This website is using a security service to protect itself from online attacks The action you just performed triggered the security solution There are several actions that could trigger this block including submitting a certain word or phrase You can email the site owner to let them know you were blocked Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page Listen to this article FeatherSnap’s new Hummingbird Feeder captures beautiful high-res photos and[...] Listen to this article Vitakraft’s Berry Glazed Swing Ring for cockatiels and parakeets is an [...] Listen to this article Pet House by One Fur All has introduced the invigorating new fragrance Listen to this article Oratene’s Enzymatic Brushless Water Additive features two complete enzy[...] Listen to this article Add charm to your kitchen with Knollwood Lane’s 100 percent cotton flour sa[...] Listen to this article Pet House Candles by One Fur All has launched Silver Birch as its newest frag[...] Listen to this article Fresh Wave has launched its pet line that features the brand’s trusted Listen to this article Higgins inTune Duets are made with a blend of wholesome ingredients The most requested trade magazine in the pet industry Pet Age is a media brand that appeals to the pet supply merchandising and service market by delivering timely and critical content Get our free Pet Age e-alerts & breaking news notifications Subscribe for access to the latest digital and special editions Chinchón is decked out again this weekend for a new edition of its Medieval Market: it will be from February 28 to March 2 The event will decorate different locations (such as the Plaza de San Roque or its emblematic Plaza Mayor) so that attendees can go back in time until they reach The Chinchón Market of Lights will be held from November 29 to December 1 in the main square of the town and will have parades The Plaza Mayor of Chinchón gets Christmas this weekend with the celebration from Friday November 29 until Sunday December 1 coinciding with the lighting of the Christmas lights in the town of Madrid will deploy to residents and visitors a full program with activities and attractions such as a carousel Chinchón will also have its own Christmas market from December 5 to 8 It will have the attractions of the Market of Lights and Premier League club Crystal Palace have signed up UK online car maketplace Cinch as their new main shirt sponsor in a multi-year deal from the start of the 2022/23 season The multi-year agreement will see the company’s logo feature on both the men’s and women’s shirts from next season Cinch take over the club’s main shirt sponsorship inventory from W88 the gambling brand gambling brand’s deal last season was reportedly worth UK£6.5 million (US$8.3 million) after it signed a one-year extension for the 2021/22 campaign family friendly and instantly recognisable brand across the UK and beyond and this landmark partnership is yet another statement of progress at the club both on and off the field,” said Barry Webber “This is an incredibly exciting time for our partnership to begin, as we enter our tenth successive season in the Premier League with a squad packed full of international talent whilst cinch continues its impressive expansion and innovation in the car market We look forward to helping each other secure our respective ambitions.” added: “This new partnership will further support our expansion in the UK car market fans and local community and have high hopes for the club next season.” Already a member? Log in here By 2023-05-19T05:00:00+01:00 Wes Anderson wanted to create an oasis somewhere in Europe to make his 1950s-era Cannes Competition title olives and melons are now growing back in the agricultural flatlands that were cleared in the summer of 2021 for the shoot for Wes Anderson’s Competition title Asteroid City The area between the small Spanish towns of Chinchon and Colmenar de Oreja was transformed into the fictitious city in the heart of the American West circa 1955 period cars and colourful building facades “We had very specific specifications,” says producer Jeremy Dawson “We needed good weather and big blue skies because we were going to shoot mainly outdoors a clear horizon and a set close to where cast and crew could stay We also wanted to shoot somewhere with a tax credit.” The production looked at other places in Europe “It is a great place to shoot and the right scale not too big that it takes you a long time to access a location from the airports,” Dawson says founder of production company Indian Paintbrush It will be distributed next month in the US by Focus Features and internationally by Universal Pictures International The international crew included regular Anderson heads of departments production designer Adam Stockhausen and cinematographer Robert D Yeoman Negotiations to secure the land to build the city set started in autumn 2020 it was many and they belonged to different people “We had to get them to agree to rent them at the same time and not have one guy left in the middle with his watermelon field.” with the full agreement of farmers and in compliance with environmental shooting directives to ensure no damage to future crops Source: Pop 87 Productions / Focus Features CEO of Spanish service company Meñakoz Films was the key liaison with the local community (the company was recommended by Canonero from previous work together on Jacques Audiard’s The Sisters Brothers) “To get the 60 hectares we needed we had to deal with 140 landowners farmers that do not necessarily know about the film industry,” says De Lecea “We rented the land for two years because they could not sow next year’s crop while we were filming analysing the soil to choose the right type of red earth to cover the surface with We also had to remove the landmarks of the different properties.” The production hired a topologist to map out the area and used GPS to identify the boundaries of each parcel of land once filming had wrapped They also worked closely with the Spanish authorities and local film commissions throughout the process “It was during Covid and getting the visas for everybody to come meant a lot of work,” says Dawson adding that the level of paperwork and red tape for Spain was on a par with France and Germany “We were a small crew in the middle of a plain,” he says We used the motel cabins built for the occasion and they were air-conditioned Everybody was living in the set from the moment they were on set “It was great to hang out in ‘Asteroid City’ they would come and hang out even on the days they were not working just because he wanted to see what was going on “We picked almonds on the way to the set on bicycles,” Dawson continues It was Covid so we kept our bubble at the hotel some pan con tomate and possibly too much jamon ‘Ish’ and ‘Learning To Breathe Under Water’ will also feature Principal photography scheduled for later this year The updating list includes titles’ sales agents and key deals The Barcelona producer’s credits include Carlos Marqués-Marcet’s They Will Be Dust Warner Bros./Legendary video game smash passed $720m at the global box office through April 20 Screen International is the essential resource for the international film industry access to the Screen International archive and supplements including Stars of Tomorrow and World of Locations Site powered by Webvision Cloud announced its head staff for the coming summer sessions that begin on Zayin Tammuz and concludes on Daled Elul bochurim returning from shlichus have many opportunities to choose from At Camp Chayolei we feel time off from the seder of yeshivah couldn’t be spent better than investing into the future chinch of our own children the future שלוחים and מלמדים who will be נרות להאיר We are thankful to those who have chosen to make this choice We are proud to announce the head staff for this coming summer: Head Counselors Mendel Telsner, Mendel Rutman and Shlomie Laskar Learning directors Zali Shifren and Moshie Golomb EGP (8th grade program): 8 weeksEnds: Monday Visiting Days:Sunday July 12 (20 Tammuz) & Sunday August 9 (19 Av)From 2:00 PM to 7:00 PM For registration and more info, visit https://chayol.com Δdocument.getElementById( "ak_js_1" ).setAttribute( "value" NEW YORK - A general view of an Old Navy store in Levittown 2024Parade aims to feature only the best products and services Whenever we want to add new pieces to our wardrobes, we want to make sure that we're choosing wisely. Sometimes we shop for a special occasion, but our best purchases are on staple items that we want to wear on repeat The latest style that we're eyeing are these adorable pants from Old Navy which are quickly gaining positive traction with reviewers They say that these "stylish" pants are "fabulous," and have become one of their most-worn pieces in their closets.  