of B (a) The 3D structural model of BimC type 1 (B classified as type 1 was used as the reference strain) was built based on a template TibC of E with 43.85% sequence identity and 93% coverage and GMQE score of 0.77 (b – e) 3D structural models of BimC types 2 Mutation positions are represented in pink Corey-Pauling-Koltun (CPK) models and labeled accordingly Although the variations in BimC were minimal further investigation is needed to validate their involvement in actin-tail formation Plaque-forming efficiencies of representative strains harboring different BimABptypes in A549 cells (a) Photographic representation of plaques pseudomallei isolates harboring the different BimABp types in A549 cells pseudomallei strains representative of BimABp type 1 (B Plaques were stained with 2% (w/v) crystal violet at 24 h post-infection Plaque-forming efficiency (PFU/ml) was counted as the number of plaques (plaque-forming units: PFU) divided by the CFU (colony-forming units) of bacteria added per well (CFU/ml) Error bars represent means ± standard deviation of data from three independent experiments (one-way ANOVA; P < 0.05) BPSS1818 and BPSS1860 also exist in these genomes Confocal microscopy images of A549 cells infected with B pseudomallei isolates with different BimABptypes and (f) BimABp type 10 (DR50003A) were used to infect A549 cells (g) at MOI of 30:1 Immunofluorescence staining was performed at 8 h post-infection using 4B11 monoclonal antibody specific to B pseudomallei capsular polysaccharide to visualize the bacteria in green; phalloidin for F-actin in red; and Hoechst 33258 for the host DNA in blue (h) The length of actin tails (white arrow) was determined using Zen Zeiss 3.0 SR (black) software tools BimABp type 10 (one-way ANOVA; P < 0.05) its variants and their implications have not been well investigated pseudomallei clinical isolates and observed that BimA and BimC exhibited variations the BimABp variants were further classified into nine types and 4) were predominant in the three dominant lineages of B suggesting that BimABp variations may make some contributions to the formation of dominant lineages in vitro and in vivo experiments are warranted to validate this conclusion In-depth molecular and biochemical investigations on the implications of the phosphorylation of BimA will be needed to gain a deeper understanding of the actin dynamics and functions of BimA in B genomic analysis was only performed on our clinical isolates which may not cover all isolates that may have the bimABm gene in Southeast Asia An In-depth screening for a bimABm allele in Southeast Asia will benefit from a large-scale genomic analysis that covers all global B pseudomallei clinical and environmental isolates and confocal microscopy assays were merely representatives of the BimABp variants and each strain may employ various mechanisms and adaptive strategies to endow B pseudomallei with virulence and overcome the host More research into the BimABp and BimC variants at the molecular and structural level is crucial to better understand the virulence pathogenicity and implications of BimABp and BimC variations this study highlights the variations within BimABp and BimC and the implications of BimABp variants for B pseudomallei pathogenesis in A549 epithelial cells our work provides additional insight into the virulence mechanisms of B pseudomallei and may aid in developing future research and therapeutic strategies for melioidosis This study was approved by the Institutional Biosafety Committee of the Faculty of Tropical Medicine All experiments were performed in accordance with relevant guidelines and regulations pseudomallei were performed in a biosafety level 3 laboratory To prevent mapping errors and false SNP identifications we filtered out SNPs with coverage of fewer than 10 reads and frequency below 0.9 SAP is defined based on single substitution of amino acid from the reference strain B and bpss1860 in the genomes used in plaque-forming efficiency assay (DR10025A and DR60054A) were performed following the same method as the detection of variations in BimA and BimC The spatial distribution map of the dominant lineages and the BimABp and BimC types were plotted using the latitude and longitude of the patients’ home addresses All ten BimABp type models were built on one reference model BimABp K96243 The BimABm model was built using the reference BimABm MSHR668 with a confidence score of -0.93 The generated 3D structures of the models were visualized using Discovery Studio Visualizer software (Biovia v.21.1) DR70003A and DR90006A) and type 10 (DR20062A The cells were seeded at 3.0 × 105 cells/well into a 24-well tissue culture plate and incubated at 37℃ with 5% CO2 overnight The culture medium was replaced with fresh RPMI 1640 medium (Gibco BRL USA) supplemented with 10% heat-inactivated fetal bovine serum (FBS) (HyClone The cells were infected with representative strains of the BimABp variant types in duplicates at a multiplicity of infection (MOI) of 0.1:1 at 37℃ with 5% CO2 for 2 h the infected cell monolayers were washed with PBS two times and maintained in a culture medium containing 250 µg/ml kanamycin (Invitrogen) for 24 h to eliminate the extracellular bacteria The infected cells were fixed with 4% formaldehyde and stained with 2% (w/v) crystal violet for 2 min The plaque confirmatory test was done by visualizing the plaques under the microscope Plaque-forming efficiency (PFU/ml) was counted as the number of plaques (plaque-forming units: PFU) formed divided by the inoculation volume of bacteria (CFU/ml) The plaque-forming efficiency assay was performed in three independent experiments The cells were then washed with PBS three times followed by incubation with goat anti-mouse IgG conjugated with Alexa Fluor 488 at dilution of 1:1,000 (Invitrogen) for B Alexa Fluor 647-conjugated phalloidin at dilution of 1:1,000 (Invitrogen) for actin staining and Hoechst 33258 (1:1,000) (Invitrogen) for nuclear staining at 37℃ for 1 h The stained cells were washed with PBS three times and the coverslips were mounted on glass slides using 8 µl of ProLong Gold antifade reagent (Invitrogen) Confocal microscopy was performed with a laser scanning confocal microscope (LSM 700; Carl Zeiss) using 100× objective lenses with oil immersion and Zen software (2010 edition The excitation and emission wavelengths were 496/519 for Alexa Fluor 488 Zeiss Zen 3.0 SR (black) software tools were utilized by counting 20 bacteria with actin tail per representative image of the BimABp type-harboring strains Statistical analysis was performed using GraphPad Prism software version 9.0 (GraphPad Software Inc The data are presented as individual points and mean ± SD One-way ANOVA was used to compare three or more groups while the t-test was used to compare two groups For comparisons involving the lineage distribution of BimABp and BimC types The results were considered statistically significant at P < 0.05 This study and the consent procedure were approved by the Ethics Committee of the Faculty of Tropical Medicine Mahidol University (MUTM 2015-002-01 and MUTM 2022-038-01) All research was performed in accordance with relevant guidelines and regulations Written informed consent was obtained from all participants or their representatives before enrollment The genome sequence data presented in this study can be found in online repositories. The ENA under study accession number PRJEB25606 and PRJEB35787. The accession numbers for individual genomes were listed in Supplementary Data 1 Cheng, A. C. & Currie, B. J. Melioidosis: epidemiology, pathophysiology, and management. Clin. Microbiol. Rev. 18, 383–416. https://doi.org/10.1128/CMR.18.2.383 (2005) Seng, R. et al. Prevalence and genetic diversity of Burkholderia pseudomallei isolates in the environment near a patient’s residence in Northeast Thailand. PLoS Negl. Trop. Dis. 13, e0007348. https://doi.org/10.1371/journal.pntd.0007348 (2019) Shaw, T. et al. Environmental factors associated with soil prevalence of the melioidosis pathogen Burkholderia pseudomallei: a longitudinal seasonal study from South West India. Front. Microbiol. 