but that's exactly what makes them so chic They're a pull-on style with a high-waist cut and have tapered pant legs that get narrower toward the ankle They also have a drawstring in the elastic waistband that you can adjust to further chinch in the waist What shoppers adore most about these pants is the comfortable material that they're made from It's described as "soft and stretchy," and shoppers even note that they "feel like lounge pants" — even though they look far more sophisticated That's thanks to the pleated detail on the front of each pant leg which gives them more of a trouser look than a typical pair of knit joggers which are over seven times as expensive.  If you're looking for comfy pants that you can dress up or down, this is the pair that you need to flock to They're the definition of "fabulous," according to shoppers and some have even snatched up multiples in different colors Reviewers say that you shouldn't walk but "run" to get your hands on them Prices are accurate and items in stock at time of publishing Home > News > Need to know: What is Cinch News Ever wondered how Cinch launched and how it operates we explain how the business started and what it does One of the many shockwaves to happen to the motor trade in 2020 was the rise of the online used car dealers consumers were barraged with adverts from new companies with names seemingly created from the highest-value Scrabble tiles While the rise and fall of Cazoo, has been well documented, one of the other newcomers was Cinch, backed by one of the biggest names in the business – Constellation Automotive Group It originally launched in 2019 with glitzy adverts and the Covid-19 lockdowns supercharged its business we take a closer look at the secretive company’s rise Cinch’s marketing strapline is ‘cars without the faff’ and its website goes further buy and own your perfect car by removing the faff Cinch is a used car dealer that sells cars to customers on the internet It promises customers can buy online with ‘complete confidence’ backing this up with pledges that all cars come with at least a six-month MOT with no advisories a 90-day free warranty and three days’ free driveaway insurance It also adds that if a customer changes their mind after purchasing a car although this is standard practice and one that all businesses adhere to in the UK It’s part of the Constellation Automotive Group (CAG) powerhouse, and Cinch is just one of its brands. Others include auction firm BCA, WeBuyAnyCar and the much-respected car dealer group Marshall Motor Group CAG operates many businesses and subsidiaries Marshall and Cinch relationship is savvy as all businesses consequently have access to a large number of used cars Cinch originally launched as a classified website in 2019 and partnered with dealers and used car supermarkets It cost £2.5m to develop and was an Auto Trader rival in many respects It allowed buyers to find their perfect used car from a trusted car dealer and only listed cars that were less than seven years old and had covered 70,000 miles or less from a car dealer or car supermarket that had signed up to the Cinch platform BCA Marketplace (which was later rebranded Constellation Automotive Group) said the website was launched in direct response to consumer research which found that 26 per cent of car buyers didn’t feel confident buying a second-hand car we spoke to Jason Cranswick – who has since left the firm – about how it wanted to work with car dealers You can watch that original interview below: the business changed direction from being a classified platform to a company that sold used cars itself Using the BCA and WeBuyCar divisions of the business Cinch was immediately able to offer thousands of used cars and took the fight to traditional car dealers with its online ‘faff-free’ approach to selling cars It’s perfectly simple – customers visit the Cinch website and choose their used car there were 20 images and internal and external 360-degree images The car’s options and service history were detailed and there’s also a part-exchange quoting tool as they can sell their car with WeBuyAnyCar via the Cinch website Cinch offers free home delivery in as little as 72 hours but like its rival Cazoo it offers collection too these collection points aren’t company-branded ex-showrooms like Cazoo’s rather cars can be collected from WeBuyAnyCar points in car parks There are more than 100 collection points across the UK Monthly payments or a ‘pay in full’ option is offered with each car offered on Cinch’s platform Each car listing also features a finance calculator so customers can create their own finance deal and check their finance eligibility Customers can also be upsold a ‘CinchCare’ plan that comprises a lifetime warranty Cinch was one of three online used car dealers that came to the fore in 2020 which was launched in 2020 by Big Motoring World’s Peter Waddell and industry veteran John Bailey The pair ploughed £50m into Carzam when establishing it but the business went into voluntary receivership on June 1 You can watch our review of Carzam and how it worked in the video below Both have had meteoric rises thanks to multi-million-pound advertising campaigns Cazoo blew millions on acquiring businesses right across the motor trade to shore up its business model At the time of writing, Cazoo had sold off many of the firms it has acquired since 2020, and is consulting with staff on site closures and job redundancies Latest accounts (at the time of writing) filed with Companies House for the year ended April 3, 2022 show Cinch Cars Ltd recorded a £149.1m pre-tax loss The pre-tax loss was a significant 578 per cent change from the £22m loss the firm made the year before Revenue stood at £815.6m while cost of sales were an £810.1m loss Cinch has had its fair share of media attention since it launched we list the major Cinch headlines from the Car Dealer Magazine website Car Dealer Live – the future of the car dealer – exclusive conference features talks from leading car dealers, Google and Auto Trader among much more. Find out the full event details and book tickets. James – or Batch as he’s known – started at Car Dealer in 2010 He worked for Auto Express as editor-at-large from 2014 and was the face of Carbuyer’s YouTube reviews he went freelance and now writes for a number of national titles and contributes regularly to Car Dealer In October 2021 he became Car Dealer's associate editor Price reductions on selected cars, from £250 - £1000 off HomeAnnouncementsCinch NewsEcb unveils cinch as new principal partnerECB unveils cinch as new Principal PartnerThe ECB today announces a new the UK’s fastest-growing online used car marketplace The innovative ecommerce business becomes the new Principal Partner to England Cricket from May 2021 This is a significant and exciting multi-year partnership for Cinch We couldn’t be more excited to get started as Principal Partner to England Cricket from