13. https://doi.org/10.3389/fmicb.2022.902996 (2022) Wiersinga, W. J., Currie, B. J., Peacock, S. J. & Melioidosis N Engl. J. Med. 367, 1035–1044 https://doi.org/10.1056/NEJMra1204699 (2012) Gassiep, I., Armstrong, M., Norton, R. & Human Melioidosis Clin. Microbiol. Rev. 33. https://doi.org/10.1128/cmr.00006-00019 (2020) Wongwandee, M. & Linasmita, P. Central nervous system melioidosis: a systematic review of individual participant data of case reports and case series. PLoS Negl. Trop. Dis. 13, e0007320. https://doi.org/10.1371/journal.pntd.0007320 (2019) Selvam, K. et al. Burden and risk factors of melioidosis in Southeast Asia: a scoping review. Int. J. Environ. Res. Public. Health. 19. https://doi.org/10.3390/ijerph192315475 (2022) Limmathurotsakul, D. et al. Predicted global distribution of Burkholderia pseudomallei and burden of melioidosis. Nat. Microbiol. 1, 1–13. https://doi.org/10.1038/nmicrobiol.2015.8 (2016) Hinjoy, S. et al. Melioidosis in Thailand: Present and Future. Trop. Med. Infect. Dis. 3, 38. https://doi.org/10.3390/tropicalmed3020038 (2018) Currie, B. J. Burkholderia pseudomallei and Burkholderia mallei. in Elsevier eBooks. 2869–2879. https://doi.org/10.1016/b978-0-443-06839-3.00221-6 (2010) Currie, B. J. Melioidosis: evolving concepts in epidemiology, pathogenesis, and treatment. Semin Respir Crit. Care Med. 36, 111–125. https://doi.org/10.1055/s-0034-1398389 (2015) White, N.J. Melioidosis. Lancet. 361, 1715–1722. https://doi.org/10.1134/s0026898419010087 (2003) CDC USA Federal Select Agent Program. Select Agents and Toxins List, (2023). https://www.selectagents.gov/sat/list.html Whiteley, L. et al. Entry, intracellular survival, and multinucleated-giant-cell-forming activity of Burkholderia pseudomallei in human primary phagocytic and nonphagocytic cells. Infect. Immun. 85, 1–12. https://doi.org/10.1128/iai.00468-17 (2017) Stevens, M. P. et al. An Inv/Mxi-Spa-like type III protein secretion system in Burkholderia pseudomallei modulates intracellular behaviour of the pathogen. Mol. Microbiol. 46, 649–659. https://doi.org/10.1046/j.1365-2958.2002.03190.x (2002) Stevens, M. P. et al. Identification of a bacterial factor required for actin-based motility of Burkholderia pseudomallei. Mol. Microbiol. 56, 40–53. https://doi.org/10.1111/j.1365-2958.2004.04528.x (2005) Benanti, E. L., Nguyen, C. M. & Welch, M. D. Virulent Burkholderia species mimic host actin polymerases to drive actin-based motility. Cell. 161, 348–360. https://doi.org/10.1016/j.cell.2015.02.044 (2015) Lazar Adler, N. R., Stevens, J. M., Stevens, M. P. & Galyov, E. E. Autotransporters and their role in the virulence of Burkholderia pseudomallei and Burkholderia mallei. Front. Microbiol. 2, 151. https://doi.org/10.3389/fmicb.2011.00151 (2011) Breitbach, K. et al. Actin-based motility of Burkholderia pseudomallei involves the Arp 2/3 complex, but not N-WASP and Ena/VASP proteins. Cell. Microbiol. 5, 385–393. https://doi.org/10.1046/j.1462-5822.2003.00277.x (2003) Srinon, V., Chaiwattanarungruengpaisan, S., Korbsrisate, S. & Stevens, J. M. Burkholderia pseudomalleiisimC Is required for actin-based motility, intracellular survival, and virulence. Front. Cell. Infect. 9, 1–9. https://doi.org/10.3389/fcimb.2019.00063 (2019) Jitprasutwit, N. et al. In vitro roles of Burkholderia intracellular motility A (BimA) in infection of human neuroblastoma cell line. Microbiol. Spectr. 0, e01320-01323. https://doi.org/10.1128/spectrum.01320-23 (2023) Sitthidet, C. et al. Prevalence and sequence diversity of a factor required for actin-based motility in natural populations of Burkholderia species. J. Clin. Microbiol. 46, 2418–2422. https://doi.org/10.1128/JCM.00368-08 (2008) Godoy, D. et al. Multilocus sequence typing and evolutionary relationships among the causative agents of melioidosis and glanders, Burkholderia pseudomallei and Burkholderia mallei. J. Clin. Microbiol. 41, 2068–2079. https://doi.org/10.1128/JCM.41.5.2068 (2003) Nierman, W. C. et al. Structural flexibility in the Burkholderia mallei genome. Proc. Natl. Acad. Sci. U.S.A. 101, 14246–14251. https://doi.org/10.1073/pnas.0403306101 (2004) Gee, J. E. et al. Burkholderia thailandensis isolated from infected wound, Arkansas, USA. Emerg. Infect. Dis. 24, 2091–2094. https://doi.org/10.3201/eid2411.180821 (2018) Glass, M. B. et al. Pneumonia and septicemia caused by Burkholderia thailandensis in the United States. J. Clin. Microbiol. 44, 4601–4604. https://doi.org/10.1128/jcm.01585-06 (2006) Pilátová, M. & Dionne, M. S. Burkholderia thailandissis Is virulent in Drosophila melanogaster. PLoS One. 7, e49745. https://doi.org/10.1371/journal.pone.0049745 (2012) Jayasinghearachchi, H. S. et al. Biogeography and genetic diversity of clinical isolates of Burkholderia pseudomallei in Sri Lanka. PLoS Negl. Trop. Dis. 15, e0009917. https://doi.org/10.1371/journal.pntd.0009917 (2021) Ghazali, A. K. et al. Whole-genome comparative analysis of Malaysian Burkholderia pseudomallei clinical isolates. Microb. Genom. 7, 1–12. https://doi.org/10.1099/mgen.0.000527 (2021) Morris, J. L. et al. Increased neurotropic threat from Burkholderia pseudomallei strains with a B. mallei–like variation in the bimA motility gene, Australia. Emerg. Infect. Dis. 23, 740–749. https://doi.org/10.3201/eid2305.151417 (2017) Lu, Q. et al. An iron-containing dodecameric heptosyltransferase family modifies bacterial autotransporters in pathogenesis. Cell. Host Microbe. 16, 351–363. https://doi.org/10.1016/j.chom.2014.08.008 (2014) Yao, Q. et al. A structural mechanism for bacterial autotransporter glycosylation by a dodecameric heptosyltransferase family. eLife. 3, 1–23. https://doi.org/10.7554/eLife.03714 (2014) Lu, Q., Xu, Y., Yao, Q., Niu, M. & Shao, F. A polar-localized iron-binding protein determines the polar targeting of Burkholderia BimA autotransporter and actin tail formation. Cell. Microbiol. 17, 408–424. https://doi.org/10.1111/cmi.12376 (2015) Chantratita, N. et al. Characteristics and one year outcomes of melioidosis patients in Northeastern Thailand: a prospective, multicenter cohort study. Lancet Reg. Health - Southeast. Asia. 9, 100118. https://doi.org/10.1016/j.lansea.2022.100118 (2023) Seng, R. et al. Genetic diversity, determinants, and dissemination of Burkholderia pseudomallei lineages implicated in melioidosis in Northeast Thailand. Nat. Commun. 15, 5699. https://doi.org/10.1038/s41467-024-50067-9 (2024) Higgins, D. G., Thompson, J. D. & Gibson, T. J. Using CLUSTAL for multiple sequence alignments. Methods Enzymol. 266, 383–402. https://doi.org/10.1016/s0076-6879(96)66024-8 (1996) Kelley, L. A., Mezulis, S., Yates, C. M., Wass, M. N. & Sternberg, M. J. E. The Phyre2 web portal for protein modeling, prediction and analysis. Nat. Protoc. 10, 845–858. https://doi.org/10.1038/nprot.2015.053 (2015) Zhang, Y. I-TASSER server for protein 3D structure prediction. BMC Bioinform. 9, 40. https://doi.org/10.1186/1471-2105-9-40 (2008) Krieger, E. et al. Improving physical realism, stereochemistry, and side-chain accuracy in homology modeling: four approaches that performed well in CASP8. Proteins. 77 Suppl 9, 114–122. https://doi.org/10.1002/prot.22570 (2009) Dautin, N. & Bernstein, H. D. Protein secretion in Gram-negative bacteria via the autotransporter pathway. Annu. Rev. Microbiol. 61, 89–112. https://doi.org/10.1146/annurev.micro.61.080706.093233 (2007) Leo, J. C., Grin, I. & Linke, D. Type V secretion: mechanism(s) of autotransport through the bacterial outer membrane. Philos. Trans. R Soc. Lond. B Biol. Sci. 367, 1088–1101. https://doi.org/10.1098/rstb.2011.0208 (2012) Waterhouse, A. et al. SWISS-MODEL: homology modelling of protein structures and complexes. Nucleic Acids Res. 46, W296–w303. https://doi.org/10.1093/nar/gky427 (2018) Lasa, I., Dehoux, P. & Cossart, P. Actin polymerization and bacterial movement. Biochim. Biophys. Acta. 1402, 217–228. https://doi.org/10.1016/s0167-4889(98)00009-3 (1998) Sitthidet, C. et al. Identification of motifs of Burkholderia pseudomallei BimA required for intracellular motility, actin binding, and actin polymerization. J. Bacteriol. 193, 1901–1910. https://doi.org/10.1128/JB.01455-10 (2011) French, C. T. et al. Dissection of the Burkholderia intracellular life cycle using a photothermal nanoblade. Proc. Natl. Acad. Sci. U. S. A. 108, 12095–12100. https://doi.org/10.1073/pnas.1107183108 (2011) Heacock-Kang, Y. et al. The Burkholderia pseudomallei intracellular ‘TRANSITome’. Nat. Commun. 12. https://doi.org/10.1038/s41467-021-22169-1 (2021) Burtnick, M. N. et al. The cluster 1 type VI Secretion System is a major virulence determinant in Burkholderia pseudomallei. Infect. Immun. 79, 1512–1525. https://doi.org/10.1128/IAI.01218-10 (2011) Chewapreecha, C. et al. Global and regional dissemination and evolution of Burkholderia pseudomallei. Nat. Microbiol. 2, 16263. https://doi.org/10.1038/nmicrobiol.2016.263 (2017) Zhang, A., Pompeo, F. & Galinier, A. Overview of protein phosphorylation in bacteria with a main focus on unusual protein kinases in Bacillus subtilis. Res. Microbiol. 172, 103871. https://doi.org/10.1016/j.resmic.2021.103871 (2021) Beltrao, P., Bork, P., Krogan, N. J. & Van Noort, V. Evolution and functional cross-talk of protein post-translational modifications. Mol. Syst. Biol. 9. https://doi.org/10.1002/msb.201304521 (2013) Lee, W. L. et al. Mechanisms of Yersinia YopO kinase substrate specificity. Sci. Rep. 7, 39998. https://doi.org/10.1038/srep39998 (2017) Chen, Y. et al. Regulation of type VI Secretion System during Burkholderia pseudomallei infection. Infect. Immun. 79, 3064–3073. https://doi.org/10.1128/IAI.05148-11 (2011) Jitprasutwit, N. et al. Identification of candidate host cell factors required for actin-based motility of Burkholderia pseudomallei. J. Proteome Res. 15, 4675–4685. https://doi.org/10.1021/acs.jproteome.6b00760 (2016) Wood, D. E. & Salzberg, S. L. Kraken: ultrafast metagenomic sequence classification using exact alignments. Genome Biol. 15, R46. https://doi.org/10.1186/gb-2014-15-3-r46 (2014) Zerbino, D. R. & Birney, E. Velvet: algorithms for de novo short read assembly using de bruijn graphs. Genome Res. 18, 821–829. https://doi.org/10.1101/gr.074492.107 (2008) Li, W., Jaroszewski, L. & Godzik, A. Clustering of highly homologous sequences to reduce the size of large protein databases. Bioinformatics. 17, 282–283. https://doi.org/10.1093/bioinformatics/17.3.282 (2001) Stothard, P. The sequence manipulation suite: JavaScript programs for analyzing and formatting protein and DNA sequences. Biotechniques. 28, 1102, 1104. https://doi.org/10.2144/00286ir01 (2000) Katoh, K., Misawa, K., Kuma, K. & Miyata, T. MAFFT: a novel method for rapid multiple sequence alignment based on fast fourier transform. Nucleic Acids Res. 30, 3059–3066. https://doi.org/10.1093/nar/gkf436 (2002) Lees, J. A. et al. Fast and flexible bacterial genomic epidemiology with PopPUNK. Genome Res. 29, 304–316. https://doi.org/10.1101/gr.241455.118 (2019) Trifinopoulos, J., Nguyen, L. T., von Haeseler, A. & Minh, B. Q. W-IQ-TREE: a fast online phylogenetic tool for maximum likelihood analysis. Nucleic Acids Res. 44, W232–235. https://doi.org/10.1093/nar/gkw256 (2016) Jumper, J. et al. Highly accurate protein structure prediction with AlphaFold. Nature. 596, 583–589. https://doi.org/10.1038/s41586-021-03819-2 (2021) Saiprom, N. et al. Genomic loss in environmental and isogenic morphotype isolates of Burkholderia pseudomallei is associated with intracellular survival and plaque-forming efficiency. PLoS Negl. Trop. Dis. 14, 1–18. https://doi.org/10.1371/journal.pntd.0008590 (2020) Anuntagool, N. et al. Monoclonal antibody-based rapid identification of Burkholderia pseudomallei in blood culture fluid from patients with community-acquired septicaemia. J. Bacteriol. 49, 1075–1078. https://doi.org/10.1099/0022-1317-49-12-1075 (2000) Download references clinicians and staff from Udon Thani Hospital Sisaket Hospital and Buriram Hospital who participated in this study We would also like to thank the staff at the Department of Microbiology and Immunology and Mahidol-Oxford Research Unit Mahidol University for their support to this study was supported by The German Academic Exchange Service: Deutscher Akademischer Austauschdienst (DAAD) - SEAMEO TropMed Network In-Country/In-Region scholarship [91777149] were supported by the National Institute of Allergy and Infectious Diseases of the National Institutes of Health (NIAID/NIH) (https://www.nih.gov) under Award Number U01AI115520 The content is solely the responsibility of the authors and does not necessarily represent the official views of the National Institutes of Health the author has applied a CC BY public copyright license to any Author Accepted Manuscript version arising from this submission C.M.S.C. was supported by The German Academic Exchange Service: Deutscher Akademischer Austauschdienst (DAAD) - SEAMEO TropMed Network In-Country/In-Region scholarship [91777149]. N.C. and T.E.W. were supported by the National Institute of Allergy and Infectious Diseases of the National Institutes of Health (NIAID/NIH) (https://www.nih.gov) under Award Number U01AI115520 Sarunporn Tandhavanant & Narisara Chantratita Mahidol-Oxford Tropical Medicine Research Unit Claire Chewapreecha & Narisara Chantratita Department of Molecular Tropical Medicine and Genetics collected and identified bacterial isolates All authors reviewed and approved the final version of the manuscript The authors declare no competing interests The authors have declared that no conflict of interests exists Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations Below is the link to the electronic supplementary material Download citation DOI: https://doi.org/10.1038/s41598-024-74922-3 Anyone you share the following link with will be able to read this content: a shareable link is not currently available for this article Sign up for the Nature Briefing: Microbiology newsletter — what matters in microbiology research Insurance Asia website works best with Javascript enabled Please enable your javascript and reload the page The industry’s growth can be attributed to retail health and motor India’s non-life insurance industry recorded a premium of Rs 29,021.3 crore in January 2025 data from General Insurance Council showed which defers the recognition of premiums from long-term policies “The growth rate can be attributed to Retail Health and Motor TP which offset weaknesses in the commercial lines [...] This differential is likely to persist till the base effect is mitigated,” said Saurabh Bhalerao associate director at CareEdge Ratings said in a research note A supportive regulatory environment and the Bima Trinity initiative are expected to bolster industry growth.  the growth story of the health insurance sector is expected to continue with SAHIs continuing to dominate the retail insurance space the expansion of the motor segment continues alongside vehicle sales and changes in TP tariffs,” Sanjay Agarwal senior director at CareEdge Ratings also stated in the note CareEdge Ratings projects India’s non-life insurance market to grow at approximately 13% to 15% in the medium term intensified competition and geopolitical uncertainties could pose challenges to the sector’s growth trajectory.  When contacting support provide them the following information: caused by triggering of the Web Application Firewall rule You don't have permission to access the page you requested What is this page?The website you are visiting is protected.For security reasons this page cannot be displayed The Insurance Regulatory and Development Authority of India (IRDAI) has unveiled a revolutionary plan called Bima Trinity during the 9th Bima Manthan This initiative is set to transform India’s insurance industry is designed to address critical gaps in insurance accessibility and coverage across the country The 9th Bima Manthan meeting was an important platform where IRDAI engaged with the CEOs of insurance companies to discuss the performance of the sector and its future strategies The Bima Trinity plan is a strategic move by IRDAI to ensure more inclusive growth in India’s insurance sector This initiative introduces three key components: Bima Sugam is a unified digital marketplace that aims to simplify the process of buying This platform will bring together different insurance companies under one digital roof Bima Sugam will streamline the entire process making insurance more user-friendly and efficient Bima Vistaar is a composite insurance product that will provide coverage for a range