May When cinch steps up to the crease as Principal Partner the brand will be proudly sported on the kit of the England team across Test cinch’s partnership includes and supports all England cricket teams including Men’s cinch aims to take the faff out of buying a used car It has quickly established itself as a leader for online used car purchases in the UK motorist-friendly way to search for and buy a quality-checked vehicle with delivery direct to the buyer’s door wherever they are across the length and breadth of the country With purchases backed by a 14-day money-back guarantee cinch is putting Britain back in the driving seat cinch continues to enjoy exponential sales growth and is rapidly expanding its customer offering as consumer preference for buying cars online also grows This partnership investment will reach cricket and motoring fans alike wherever they’re looking to buy a car in Britain cinch can help buyers find the perfect car whether they like a straight drive or something a little more unorthodox This major ECB partnership launches with both England’s Men and Women as reigning world champions and ahead of a bumper year for English cricket The Women’s team are building towards next year’s World Cup and the Men take on India at home before the campaign to regain the Ashes in Australia this winter Chairman of Constellation Automotive Group “This is a significant and exciting multi-year partnership for Cinch England Cricket’s drive for success fits perfectly with cinch’s ambitious plans to be the UK’s leading online car retailer cinch will support the growth of cricket at all levels as England teams continue to impress and cricket innovates to bring more people to increasingly exciting formats We’re championing England Cricket the same way we champion innovation and ease for the UK’s motorists - taking the faff out of buying a car.” said: “This promises to be a fantastic year of cricket for our England teams and we’re delighted to have Cinch on board as Principal Partner cinch is a company which shares our determination to make cricket a game for everyone and as an innovative digital business focused on making online car buying easy and safe for the UK’s motorists it is a good fit as we seek to expand the reach and relevance of cricket With a home series against India and an Ashes trip this winter for our men and our women building towards a huge year in 2022 it’s a good time to be teaming up.” cinch will take on the role when the ECB’s current agreement with NatWest ends in April Referring to NatWest’s four decades in cricket Mr Harrison said: “We would like to place on record our thanks to NatWest who have been an excellent partner over many years.” This weekend cinch bolsters its cricket line-up with the launch of its sponsorship of Channel 4’s coverage of England’s Test Series against India Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender We can introduce you to a limited number of finance providers We do not charge a fee for our Consumer Credit services we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow Any and all commission amounts will be fully disclosed to you as part of your sales journey You will be required to give your fully informed consent to our receipt of this commission you acknowledge that you understand our role as a credit broker and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to All finance applications are subject to status A star-studded line-up of British and international players has been announced ahead of this year’s cinch Championships Fan Day More players and details on the schedule will be announced soon Ticket holders will be able to enjoy exhibition matches with top players open practice sessions and the chance to watch players compete in qualifying for a place in the main draw Tickets are already on sale for the qualifying weekend and the cinch Championships Fan Day with qualifying on Saturday 15 June already sold out Tickets start from £5 (for under 16s) to £40 with all profits going to the Foundation to support their mission to improve lives through tennis We will make a quarter of tickets on Sunday available to local school and other charity groups at the special price of £15 for adults and £5 for children Buy tickets to cinch Championships Fan Day and qualifying weekend Get your tickets for the cinch Championships Fan Day and the rest of qualifying weekend at The Queen's Club Buy now © Copyright 2025 LTA Operations Limited We use cookies to store information about how you use our website – such as the pages you visit – so we can ace your experience when you're browsing All information about the cookies we use and why we use them are in our Cookie Policy You can control which additional cookies we use in the settings below: which always need to be turned on to help our website function and enable you to use all of our features such as information about your browser type and version without collecting any personal data which relates to you These cookies allow our website to remember the choices you make (such as your username your preferred language or where you live) to give you a faster and more personalised experience when browsing This means we can show you more of the content we think you’d like to see Performance cookies are used to collect data about how you use our website so we can continue to improve it in the future these cookies track the pages you go to most often All data is gathered anonymously and is only used to benefit the functionality of the site We have several partners who may also set cookies on our behalf when you visit our website This allows them to deliver tailored LTA advertising within their domains We use cookies on our site to ACE your experience improve the quality of our site and show you content we think you’ll be interested in Let us know if you agree to cookies or if you’d prefer to manage your own settings You are in: Guernsey > History > Local History > Mont Chinchon Two years of work restored the battery on the headland at the Catioroc Ben Chapple went to have a look as the work was finished in October 2008 Mont Chinchon Battery is also known as Druids Altar Battery because it sits next to Le Trepied dolmen which as part of the Catioroc headland has a long association with witches and witchcraft The battery was dismantled by the German occupying forces during the Second World War to make way for more modern defences The construction of a cutting for a railway line also damaged the rear of the battery and the magazine After the 1940s the battery fell into disrepair In 2006 work began to restore the battery close to how it would have appeared originally the Historic Sites Curator at Guernsey Museum explained about the history of the site: "The battery would have been built in response to the threat from France in the late 18th early 19th Century It was one of about sixty built to protect the island's coastline and prevent any enemy landings "You can see right over to Lihou island and over to Fort Richmond and that was the idea of the battery here - it would have guarded Perelle bay and this part of the west coast." As part of the work the museum have rearmed the battery Originally they would have been twenty pound cannon but we've actually replaced them with 32 pounder cannon slight larger and from the right date," added Mrs Glencross "The work started back in 2006 and the site certainly looked very different to how it looks today." an expert in conservation work from the UK has regularly joined staff from the Guernsey museum over the two year period to advise and help with the stone and brickwork Mrs Glencross was very pleased with the result: "fantastic job Help playing audio/video last updated: 06/10/2008 at 10:31created: 03/10/2008 HomeGuidesCar financeHow does car finance workHow does car finance work?Let us explain everything there is to know about financing a car