of needs: life This product is designed to offer comprehensive protection under a single policy reducing the complexity of managing multiple insurance plans Consumers will find it easier to secure a wide range of benefits with just one plan The third component of the Bima Trinity is Bima Vahaak which is specifically designed to empower women in rural and semi-urban areas This women-centric initiative aims to increase insurance penetration by involving women as local distributors of insurance products By creating a localized distribution model Bima Vahaak will not only provide greater access to insurance but also promote financial inclusion and gender equality in the sector The implementation of the Bima Trinity plan is already in progress IRDAI shared updates on the status of each component The digital marketplace is moving forward as planned The Bima Sugam India Federation (BSIF) has completed its foundational work and is ready to roll out the platform for industry participation This platform will become the go-to space for consumers looking to purchase insurance policies or file claims making it a vital part of the insurance ecosystem in India While Bima Vistaar is still in the final stages of planning discussions at the Bima Manthan meeting revealed that the operational framework for this composite product is being finalized it is expected to simplify the insurance process offering more choices for consumers in a single product The Bima Vahaak initiative is set for a soft launch in April 2025 By creating opportunities for women to participate in the distribution of insurance IRDAI hopes to improve both the reach and effectiveness of insurance products in underserved areas IRDAI’s broader goal with Bima Trinity is to ensure “Insurance for All by 2047” This vision highlights the government’s commitment to increasing insurance penetration across India which currently stands at a relatively low level compared to global standards the Bima Trinity plan is designed to bridge the existing gaps in India’s insurance sector IRDAI is working towards making insurance more accessible and affordable for everyone from urban professionals to rural communities These initiatives will help reach those who have historically been left out of the insurance ecosystem thereby creating a more inclusive financial environment The Bima Trinity plan is a game changer for India’s insurance sector IRDAI is paving the way for a more inclusive and customer-centric industry These efforts are expected to drive significant growth in insurance coverage The successful implementation of Bima Trinity will also have a long-term impact as it will create a more robust insurance infrastructure and increase the overall insurance penetration rate in the country As India moves towards the vision of “Insurance for All by 2047” Bima Trinity will play a crucial role in transforming the sector and meeting the needs of diverse consumers Welcome to the Current Affairs Section of Adda247 If you are preparing for Government Job Exams then it is very important for you to read the Daily Current Affairs All the important updates based on current affairs are included in this Daily Current Affairs 2024 article MEDIANAMA The Insurance Regulatory and Development Authority of India (IRDAI) has introduced the “Bima Applications Supported by Blocked Amount (Bima-ASBA)” facility to streamline premium payments for insurance policies leveraging Unified Payments Interface (UPI) ensures that premium payments are deducted only after an insurer approves a policy enhancing transparency and security for policyholders Bima-ASBA enables policy seekers to authorize a one-time mandate (OTM) via UPI blocking a specified amount in their bank account for premium payment The blocked amount remains untouched until the insurer accepts the policy proposal the funds are automatically unblocked and returned to the customer’s disposal This initiative follows IRDAI’s master circular dated September 5, 2024 which mandates that premium payment should only be processed post-approval with no requirement for advance deposits except where risk coverage begins immediately upon payment This move reflects IRDAI’s push for consumer protection and digital innovation in financial services While Bima-ASBA brings efficiency and security its effectiveness hinges on strict compliance by insurers questions remain about its execution—will insurers genuinely adhere to the framework Regulatory enforcement will be crucial to prevent exploitation and ensure that customers truly benefit from this system the requirement for insurers to partner with multiple banks raises concerns about uniform accessibility Smaller insurers with limited banking tie-ups may struggle potentially leading to disparities in implementation customers unfamiliar with digital transactions may face hurdles in understanding and utilizing the facility effectively Note: A change was made in the opening paragraph at around 01:15 PM on February 20 to bring more clarity SEBI claims that the proposed framework would create “secure and robust authentication” for logging into mobile applications for trading Airtel halts its GPU-as-a-Service offering opting to focus on data center expansion instead MediaNama is the premier source of information and analysis on Technology Policy in India. More about MediaNama, and contact information, here. Insurance Regulatory and Development Authority of India (IRDAI) has unveiled its ambitious 'Bima Trinity' plan at the 9th edition of Bima Manthan its quarterly meeting with insurance company CEOs IRDAI said it had deliberations with the top brass of the insurance industry and the Bima Sugam team on key issues for the phased launch of Bima Trinity with the implementation of Bima Sugam going as planned The ‘Insurance Electronic Marketplace’ is to be established as a robust Digital Public Infrastructure enabling seamless integration with various services to facilitate the purchase settlement of insurance claims and grievance redressal The regulator added that Bima Vistaar is progressing steadily towards implementation with key milestones achieved across all three pillars Discussions at Bima Manthan were about taking a comprehensive update on the phased rollout strategy of Bima Vistaar discussions were also about the operating model and implementation strategy of Bima Vistaar the localised women-centric insurance field sales force is near completion and gearing up for a soft launch for Bima Vahak onboarding starting in April 2025.  IRDAI added that Bima Sugam India Federation (BSIF) the entity set up to build and operate this platform has also completed all its incorporation & other foundational actions and is now ready to be capitalised by the industry participants Listen to All You Need to Know About UPI-Linked Bima-ASBA: IRDAI’s New Facility for Simplifying Premium Payments In a circular released on February 18, 2025, the Insurance Regulatory and Development Authority of India (IRDAI) has introduced a new payment mechanism to simplify premium payments for life and health insurance policies. Bima-ASBA (Applications Supported by Blocked Amount) It prescribes a one-time mandate to block the amount towards the premium for the issuance of policies through the UPI (Unified Payments Interface) we'll explore everything you need to know about UPI-linked Bima-ASBA and the benefits it offers to prospective policyholders UPI-Linked Bima-ASBA is a facility that allows policyholders to authorise premium payments through their UPI-linked bank accounts while keeping the funds blocked until the insurance policy is issued This is similar to the ASBA mechanism used in Initial Public Offerings (IPOs) where funds remain in the applicant's account until shares are allotted They are not transferred to the issuer until the allotment process is completed the premium amount will be blocked in a prospect's bank account until the insurer completes the underwriting process and decides whether to issue the policy or reject the application "Insurers can offer one-time mandate for blocking a certain amount through the Unified Payment Interface (UPI) in the bank account of the concerned prospect Amount towards insurance premium will be debited only after the insurer decides to accept the proposal In case the insurer does not accept the proposal the amount shall be unblocked and shall be released." would be able to buy an insurance cover without the need to pay the premium before your application is accepted by the insurer Note that while it is mandatory for insurers to offer the Bima-ASBA facility to the prospects for life and health insurance policies customers are under no obligation to avail of the same [Read: 9 New UPI Features You Need to Know in 2025] an insurer cannot reject a proposal simply because the prospect has not opted for Bima-ASBA The IRDAI requires insurers to provide this option in the proposal form through a standard declaration the prospect may authorise the insurer to block the amount in their bank account through UPI The existing options for making premium payments as specified in Regulation 16 (2) of IRDAI's 2024 guidelines the IRDAI had introduced a Master Circular on the Protection of Policyholder's Interests specifying the following regarding 'Payment of premium/premium deposit': Premium is required to be paid only after the insurer communicates the decision of acceptance of the proposal Risk Cover shall commence only after receipt of premium No premium deposit/ proposal deposit is required to be paid to the insurer along with the proposal form except in case of policies issued basis declaration of good health where risk cover commences immediately on receipt of premium There should not be scope for either short or excess collection of premiums [Read: Is It Really Worth Buying a Term Life Insurance Policy?] Insurers shall ensure that explicit consent is obtained from the prospect/policyholder for deduction of amount towards premium payment from bank account Bima-ASBA was introduced in the light of the requests/representations the IRDAI received from the insurers to bring about operational ease in meeting these requirements and simplify the payment of premiums [Read: Can You Depend on the Health Insurance Offered By Your Employer?] the Bima-ASBA facility is extended to individual policyholders at present prospects will have an option for allowing their banks to block the premium amount The insurer will send a request to block the premium amount to the prospect's bank through one of its partner banks After receiving explicit consent from the prospect their bank will block the specified amount in their account and notify the partner bank via UPI The partner bank will then relay this information to the insurer The blocked amount will remain in the applicant's bank account without being debited It will not be available for any other transactions until the underwriting decision is made or 14 days have passed the amount may continue to earn interest as per applicable banking regulations The said blocked amount will only be debited from the account if the insurer accepts the proposal and informs the prospect of the decision Once the insurer approves and underwrites the policy the insurer will instruct the partner bank to deduct the premium from the blocked amount in the prospect's bank account and transfer it to the insurer's bank account If the proposal is rejected or the prospect chooses to cancel it the insurer will instruct the partner bank to release the blocked amount The prospect's bank will then unblock the funds without any deductions If the insurer does not process the application within 14 days for any reason the blocked amount will be automatically released through the partner bank by the insurer The IRDAI also outlines obligations of the insurer The premium amount blocked will be specific to the proposal form submitted by the prospect the Bima-ASBA facility will be provided separately for each The amount will be blocked only after receiving explicit consent from the prospect in the proposal form If the insurer determines a lower premium than the blocked premium amount after underwriting only the reduced amount will be collected through this facility If the final premium exceeds the initially blocked amount the insurer will obtain one-time consent or authorisation from the applicant to modify the mandate accordingly Any modification to the original mandate will be allowed only once The time period of 14 days will be applicable from the date of the original mandate for blocking the fund If the prospect wishes to cancel the proposal before the insurer makes an underwriting decision they can submit a cancellation request using the available modes provided by the insurer The insurer is required to release the blocked amount within one working day of receiving the request the risk shall commence from the date the proposal is accepted regardless of when the premium is debited from the applicant's account The insurer shall be responsible for any errors or omissions in the usage and operation of the Bima-ASBA facility The introduction of UPI-linked Bima-ASBA offers greater convenience and transparency in insurance premium payments It ensures that policyholders retain their funds until the policy is formally approved The insurance application process often requires the submission of multiple documents The entire process could take 15 or more days insurance-seekers would have already paid the premium and waited for policy issuance with their money remaining unused during this time the money can continue to earn interest during the waiting period prospects can expect faster and hassle-free refunds compared to traditional payment methods We are on Telegram! Join thousands of like-minded investors and our editors right now. Comments are moderated by PersonalFN, in accordance with the Terms of Use and may not appear on this article until they have been reviewed and deemed appropriate for posting Copyright © Quantum Information Services Pvt Infosys Strengthens Cybersecurity Arsenal with AUD 98 Million Acquisition of The Missing Link End of an Era: Warren Buffett to Retire After 60 Iconic Years at Berkshire Hathaway The Eternal Challenge: Zomato’s Net Profit Plunges 78% as a Bigger Bet Takes Shape  Gold near ₹1 Lakh: What Akshaya Tritiya 2025 Tells Us About the Future of Wealth  UNSC to Hold Closed-Door Consultations Amid Escalating India-Pakistan Tensions Post-Pahalgam Attack Pakistan Warns of Indian Military Strike Within 36 Hours as Tensions Simmer Over Kashmir Terror Tamer to City’s Chief: Deven Bharti Becomes Mumbai Police Commissioner PM Modi Grants Armed Forces Full Operational Freedom After Deadly Pahalgam Terror Attack Trigyn Technologies Appoints Vikram Chandna as Chief Executive Officer New Directions: A Roundup of Key CXO Appointments  Technology and the Kumbh Mela: A Modern Approach to an Ancient Tradition Nidhi Kaistha Appointed as Head of Lamborghini India Amid Rising Demand for Luxury Cars Former Federal Bank CEO Shyam Srinivasan Joins TVS Capital Funds as Senior Advisor IBM and TCS Join Hands to Unveil India’s Most Powerful Quantum Computer The Shift Towards AI-Driven Employee Life Cycle Management  Vividobots Raises INR 1.47 Crores in Seed Round Led by Inflection Point Ventures Amazon’s Project Kuiper is a $10 Billion Satellite Gamble vs Starlink  Google Looks to Move Smartphone Production to India Kiara Advani To Light Up Fashion’s Biggest Night Indian to International – Crime Thrillers that will leave you thinking yet entertained this Summer “Bollywood is the Fakest Industry”: Babil Khan’s Emotional Outburst Sparks Industry Concern Teen Titans: 10 Living Legends Who Changed Sports Forever Before They Turned 17 CID 2 Faces Uncertainty: Is ACP Pradyuman Set to Return Baat Bharat Ki: A Conversation with Shri Sudhir Mungantiwar Rapid-Fire with Shalini Thackeray | Baat Bharat Ki Baat Bharat Ki | Shalini Thackeray: A Voice for Maharashtra’s Future Rapid Fire With Champion Shooter Heena Sidhu Chief Human Resources Officer of Omega Healthcare Andre Mancl and Philip Doyle are appointed as CFO and CCO respectively for Nium  Akasa Air appoints Sejal Haribhakti Mody as its Chief Human Resources Officer 7 Breathtaking Palace Hotels in India That Let You Live Like Royalty Explore the Cheung Chau Bun Festival – A One-of-a-Kind Celebration Inscribed on the National List of Intangible Cultural Heritage Top 5 European Countries Offering