and how to find the best car finance deals for your needs Financing a car is a way to cover the cost of a vehicle without paying the full cash price in one go You’ll be able to pay for the vehicle across an agreed-upon payment plan depending on the type of car finance you choose You might also choose to pay for your car with a credit card or lease the vehicle instead of buying You’ll likely find different types of car financing beneficial depending on your needs and budget It’s important that you understand the terms of your car finance agreement, and make sure you choose the right type of finance for your needs you’ll spend a specific length of time paying off the loan With PCP and HP finance you’ll own the car once you’ve finished paying but you’ll own it from the beginning if you pay with a credit card or personal loan Car finance with cinch PCP works by spreading the depreciation amount of the vehicle across monthly payments based on how much your car will be worth at the end of your contract This is known as Residual Value (RV) or Guaranteed Minimum Future Value (GMFV) If you decide to keep the car when your contract comes to an end, you’ll pay an optional final payment that will cover the rest of the balance and make you the legal owner of the car Until you've paid all the monthly payments and the final balloon payment This means you can hand it back at the end of your contract and choose a new car if you fancy it The final balloon payment will be pre-agreed before you start your PCP car finance deal so you won’t be hit with any unexpected costs I've been refused car finance – what can I do? Monthly payment amounts might be lower than other types of finance as you’re not covering the full cost of the car You’ll avoid paying the full price of the car straightaway and can choose a payment plan that suits your budget You can hand back your car at the end of your contract without paying the balloon payment meaning you won’t need to sell or part-exchange your current car before getting a new one You’re not the legal owner of the car until you’ve paid the monthly payments and the final balloon payment so you can’t modify or sell the vehicle without the lender’s permission you'll usually be charged excess mileage fees If you damage the car beyond normal fair wear and tear you’ll usually be charged for the repairs You’ll be making payments that include interest HP is a type of car finance that allows you to spread the cost of your car across monthly payments but you won’t have a final balloon payment at the end of your contract You’ll pay a deposit at the start of your HP finance agreement and then cover the rest of the costs across your monthly payments HP car finance is a straightforward finance option where you’ll simply be paying the cost of the car plus interest Once you’ve paid a deposit and have decided on the length of your finance agreement you’ll begin paying your car finance until you reach the end of your finance term there will usually be a small ‘option to purchase’ fee to take ownership of the car You’ll be made aware of this before your HP contract starts HP is a good choice if you know you’ll want to keep your car and become the legal owner and don’t need the option of handing your car back when you finish paying the balance You’ll be the legal owner of the car as soon as you finish your car finance payments Some lenders still offer HP car finance to applicants with poor credit history as the finance is secured against the car HP finance usually has no mileage restrictions or excess mileage charges You don’t need to worry about damage charges unless you choose to terminate early as you won’t be handing the car back at the end You’ve committed to purchasing an HP finance car and won’t have the option of a final balloon payment You’ll have to terminate early to hand back the car Your monthly finance payments might be higher than PCP as you’re covering the full cost of the car You’ll still need permission to sell or modify the car as you won’t be the legal owner until you’ve paid the full balance You’ll need to pay a deposit at the start of your contract A personal loan is another way of financing a car but is slightly different from PCP or HP finance If you want to finance your car using a personal loan you’ll need to apply to your bank or other lender They’ll then let you know if you’ve been approved and the money will be sent to your account You can then use this money to cover the cost of your perfect car meaning you’ll be the legal owner as soon as you pay You'll be able to sell the vehicle at any time as well as make modifications You’ll usually apply for a personal loan from your bank and the money will be deposited directly into your account so you can purchase your car You’ll then repay the loan across your monthly payments your loan will not be secured against your car This means that your vehicle will not be taken as collateral if you stop making your finance payments What happens if I miss my car finance payments? You’ll own the car straightaway so can make modifications and sell it before paying off your loan There’s no need to consider excess mileage or damage charges You may end up paying less overall if you can find a deal with low interest rates There’s no final balloon payment or deposit to consider There’s no option to hand the car back at the end of your contract, so you’ll have to part-exchange or arrange a sale when you want to change your car You might have to wait a while for the funds to come through You might not be eligible for the advertised interest rates even with a good credit score Car finance is a way to break the large upfront costs of buying a vehicle into manageable chunks and spread it over a longer period If you know you can manage the payments and can commit to keeping on top of them car finance is a great way to enjoy a new vehicle There are also benefits when it comes to picking the type of finance deal – you can choose the arrangement that best suits your needs Is it easy to get car finance? If you know that you might struggle to cover the regular payments on your contract a finance arrangement is unlikely to be the best option you could be at risk of losing your car and damaging your credit score You’ll also need to be certain you’ve picked the right finance type for your needs as some contracts will include excess mileage charges or other terms you need to be aware of Can I take a payment holiday from car finance? Getting car finance might be different depending on the type of finance you choose you can use our car finance calculator to get a quote for your finance deal This will help calculate the rest of your monthly payments you can apply online by supplying details like your address history lenders will review it to check if it’s affordable for you our lenders will usually get back to you within 24 hours If you’ve been approved for finance you’ll receive your car finance offer and can look forward to getting on the road You’ll then start to repay your car finance each month on the date laid out in your contract The process of applying for a personal loan is very similar to applying for car finance except you’ll likely be applying through a bank rather than a specialist car finance lender There are loads of options for personal loans so make sure you do your research to see what suits your circumstances Shop around for the best interest rates until you find a deal that suits your needs like address history and affordability factors so the lender can decide if you fit their eligibility criteria the funds will be deposited into your account The length of time this takes will depend on the lender you can go ahead and purchase your new car you’ll then start repaying your loan on a monthly basis This will be on a regular date specified in your contract Getting the best car finance deal will largely depend on your own