Easy Visa Access for Indian Travellers (2024–2025) “Show Terrorists We Are Not Afraid”: Suniel Shetty Calls for Tourists to Choose Kashmir Long Weekend Escapes: Where to Go if You’re in Mumbai ‘Sixy’ Vaibhav Suryavanshi’s Rise Is One We All Dream Of Good news for MI Paltan: Free Uber Shuttle rides to Wankhede Uber Shuttle sees packed buses as happy fans opt for free JioHotstar Hits 200 Million Milestone as IPL Fever Ramps Up Top 9 Luxurious Houses Owned By Indian Cricketers in Mumbai Cricketers and Their Luxury Watches: A Peek Into the Timepieces of Cricket Royalty Trump’s AI “Pope” Post Sparks Global Outcry After Francis’ Funeral Saudi Fighter Jets Escort PM Modi’s Plane to Jeddah in a Grand Diplomatic Gesture Family Killed in Tragic Hudson River Helicopter Crash AI’s Art Renaissance Puts Creativity And Privacy at Risk  “Shame on You”: Engineer Publicly Confronts Microsoft CEO Over Gaza War Ties PhonePe Unveils its Made in India SmartSpeaker  India Charts Global OTT Ambition at WAVES Summit 2025 Roundtable  PharmEasy marks TV comeback with diagnostics campaign Government of Andhra Pradesh and CreativeLand Asia announce collaboration at WAVES Summit to set up India’s first Transmedia Entertainment City in Andhra Pradesh  Rajasthan Royals announce Myntra as the official ‘Fashion Partner’ Lytus Technologies Expands Healthcare Footprint with the Acquisition of “Blod.in” – India’s First AI-powered On-demand Blood Logistics Platform for Hospitals and Blood Banks 6 Yoga Asanas for Weight Loss: A Holistic Path to a Healthier You Can Artificial Intelligence End Disease Within a Decade Nagpur becomes a hub for advanced cardiac surgeries in central India; Doctors at KIMS Kingsway Perform the region’s first Robotic-Assisted Mitral Valve Replacement (MVR) Surgery   Less than 1% of health claims in India pertains to mental health 7 Refreshing Summer Drinks to Beat the Heat Fuel Your Brain: 12 Foods for Peak Mental Performance India’s Health Snack Revolution: 7 Brands That Are Redefining Guilt-Free Munching Bachelor Cooking Made Easy: 10 Delicious Recipes That Anyone Can Make Easter Around the Table: A Global Tour of Traditional Treats Spotted: Upcoming Maruti Grand Vitara 7-Seater Timeless Wheels: 8 Famous Indians Who Own Vintage Cars and Drive History Forward Here are the Key Drivers Behind Mahindra Auto’s Share Price Surge When Speed Meets Style: Luxury Automakers and Their Ultra-Exclusive Merchandise Lines Elephant in the Room: Is Vantara a Wildlife Haven or Corporate Vanity Project Japanese Scientists Create Ocean-Dissolvable Plastic That Leaves No Trace Sikkim: The World’s First Fully Organic State Leading a Global Green Revolution Inside the Luxe Private Jets of India’s Billionaire Jet Setters Earth Day 2025: Celebrating 55 Years of Environmental Action Myntra introduces Spring Summer campaign with the season’s hottest trends  India’s Beauty and D2C Boom: A New Era of Consumerism Evolution and Growth of the Indian Fashion Industry Beat the Heat in Style: Must-Have Summer Fashion Trends Explained: Why Pakistan’s Suspension of the Simla Agreement Matters India Must Create a Strategic Water Advantage Pope Francis’s Funeral: A Historic Global Gathering in the Heart of the Vatican A Deep Dive into Leading Contenders for the Vatican’s Top Role Pope Francis Passes on Easter Monday at Age 88 is designed to provide women with opportunities for economic independence by involving them in the insurance sector The Bima Sakhi Yojana is specifically targeted at women aged between 18 to 70 years who have completed at least their 10th standard education The scheme’s primary goal is to train women to become LIC agents helping them generate income while promoting LIC’s insurance products within their communities participants will receive a monthly salary over a three-year period which will gradually decrease as they gain experience and skills This salary structure ensures that women are financially supported while they undergo training and build their careers in the insurance industry A total of 8,000 women will be selected to participate in this program and they will receive training from LIC to become qualified agents This training will not only provide women with technical knowledge of the insurance sector but also improve their confidence The Bima Sakhi Yojana is expected to significantly improve the economic status of women by offering them a steady source of income and a chance to build a career it aims to increase women’s participation in the financial sector which has traditionally been male-dominated women will be able to serve as role models in their communities helping to create awareness about the importance of insurance and financial planning PM Modi’s launch of the Bima Sakhi Yojana underscores the government’s commitment to women’s empowerment and financial inclusion Explained: Why SEBI Halted Trading of Bharat Global Developers Banking Laws Bill 2024 Gets Lok Sabha Approval: Key Changes Explained    For general inquire - hello@marksmendaily.com    For editorial update - editor@marksmendaily.com    Editor-In-Chief - karan.k@teammarksmen.com    Sr. Editor - sakshi.dhingra@marksmendaily.com Copyright © 2025 Team Marksmen Network Pvt Ltd This website is using a security service to protect itself from online attacks The action you just performed triggered the security solution There are several actions that could trigger this block including submitting a certain word or phrase You can email the site owner to let them know you were blocked Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page The Insurance Regulatory and Development Authority of India (IRDAI) has introduced Bima-ASBA (Bima Applications Supported by Blocked Amount) to simplify premium payments for life and health insurance policies allows policyholders to authorize a one-time UPI mandate (OTM) to block funds in their bank accounts for premium payments The amount remains in the account until the insurer accepts the policy proposal ensuring greater transparency and security in transactions The Bima-ASBA system works through the Unified Payments Interface (UPI) allowing policyholders to set up a one-time mandate (OTM) for their premium payments the insurer only blocks the funds in the bank account the full amount is released back to the policyholder’s account without deductions This feature ensures that policyholders have full control over their money until the underwriting process is complete It also eliminates the need for multiple transactions and reduces the risk of unauthorized debits All life and health insurers must offer the Bima-ASBA facility by March 1 customers can decide whether to use it or continue with traditional payment methods There are no processing fees or hidden costs The premium amount is held for up to 14 days or until the insurer makes an underwriting decision the blocked amount is released automatically If the policy application is denied or withdrawn the blocked amount is refunded within one working day Policyholders receive instant notifications at every stage—when the amount is blocked Insurers are required to partner with multiple banks to ensure smooth UPI transactions and regulatory compliance The introduction of Bima-ASBA is part of IRDAI’s broader initiative to modernize insurance payments the regulator aims to enhance customer security its success depends on proper implementation by insurers and awareness among customers IRDAI has directed insurers to maintain detailed records of all mandates and submit them for regulatory review This move follows IRDAI’s past efforts to prevent unauthorized deductions and ensure that premium payments are collected only after policy acceptance while policyholders should explore how Bima-ASBA can simplify their payments PM lays the foundation stone of the main campus of Maharana Pratap Horticultural University Our government has taken unprecedented steps for women empowerment in the last 10 years: PM India is moving forward with the resolve to develop by the year 2047: PM it is very important that they get ample opportunities to move forward and every obstacle in their way is removed: PM a campaign has started to make lakhs of daughters Bima Sakhis: PM The Prime Minister Shri Narendra