circumstances as deals are often tailored specifically to the person applying if you have a good credit score and positive credit history you’ll likely be offered better interest rates This means that the total amount you pay will be cheaper overall Having poor credit history will usually mean higher interest rates Shopping around for the best APR rates is a good way of saving some money This means that the interest on top of your monthly car payments will be lower You can also get a good car finance deal by looking for deposit contribution schemes that will grant you money towards your contribution The dealer will offer a deposit towards your car to make the overall payments more affordable Choosing a longer contract can make your monthly payments lower but this will likely mean higher interest rates and cost more overall You can also offer a larger deposit to minimise your borrowing and your repayments as a result One of the best ways to get a better car finance deal is to ensure you have a good credit history You build credit history over time by paying off debts and keeping on top of payments You’re more likely to be accepted for better APR rates on your car finance deal if you have a good credit score paying your car finance on time is a great way to improve your credit score Missing car finance payments can have the opposite effect and will cause your credit score to drop You might also find that your credit score drops initially after applying for car finance but this shouldn’t be permanent if you keep on top of payments having too many credit checks on your credit history can also have a negative impact Lenders will carry out hard and soft credit checks when you apply for finance – hard will show up on your report and be noticeable to other lenders Too many hard credit checks can put lenders off so be careful with how many times you apply Will I get accepted for car finance? You are usually able to pay off your HP or PCP car finance early if you want to, or you can choose to voluntarily terminate your contract you’ll have the option of voluntary termination if you’ve paid more than 50% of your finance agreement you can hand back the car and pay for nothing more you’ll need to contact your car finance provider for the settlement fee you’ll be the legal owner of your car and will not need to pay anything else If you want to pay the outstanding finance on your car and settle early you’ll need to pay the current settlement fee on your account so make sure you have the most up-to-date figure You might want to settle car finance early if you don’t need the car anymore and want to sell it or part-exchange or think it’ll be cheaper to pay early and avoid accumulating interest fees it might be worth checking with your lender how much is left to pay It could be more beneficial to pay off the rest of the balance and keep the vehicle than it would be to return the car Whether or not you can sell a car that’s on finance will depend on the type of finance you have you won’t be the legal owner of your car until you’ve paid the full balance of your finance agreement This can be through your normal monthly payments If you have a car that’s purchased with a personal loan you can sell the car before you’ve paid the outstanding balance This is because you’re the legal owner of the vehicle You cannot sell a car with outstanding finance as you don’t own the vehicle and it’s not your property to sell It’s important to settle the full balance of your HP or PCP car finance before you sell Buying a used car on finance What's the best way to finance a new car? HomeGuidesCar financeHow to return a car on financeHow to return a car on finance – handing back a finance carIf you no longer want your finance car and want to give it back your options will depend on how far into your contract you are and you might decide you’d like to return your finance car sooner than planned you always have a 14-day cooling-off period during which you can withdraw from your contract before it even begins If you’re further along in your finance agreement you’ll need to have paid or be willing to pay 50% of your total amount payable to end your agreement and return your car contract your finance provider - they may be able to help Can you return a car from cinch? The total amount payable on your contract will depend on the type of finance you have. Personal Contract Purchase (PCP) deals are based on the depreciation value of your car through the whole contract with a final ‘balloon payment’ at the end of your contract if you wish to keep the car If you’re choosing to end your contract early with a voluntary termination you’ll have to pay 50% of the total amount payable on your contract – the exact amount in pounds and pence will be specified in your contract Once you’ve paid half of your total amount payable you'll be able to return your finance car If you’re towards the end of your contract you might have already covered half of your payments and not have any extra to pay You’ll need to let your finance company know – you can usually let it know via email or on its website – you’d like to end your contract With a Hire Purchase (HP) car finance deal you’ll be paying the full value of the car across your monthly payments To return your finance car before your HP contract ends you can usually hand the car back and carry on the monthly payments up to the 50% point If you’re around halfway through your HP finance contract you might find that you’ve already paid 50% or are close to doing so so you might not have a huge difference to pay to terminate your contract early Like with PCP car finance, you’ll need to notify your car finance provider that you’d like to voluntarily terminate and it’ll be able to tell you how much you owe You should be able to hand the car back before the 50% has been paid and maintain the payments up to the 50% mark there might be extra charges for damage or early termination fees You can give your car back to the finance company but it'll depend on your situation as to what fees you might have to pay If you’re wanting to hand your car back within the first 14 days you’ll usually be able to return it easily there’s a good chance you’ll have to pay some of the difference to ensure you’ve paid half of the total amount payable It's best to talk with your finance company to find out what can be done in your personal situation You can end your car finance early if you’ve covered half of what you owe on your car You’ll need to speak to your lender about your specific situation and talk through your options contact your finance provider and let them know – it will talk you through your options What happens if I don't pay my car finance? What is voluntary termination on car finance? What happens if I write off my car and it's on finance? CalgaryNewsChinch bugs return to Calgary lawns this spring with a vengeance By Kevin FlemingPublished: May 17, 2023 at 5:15PM EDT Twitter feed ©2025 BellMedia All Rights Reserved Home > News > Used car dealer Cinch comes under fire on BBC’s Rip Off Britain  Online used car disruptor Cinch has come under fire on BBC consumer advice programme Rip Off Britain Angela Rippon and Gloria Hunniford – the online used car dealer was blasted for selling a paramedic two cars with problems which aired yesterday and is available to watch now on the BBC iPlayer Hunniford said: ‘Buying a second hand car used to be looking through all the ads traipsing through showrooms and being subjected to that very slick patter of a used car salesman thanks to the meteoric rise of companies that have moved the whole process online because the biggest names in the industry say your peace of mind is top of their priority list Branding Cinch a ‘plucky young upstart’, Hunniford said the used car dealership – owned by Constellation Automotive Group – is trying to give the car industry a ‘makeover’ She said Cinch wants to ‘rid the used car market of its less than glowing reputation’ with ‘no flashy forecourts or shiny salespeople’ Paramedic Lee explains he bought an £18,000 2018 VW Golf model that had an issue with its battery Recovery services came out to the car to find the battery had been swapped for an aging model from another car and spotted it had been repaired after a crash Lee said he bought from Cinch because it offered a 225-point quality check and was ‘hugely disappointed’ with the issues He told the BBC: ‘While the recovery person was here he noticed that the car had had bodywork repairs done to it as the paint did not match up I found it unsettling as I didn’t know the car’s history.’ Cinch took the car back and he paid a further £4,000 to upgrade to another car – the make and model of which are not revealed in the programme This had warning lights on the dash when it arrived so he checked the 225-point paperwork and found that it said there were no warning lights present but also that it had a tow bar and soft top – neither of which it had These mistakes made Lee question whether the checks were made ‘This car should never have left the check centre,’ he said but they returned seven months later and this time the car got stuck in first gear ‘I felt like I had been had over with a car not fit for purpose,’ he told the show but when he got back in touch and told them the gearbox repairs would cost £2,500 Cinch refused to pay saying the car was now out of its 90-day warranty The car was sat in his local garage for a month but when the BBC stepped in Cinch offered to pay for the repairs and handed over a goodwill gesture The used car dealer told the BBC that Lee’s case ‘did not meet its usually high standards’ and admitted it took ‘longer to resolve than it would have liked’ Cinch pointed out that Lee’s car had been through all the checks and said the gearbox fault appeared five months and 6,000 miles after he bought it Cinch told the BBC the fault is likely to have occurred ‘had it been bought online or in a physical dealership’ A second customer of another online used car retailer – which was not named in the show – experienced issues with three cars they bought online and have since vowed never to buy a used car online ‘I’d rather go to a main dealership where I can deal with a salesperson person to person and I know what I’m buying,’ said the woman who had experienced issues Cinch told the BBC its customers can ‘rely on its 14 day money back guarantee and its 90-day warranty’ and explained it was one of the fastest growing brands in the country The complaints about Cinch come just over six months after rivals Cazoo faced bad publicity on BBC’s Watchdog That show also slammed the 300-point checks made before cars were delivered You can watch the latest BBC segment in episode 16, series 14, of Rip Off Britain here James is the founder and editor-in-chief of Car Dealer Magazine James has been a motoring journalist for more than 20 years writing about cars and the car industry HomeGuidesCar financeHow to settle car financeEnding PCP and HP early – how to settle car financeSettle your PCP or HP car finance early if you want to change car before the agreement ends or can't afford the monthly payments If you want to settle your car finance early and take ownership of the car your finance provider will provide you with a settlement figure that includes the remaining payments and any extra charges you’ll own the car and can either keep it or sell it settle your car finance for you so you don’t have to pay the cash amount upfront This can be helpful if you want to swap your car and part exchange If you want to return the car to the finance company, you can opt for voluntary termination Learn more about settling car finance in our guide Settle your car finance early - how does it work Positive equity and ending car finance early To end Personal Contract Purchase (PCP) or Hire Purchase (HP) finance agreements early you’ll need to get in touch with your lender and ask for a settlement fee If you’re planning on selling your finance car you need to pay this settlement fee before you can go through with the sale This is because you don’t officially own the car until you’re all paid up Once your finance company has given you the settlement amount you’ll need to pay this within a certain timeframe for the figure to be valid can settle your car finance for you so you can part exchange Any monthly payments you make between getting your settlement figure and paying it will make a difference to how much you need to pay so make sure to cancel your direct debit if you need to Take a look at the early settlement section in your agreement to double-check any associated costs The first step to settling car finance early on a cinch car is to reach out to your lender for a settlement letter - then we can take you through what happens next If you want to pay off your Personal Contract Purchase (PCP) agreement early and keep your car, contact your lender and ask for a settlement figure, which will include the final balloon payment you’ll be the legal owner of the car and can choose to keep it or sell it If you want to return your car under voluntary termination you need to have paid 50% of the contract or should speak to your lender about reaching that amount which will be specified in the terms of your agreement the finance company will take back the car It’s important to note that you won’t get a refund for the difference if you’ve already passed the 50% mark You can end Hire Purchase (HP) early and keep your car if you pay the settlement fee – get in touch with your lender to find the exact figure You’ll then be the legal owner of the car and can sell it if you don’t want to keep it If you want to return the car early to the finance company under ‘voluntary termination’ you need to have paid 50% of the contract or speak to your lender about reaching that amount If you’ve already paid more than half the car’s cost You’ll find the exact figure you’re due to pay in your contract agreement You need to let the finance company know in writing if you plan to return your car If you want to settle your car finance early because you’ve got a new model in mind you get to end your current finance deal and can still get a new car Car retailers can often settle your car finance deal for you and let you know if you’re in positive or negative equity Positive equity can be put towards the deposit on your next car but you might need to make up the difference if you’re in negative equity If you want to settle car finance and part exchange with cinch, you’ll need to contact your lender for a settlement figure and then carry out a part exchange valuation on our site You can then browse our range of cars to see what suits your budget considering whether you’re in positive or negative equity You can learn more about part exchanging a financed car in our guide When you’re in positive equity on your car finance it means the value of your car is higher than the amount you owe on finance Car finance providers calculate how much they estimate a car will be worth at the end of your finance agreement As they typically plan for the worst case where maximum value is lost This can be a good thing because you’ll be able to use your positive equity towards the cost of your next car you can settle your car finance early and use your positive equity towards the deposit for your next model If you request a settlement figure from your car finance provider there's a chance you could be in negative equity This means that the value of your car is less than the settlement figure as the car has depreciated faster than you're making repayments across your finance term you won't get any money back to put towards the deposit of your next finance car You might also need to make up that difference from your own pocket to settle the finance so it’s