Modi today launched the ‘Bima Sakhi Yojana’ of Life Insurance Corporation in line with his commitment to women empowerment and financial inclusion he also laid the foundation stone of the Main campus of Maharana Pratap Horticultural University Shri Modi said that today India was taking another strong step towards women empowerment He added that today being the 9th day of the month was special as number 9 was considered auspicious in our scriptures and was associated with the nine forms of Nav Durga He remarked that today is also a day of worship of Nari Shakti The Prime Minister recollected that it was on 9th December the first meeting of the Constituent Assembly was held and today when the country was celebrating 75 years of the Constitution the date inspires us to ensure equality and holistic development Lauding Haryana as a great land that gave the world the knowledge of ethics and religion the International Gita Jayanti Mahotsav was also being held in Kurukshetra He paid respects to the land of Gita and greeted all the patriotic people of Haryana Shri Modi lauded the people of Haryana for adopting the mantra of ‘Ek hain to Safe hain’ which had become an example for the entire country Expressing his unflinching relationship and attachment with Haryana the Prime Minister thanked the people for electing them to power for the third time in a row He added that the newly formed state Government was being praised from all quarters despite being formed recently He further added that the country has witnessed the way thousands of youth have got permanent jobs here without corruption after the formation of the government Shri Modi remarked that he had launched the Bima Sakhi scheme which provides employment to the women of the country and congratulated all for the same Recounting his privilege of launching the Beti Bachao the Prime Minister underlined that it had a positive impact in Haryana as well as the entire country lives of thousands of daughters’ were saved in the last decade Shri Modi remarked that now after a decade the Bima Sakhi Yojana for sisters and daughters was being launched from this very land of Panipat He added that Panipat had become a symbol of women power Highlighting that India was treading forward with the resolution of Viksit Bharat by 2047 the energy of every class and region has taken India to this height to achieve the resolution of a developed India by 2047 Shri Modi said Nari Shakti of India was another important source of energy in the form of women self-help groups agriculture sakhi which would bolster the resolution of developed India The Prime Minister stressed that it was imperative to ensure ample opportunities and remove every obstacle in their way to empower women new doors of opportunities opened for the country Highlighting that the Government opened up many jobs which were forbidden for women Shri Modi remarked that the daughters of India were being deployed in the front lines of the army today recruited in police and heading corporate companies too The Prime Minister noted that there were 1200 producer associations or cooperative societies of farmers and cattle rearers in the country He added that girls were moving ahead in every field from sports to education He further added that lakhs of daughters have also benefited from increasing the maternity leave for pregnant women to 26 weeks The Prime Minister remarked that the foundation of the Bima Sakhi programme was also based on years of hard work and penance Noting that most women lacked bank accounts after 6 decades of independence he said that women were cut off from the entire banking system Expressing pride over 30 crore women accounts under Jan Dhan Yojana Shri Modi said that his Government opened the Jan Dhan accounts for women to ensure the subsidies like Gas subsidy reach the responsible hands of the family He added that Jan Dhan Yojana has also helped in ensuring the transfer of money from schemes like Kisan Kalyan Nidhi Lauding the women for having played a major role in providing banking facilities in every village the Prime Minister said that those who did not even have bank accounts are now connecting the villagers to banks as Bank Sakhi He added that the Bank Sakhis have started teaching people how to save money in a bank how to get a loan and lakhs of such Bank Sakhis are providing services in every village today Recollecting that women of India were not insured earlier Shri Modi remarked that today a campaign was started to make lakhs of women insurance agents or Bima Sakhi He added that now women will also lead the expansion of sectors like insurance The Prime Minister stressed that the target was to provide employment opportunities to 2 lakh women under the Bima Sakhi Yojana He added that girls who had completed their class 10 would be trained and given financial help for three years under the Bima Sakhi Yojana Citing data related to the insurance sector which showed that a LIC agent earns an average of 15 thousand rupees every month Shri Modi said that our Bima Sakhis would earn more than 1.75 lakh rupees every year which would give additional income to the family Noting that the contribution of Bima Sakhis would be much more apart from earning money the Prime Minister said ‘Insurance for All’ in India was the aim at the end of the day He added that it was necessary for social security and to eradicate poverty from its roots He further emphasised that the Bima Sakhis will strengthen the mission of Insurance for All Underlining that when an individual is insured Shri Modi said the Government was implementing Pradhan Mantri Jeevan Jyoti Bima and Pradhan Mantri Suraksha Bima Yojanas He added that an insurance of Rs 2 lakh was provided at a very low premium under these schemes Shri Modi noted that more than 20 crore people of the country who could never even think of insurance a claim amount of about Rs 20 thousand crore has been given so far Shri Modi remarked that Bima Sakhis would be working to provide social security cover to many families of the country Emphasising that the revolutionary policies made for rural women in India in the last 10 years along with the policy decisions undertaken was indeed a subject of study the Prime Minister said even though the titles of Bima Sakhi He added that India’s Self Help Group Abhiyaan would be scripted in golden letters in history considering the empowerment of women done by it Shri Modi remarked that the Government had made women self-help groups a big medium to bring about change in the rural economy He added that 10 crore women across the country are associated with self-help groups and more than 8 lakh crore rupees of help to the women of self-help groups in the last decade Lauding the role and contribution of the women associated with Self Help Groups across the country the Prime Minister remarked that they were working to make India the third largest economic power in the world class and family were associated with this he added that every woman was getting opportunities in this He further remarked that the movement of Self Help Groups was also strengthening social harmony and social justice The Prime Minister highlighted that the Self Help Groups were not only increasing the income of one woman but also increasing the confidence of a family He lauded all of them for the good work being carried out Shri Modi also recounted his announcement made from the ramparts of Red Fort to make 3 crore Lakhpati Didis and so far more than 1 crore 15 lakh Lakhpati Didis have been made across the country He added that these women have started earning more than one lakh rupees every year The Prime Minister remarked that the Lakhpati Didi campaign was also getting much needed support from the Government’s Namo Drone Didi Yojana Shri Modi narrated the account of a Namo Drono Didi from Haryana and said that this scheme was transforming both agriculture and the lives of women The Prime Minister highlighted that thousands of Krishi Sakhis were being trained to raise awareness about modern farming and natural farming in the country He added that about 70 thousand Krishi Sakhis had already received certificates and these Krishi Sakhis had the capacity to earn more than 60 thousand