worth chatting with the car retailer or your finance provider to get your options If you want to end your car finance early and part exchange for a new model with cinch you can pay the negative equity at the checkout Looking for a new car? Find out why mileage matters when buying a car It can be a quick turnaround to settle your car finance if you want it to be After asking for the settlement figure from your car finance company it’ll get back to you and let you know what you’ll need to pay Settlement figures are usually valid for 14 days from the date you request them and will change if you make any more payments on your car in the meantime or wait too long to pay them If you choose to settle your finance early you'll be skipping out on the interest you’d have to pay if you stuck to your finance agreement This doesn’t mean it will automatically be cheaper as you may need to pay extra fees for early termination and admin and the PCP balloon payment may be included in the settlement amount so it’s best to look into the arrangement you made with your lender What is a car finance settlement figure? How to return a car on finance What happens if my car is written off and it's on finance? Read 15 years of Mumbai Mirror's journalism here. Continue readingFor 24x7 updates on Mumbai and Maharashtra For reprint rights:Times Syndication Service Da’Mon Blackshear weathered an early storm from Cody Gibson and secured a second-round submission victory via kimura at UFC Vegas 104 Gibson largely dominated the first half of the opening round overwhelming Blackshear with pressure and a slew of strikes it was Blackshear who ended the round in a dominant position and opened up a cut on Gibson Much of the second round was spent on the mat with Blackshear gaining top control and quickly moving into side control. Opening up Gibson with some nasty elbows, ‘Da Monster’ was able to grab ahold of Gibson’s right arm and chinch in a kimura forcing ‘The Renegade’ to make a choice — tap or snap Gibson made the wise decision, tapping out and handing Blackshear his fourth win inside the Octagon Official Result: Da’Mon Blackshear def Cody Gibson via submission (kimura) at 4:09 of Round 2 Da'Mon Blackshear left Cody Gibson no choice but to tap because he was gonna rip that shoulder apart with another Kimura!No judges needed, just how we like it! x8#UFCVegas104pic.twitter.com/p2eCqMYiDU Make that two submission victories in a row for Da'Mon Blackshear 😮‍💨A dominant performance on the ground at #UFCVegas104! pic.twitter.com/FGuGsGCdWL Aquí la victoria de Da'Mon Blackshear pic.twitter.com/DP8AtqlVmz Da'Mon Blackshear suma su 11vo sometimiento en #UFCVegas104 pic.twitter.com/5vewVfThiv Craig Pekios is a freelance writer born and raised in Bettendorf Craig has more than 4,000 articles published that focus on the world of MMA and boxing TERMS OF USE: Some of the information on this website may have changed since the time of writing. By continuing to read this article, you agree to be bound by our Terms of Use and Disclaimer and verify any information before taking action DISCLOSURE: Some of our articles may contain affiliate links or sponsorships (disclosed at the bottom) There’s so much to see and experience in Madrid. It’s an artistic city with awe-inspiring architecture, a vibrant nightlife, and great Spanish food Any first-time visitor will have their plate full from Madrid’s myriad attractions The art museums alone will take up one or two days but if you’re staying long enough then you may be interested in going on a day trip from Madrid From historic cities to prominent wine regions to iconic landmarks that have inspired art and literature there are plenty of reasons to go on a day trip and explore the many fascinating destinations around Madrid we’ve put together links to top-rated hotels one of the best and coolest areas to stay for first-time visitors to Madrid No time to read this guide on the best day trips from Madrid Click on the save button and pin it for later Most of the places recommended in this guide are easily accessible thanks to Spain’s efficient railway system To make the most of your day trip from Madrid, you may want to consider getting a rental car Trains and buses are convenient but driving is the best way to experience Spain and Europe We rented a car and drove from San Sebastian to Santiago de Compostela It made our trip so much more enjoyable because it gave us the freedom to stop wherever we wanted Time is a key factor when choosing a day trip out of Madrid so I’ve organized this list by traveling time Click on the links below to jump to any section of the guide Chinchon is a small town located less than 50 km southeast of Madrid Its proximity makes it an easy day trip from Madrid One of the town’s most interesting features is its plaza mayor (pictured below) It’s circular instead of square and surrounded by three-story houses with green wooden balconies The plaza dates back to the Middle Ages and has been used to host royal celebrations Around the plaza are many outdoor restaurants and bars where you can enjoy Castilian cuisine and a glass of Anis de Chinchon – an anise-based spirit named after the town that’s been producing it for over three centuries. Aside from anis, Chinchon is also known for its local wines, bread Other notable attractions include the old clock tower the church of Nuestra Señora de la Asunción and a few hikes leading up to miradores (lookout points) offering sweeping views of the town How to Get There From Madrid: Take Bus 337 from Madrid and get off at Chinchon.Approximate Travel Time: About 45 mins Toledo is an ancient city and a UNESCO World Heritage Site overlooking the Tagus River in Castilla-La Mancha It can be reached in about half an hour by high-speed train making it one of the easiest and most popular Madrid day trips Toledo has a long and storied history that dates back over two millennia It was a Roman municipium before becoming the capital of the Visigothic Kingdom It was under Moorish rule for 374 years before being recaptured by the Christians in the Reconquista it served as Spain’s imperial capital under Charles V Toledo is a fascinating one-of-a-kind city that’s often referred to as the “City of the Three Cultures” Take a walk around Toledo and you can see the role each of these religions had in the city’s history Check out our guide on visiting Toledo from Madrid by train to help you plan your trip It’s a relatively small city with a lot to see some of the most noteworthy attractions being Toledo Cathedral It’s easy to visit Toledo on your own but you may want to consider going on a guided tour (Option 1 | Option 2) This city has so much history that I think it’s best experienced with a guide How to Get There From Madrid: The fastest way to get to Toledo from Madrid is by high-speed AVE train It departs from Atocha station and will get you to Toledo station in about 35 minutes it’s about a 10-15 minute walk to the medieval city.Approximate Travel Time: About 45 mins It’s about 90 km (56 miles) northwest of Madrid and you can get there in about half an hour by high-speed train Segovia is a UNESCO World Heritage Site famous for its ancient Roman aqueduct Made up of 166 arches stretching for over 17 km (10.5 miles) this massive structure transported water from La Acebeda to the Alcazar a medieval fortress rumored to have inspired Disney’s Cinderella castle The Catedral de Segovia – a massive Gothic cathedral located in Segovia’s Plaza Mayor – rounds out Segovia’s big three then don’t miss the cochinillo asado which is a Segovian specialty of roast suckling pig These tours combine Segovia with other destinations recommended in this guide How to Get There From Madrid: The fastest way to Segovia from Madrid is by high-speed AVE train It departs from Chamartin station and will get you to Segovia-Guiomar station in about 30 minutes The station is about 