rupees every year Shri Modi said more than 1.25 lakh Pashu Sakhis are today a part of the awareness campaign about animal husbandry He added that these were not just a means of employment but doing a great service to humanity He remarked that Krishi Sakhis were not only working to save the earth for future generations but also serving the soil and our farmers by spreading awareness about natural farming he added that our Pashu Sakhis were doing a pious work of serving humanity by serving animals Emphasising the love and affection received from the sisters and mothers of the country Shri Modi said his Government built more than 12 crore toilets in the country in the last 10 years which helped many women whose houses had no toilets free gas cylinder connections were given to crores of women who had no gas connection 10 years ago He further added that tap water connections pucca houses were also ensured to women who lacked them The Prime Minister highlighted that the legislation ensuring 33 percent reservation for women in the Vidhan Sabha and Lok Sabha was also enacted He added that the blessings of mothers and sisters would be ensured only when such honest efforts are made with the right intentions Touching upon the work being done for the welfare of the farmers by their Center and State Governments the Prime Minister underscored that in the first two terms the farmers of Haryana had received more than 1.25 lakh crore rupees as MSP while after the formation of the government for the third time in Haryana 14 thousand crore rupees was given to paddy He added that more than 800 crore rupees was also given to help drought affected farmers Recounting the major role played by Chaudhary Charan Singh University in making Haryana the leader of Green Revolution Shri Modi said that now in the 21st century the role of Maharana Pratap University would be imperative in making Haryana a leader in the field of horticulture the foundation stone of the new campus of Maharana Pratap Horticulture University was laid and it would provide new facilities to the youth studying in this university Shri Modi assured the women of Haryana that the state would develop rapidly and the Governments at the Center and State would work three times faster in their third term He expressed confidence that the role of women power in Haryana would continue to grow stronger Union Minister for Finance and Corporate Affairs Union Minister for Housing and Urban Affairs and Power Shri Krishan Pal and other dignitaries were present at the event The ‘Bima Sakhi Yojana’ initiative of Life Insurance Corporation of India (LIC) is designed to empower women aged 18-70 years They will receive specialized training and a stipend for the first three years to promote financial literacy and insurance awareness they can serve as LIC agents and the graduate Bima Sakhis would have the opportunity to qualify for being considered for Development Officer roles in LIC The Main campus of Maharana Pratap Horticultural University will be established at a cost of over Rs 700 crore The University will have one College of Horticulture for Graduate and Post-Graduate studies and five schools covering 10 horticulture disciplines It will work towards crop diversification and world class research for development of horticulture technologies हमारी सरकार ने बीते 10 वर्षों में नारी सशक्तिकरण के लिए अभूतपूर्व कदम उठाए हैं। आज हरियाणा के पानीपत में बीमा सखी योजना का शुभारंभ और विकास परियोजनाओं का लोकार्पण-शिलान्यास कर अत्यंत खुशी हो रही है।https://t.co/V5cLJIe0yV आज भारत साल 2047 तक विकसित होने के संकल्प के साथ चल रहा है: PM @narendramodi pic.twitter.com/OavyWvhuY5 नारी को सशक्त करने के लिए बहुत आवश्यक है कि उन्हें आगे बढ़ने के खूब अवसर मिलें, उनके सामने से हर बाधा हटे: PM @narendramodi pic.twitter.com/98KyMMpSW1 आज लाखों बेटियों को बीमा एजेंट...बीमा सखी बनाने का अभियान शुरु हो रहा है: PM @narendramodi pic.twitter.com/lgimI3qlEX बीमा सखी कार्यक्रम को लेकर माताओं-बहनों का उत्साह अभिभूत करने वाला है। pic.twitter.com/OsntDVbh9r हमारी बैंक सखी और कृषि सखी की तरह ही महिला सेल्फ हेल्प ग्रुप से जुड़ी बीमा सखी भी विकसित भारत का आधारस्तंभ बनने वाली हैं। pic.twitter.com/EnWTxGrvVy पिछले 10 वर्षों में ग्रामीण महिलाओं के लिए बनी क्रांतिकारी नीतियां भारत का भाग्य बदल रही हैं। pic.twitter.com/4wy7wgtp6F हरियाणा में तीसरी बार डबल इंजन की सरकार बनने के बाद किसान भाई-बहनों के कल्याण के लिए ऐसे बड़े कदम उठाए गए हैं… pic.twitter.com/KQY20FR5rp Bajaj Allianz Life has become the first insurer to go live with the BIMA-Application Supported by Blocked Amount facility (Bima-ASBA) Bima-ASBA is the Insurance Regulatory and Development Authority of India’s (IRDAI) initiative to bring operational ease and simplify the insurance premium payment process Bima-ASBA is a significant step forward in making premium payments smoother and more customer-friendly policyholders can opt for UPI’s One-Time Mandate (OTM) and authorize the blocking of a specified amount (up to Rs 2 lakh) in their bank account via UPI The amount will be debited only after the insurance company completes the underwriting process and decides to accept the proposal If the application is not processed within 14 days or the proposal is not accepted the blocked amount is automatically released back to the customer This initiative ensures that the policy buyer’s funds remain in their bank account and continue to gain interest till the time the policy issuance is confirmed Also read: HDFC Life unveils Click 2 Achieve Par Advantage for secure financial planning “In line with the vision of ‘Insurance for All by 2047,’ IRDAI is taking commendable steps toward enhancing transparency These measures are designed to further benefit customers by strengthening the insurance ecosystem We welcome Bima-ASBA as a significant step in this direction.” “The life insurance industry has been working to be more agile simplify processes and build customer trust and Bima-ASBA will further strengthen these efforts by adding a layer of security By allowing customers to block their premium amount instead of paying upfront it addresses concerns about refunds if a policy isn’t issued our Customer First promise inspires us to innovate continuously and Bima-ASBA aligns with this focus,” he said Bajaj Allianz Life continues to reinforce its position as a customer-centric insurer driving digital-first innovations for a seamless insurance journey April saw a 3% increase in automobile retail sales in India and a pause in the global tariff war were key factors While all segments except commercial vehicles saw growth cautious consumer behavior and price hikes impacted the market Bajaj Allianz becomes the first insurance company to adopt the facility Indian private insurer Bajaj Allianz Life Insurance has implemented the Bima-ASBA facility an initiative by the Insurance Regulatory and Development Authority of India (IRDAI) to streamline the insurance premium payment process.   Bajaj Allianz becomes the first insurance company to adopt the facility.   The Bima-ASBA system allows policyholders to utilise the Unified Payments Interface’s One-Time Mandate (OTM) to authorise the blocking of funds up to Rs200,000 ($2,306) in their bank account This amount will only be debited after the underwriting process is complete and the insurance proposal is accepted.   If the application is not processed within 14 days or if the proposal is declined the blocked amount is automatically released back to the customer’s account.   this ensures that the policy buyer’s funds continue to earn interest until the policy issuance is confirmed.   Don’t let policy changes catch you off guard Stay proactive with real-time data and expert analysis The company has introduced this process in collaboration with its payment partners.  Bajaj Allianz Life MD and CEO Tarun Chugh said: “The life insurance industry has been working to be more agile confidence and flexibility for policyholders “By allowing customers to block their premium amount instead of paying upfront In August 2024, Bajaj Allianz Life, a joint venture between Bajaj Finserv and Allianz SE, formed a bancassurance partnership with HSBC India Give your business an edge with our leading industry insights View all newsletters from across the GlobalData Media network