8 km (5 miles) from the city center so you can catch Bus 11 or 12 to take you into the city.Approximate Travel Time: About 45 mins The Royal Site of San Lorenzo de El Escorial commonly known as the Monastery of El Escorial is the historic residence of the King of Spain and the Spanish royal family It’s a UNESCO World Heritage Site that’s been called the most important architectural monument of the Spanish Renaissance El Escorial was at once a monastery and a Spanish royal palace It was a home for both the royal and religious powers of Spain symbolically united under one massive roof it continues to function as a royal palace How to Get There From Madrid: Take the C3 regional line from Madrid to El Escorial station it’s about a 10-minute walk to the Monastery of El Escorial.Approximate Travel Time: About 1 hr Located less than 15 km (9.3 miles) from the Monastery of El Escorial is Valle de los Caidos It’s the most controversial day trip destination in this guide and a monument that leaves Spaniards divided Valle de los Caidos is a war memorial that serves as the final resting place of more than 40,000 civil war soldiers It features a 150-meter-high stone cross (492 ft) that’s the tallest of its kind in the world Built by Spanish dictator Francisco Franco it’s 18-year construction began immediately after the end of the Spanish Civil War Franco claimed it to be a monument of healing but he used political prisoners in its construction forcing them to work in conditions that have been likened to a concentration camp his body was buried in the monument’s basilica for 44 years Ring-wing extremists view it as a place of reverence while critics call it a monument to fascism Franco’s remains were exhumed and moved to Madrid in October 2019 Photo by kasto via Deposit Photos How to Get There From Madrid: Take Bus 661 from Moncloa station in Madrid to San Lorenzo de El Escorial bus station you’ll need to catch Bus 660A to Valle de los Caidos It departs just once daily at 3:15PM and goes back to San Lorenzo de El Escorial station at 5:30PM you could be spending the night there.Approximate Travel Time: About 1 hr 15 mins Cuenca is a UNESCO World Heritage Site in Castilla–La Mancha it’s famous for its casas colgadas or hanging houses that appear to defy gravity Cuenca’s casas colgadas are built right up to the cliff’s edge Many of the houses are several stories tall with wooden balconies that hang precipitously over the Cuenca Gorge you’re practically standing over the gorge The casas colgadas are a spectacular sight and the main draw in Cuenca but the town offers other interesting attractions as well like Cuenca Cathedral and the Spanish Museum of Abstract Art which is housed inside one of the casas colgadas How to Get There From Madrid: The fastest way to get to Cuenca from Madrid is by AVE high-speed train It departs from Atocha station and gets you into Cuenca-Fernando Zóbel station in about an hour the station is about 6 km (3.7 miles) outside the city center so you’ll need to catch a bus or taxi into the city.Approximate Travel Time: About 1 hr 15 mins Avila is a UNESCO World Heritage Site in Castilla y Leon It’s famous for its medieval city walls which are among the most well-preserved in Europe the Walls of Avila stretch for over 2.5 km (1.6 miles) and have an average height of 12 meters (39 ft) and over 2,500 turrets that served as an important line of defense against the Moors after the Reconquista Inside the ancient walls are many historical and religious attractions some of the most prominent being the Cathedral of Avila You can visit Avila on your own by train, or you can go on a guided tour (Option 1 | Option 2) These tours combine Avila with other destinations in this guide How to Get There From Madrid: The most convenient way of getting to Avila is by train You can catch a train from Principe Pio station in Madrid to Avila Station.Approximate Travel Time: About 1 hr 40 mins then you’ll probably want to make a day trip from Madrid to Ribera del Duero It’s an important wine-making region in Castilla y Leon famous for its red wines made mainly from tempranillo grapes Wines produced in the Ribera del Duero region enjoy Denominacion de Origen (DO) status For a bottle to carry the Ribera del Duero DOP label it must adhere to a strict set of guidelines that govern every step of the wine-making process As far as I know, there’s no easy way to get to the Ribera del Duero region on your own so it’s best to go on a wine-tasting tour How to Get There From Madrid: There doesn’t seem to be an easy way of getting to Ribera del Duero from Madrid using public transportation. It’s best to either rent a car or go on a guided tour.Approximate Travel Time: About 2 hrs Consuegra is a town in the La Mancha area of Toledo province It’s famous for its twelve white tower windmills that are believed to be the windmills described in Miguel de Cervantes’ famous 17th-century novel Don Quixote de la Mancha mistakes the windmills for giants with flailing arms and picks a fight with them This memorable scene led to the coining of the English idiom “tilting at windmills” Consuegra is a must-visit for fans of the novel but other than the windmills and the Moorish castle, there isn’t as much to do there. It’s perhaps best visited by rental car Salamanca has been called one of the most spectacular Renaissance cities in Europe Its historic center is a UNESCO World Heritage Site that’s home to numerous Romanesque Among Salamanca’s most famous landmarks are its university and Plaza Mayor. Established in 1134, Salamanca University is the second-oldest university in Europe It’s hailed as one of the country’s finest examples of Renaissance architecture and is a favorite destination for international students wanting to learn Spanish in Spain Even more iconic perhaps is Salamanca’s Plaza Mayor which is one of the biggest and most beautiful squares in Spain it’s considered an emblem of the city The university and Plaza Mayor are the most famous but there’s plenty to see and appreciate in this university town like the Museo Art Nouveau y Deco and the New and the Old Cathedral Considering the distance [215 km (133.5 miles)] and all it has to offer it may be best experienced on an overnight stay rather than a one day trip from Madrid Taking the morning train will give you a little over 4 hours to explore the city before having to catch the high-speed train back to Madrid. Alternatively, you can go on this guided tour. It’s an 11-hour tour that takes you to both Salamanca and Avila How to Get There From Madrid: The fastest way to get to Salamanca from Madrid is by high-speed train it seems to depart just once daily at 3:55PM It makes more sense to catch the slower 11:10AM train then take the high-speed 6:20PM train back to Madrid.Approximate Travel Time: About 2 hr 45 mins Like Barcelona there’s so much to see and do in Madrid that most first-time visitors will have their days filled with visits to the city’s museums and markets alone then you may want to go beyond the city and do one of these popular Madrid day trips I hope this article on the best day trips from Madrid gives you a few ideas for your itinerary Thanks for reading and have a wonderful time in Spain This article on the best day trips from Madrid contains affiliate links which will earn us a small commission if you make a purchase at no additional expense to you We only suggest products and services that we use ourselves and can personally vouch for We really appreciate your support as it helps us make more of these free travel guides Categories DESTINATIONS, SPAIN 14 Restaurants and Izakayas to Visit for Crazy Delicious Food in Kyoto Website#d70966605f63e59bcf41e1db{display:none} How is the weather during the end of March In Madrid "This is the BEST representation of my country food that I have ever seen. 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