“Could you imagine scheduling your son’s circumcision and possibly having him die?" said Tim Groth
Armstrong Williams takes on the news of the week and asks the questions you want answered. Don’t miss our weekly town hall.
Baby allegedly almost bled to death in NICU after circumcisionby WCBS/CNN Newsource/WKRC
(WCBS/CNN Newsource/WKRC) - A baby boy nearly bled to death in the middle of the night while in a cardiac NICU after receiving a circumcision
Tim and Gabrielle Groth invited their son Cole into the world on March 31
He was born with a heart disease that they already knew about and doctors were prepared to stint
and within days he was doing well enough to be cleared for discharge
"We were called and asked if we want to move forward with circumcision and we just said yes," Tim told reporters
"We weren't aware of any of the risks..
no one told us elevated risks of CHD."
The next day the Groths arrived to the hospital and saw a terrifying scene
"I walk in and he's extremely pale
no idea what's going on," Gabrielle said
"It was not my healthy boy I just saw the day before."
"Throughout the night - 10 plus hours - our son bled almost to death," said Tim
"The vital organs of his body lost blood and oxygen..
How does this happen in a cardiac NICU?"
"Every day he's had a transfusion
four surgeries in the last week," he continued
"Trying to understand how you could go from a circumcision-stable baby to crisis."
The hospital declined to comment on the situation
a new company called Tengen Games released its first game
“Zed and Zee,” for the Nintendo Entertainment System (NES)
The surprising part of this story is not the release of a new “homebrew” game for a system released in 1985 — hobbyist computing has been visible since at least the 1970s — but that Tengen and its parent company
had disappeared 30 years ago after being crushed in court by Nintendo for doing exactly the same thing: manufacturing unauthorized cartridges for the NES
let’s take a walk down memory lane with Atari and Nintendo
Atari is at the peak of its commercial success
The freewheeling culture has been replaced by the Brioni suits and New York secretaries of new owner Warner
The existing industrial arrangement at the time was that of a bundled console-plus-cartridge business model
Atari with its VCS/2600) sold the console at a loss and cross-subsidized it with the money made on cartridges sold with a huge profit margin
the game designers were paid a flat salary
four defecting Atari designers and one music industry executive disrupted the video game console business model by aligning it with the recording industry’s: Hardware would be just hardware
and content would now be supplied by third-party content providers
with a little business and legal help from the Sistine Chapel of Silicon Valley law firms
slapping them with any legal argument Warner could come up with — theft of trade secrets
Activision’s business vision and legal team beat Atari’s
The floodgates of third-party game production opened
Too many players for too small (at a time) a market meant it became impossible for most developers to scale and recoup their costs
some publishers released what Videogaming & Computer Illustrated described as “enough to send the most liberal sexual enthusiast staring at his/her shoes in abashment,” leading to public outcry and a bad rep for the industry as a whole
leading to the collapse of both Atari and Activision
Nintendo introduced the NES in North America
competitor Sega introduced the Genesis (also known as the Mega Drive)
Both companies had learned from the crash and took steps to prevent third-party developers from releasing unapproved games
they turned to an engineering strategy: A proprietary lock-out chip would be inserted in the console
A lock-out mechanism is an ensemble of software code that is burnt into two special-purpose chips
which is itself burnt into another special-purpose chip added to the game cartridge
When a game cartridge that contains the key is inserted into the console
The source code of the software embedded in both chips is kept secret by the console manufacturer
the console company burns them into the chips in a form that is understandable by machines but not by humans
To ensure even further protection of these secrets
both Nintendo and Sega manufactured the approved third-party game cartridges themselves
before selling them to the licensees who in turn distributed them through toy and computer stores
assuming I was one of the happy few to be vetted
I would deliver my game software code to Nintendo
burn the whole thing on a cartridge bearing my name
and hand that cartridge to me so I could then sell it through my own distribution circuit
as far as keeping the source code of the lock-out system a secret
Many in the industry took umbrage with this model
in particular because it enabled the console manufacturers to impose what developers considered unfair business terms
and its behavior even led to anti-trust investigations by the U.S
every lock can be unlocked without the official key — it’s just a matter of time
The original Atari had been split after the crash
was now in the business of publishing games for various computers and consoles
But it didn’t want to be bound by Nintendo’s terms
and decided to publish unlicensed cartridges for the NES
if the original Atari’s lawyers had been unable to prevent Activision from doing just the same thing for the VCS/2600
why would Nintendo’s lawyers be able to stop Atari Games
Atari responded to engineering moves with a bolder engineering move
It reverse-engineered Nintendo’s lock-out chip
known as the “10NES,” and replaced it with its own
the “Rabbit.” The Rabbit code was entirely different from the 10NES
When a rogue Tengen cartridge was inserted into the NES
it would sing a mating song so close to what the lock expected from approved cartridges that the console would open up
The first rogue game would be “Tetris,” followed by such hits as “Super Sprint” and “Ms
reverse-engineered the Genesis’ lock in 1991 for its game “Ishido” and quickly released a number of blockbusters for that platform
Engineering responses to business disruption had been defeated by engineering means
it was now time for lawyers to respond to reverse-engineering with legal engineering moves of their own
I mean the craft of creating novel legal arguments in response to changes in an environment — in this case
What the Nintendo and Sega lawyers noticed was that in the process of creating their own mischievous code
Atari and Accolade had to make a temporary copy of the lock’s own original code (the 10NES and the TMSS) in order to analyze it and make an original
That intermediate copying had not been authorized by either Nintendo or Sega
Atari and Accolade were therefore culpable of copyright infringement
making the distribution of the rogue games illegal
were tried in two different sets of courts for procedural reasons
but were ruled upon at the same time period and cross-referenced each other
The legal question was the same: Is intermediate copying of software code (the lock)
when the sole purpose of such copying is to reverse engineer the lock and create a completely new and original code that will open the lock
even though the lock’s code is not at all present in the final product (the rogue key)
or is this practice permissible under the fair use doctrine
since the code being temporarily copied is then discarded
The underlying legal sub-questions were particularly complex
and both federal appeals court judges distilled their astute reasonings in clear ways
ultimately ruling that intermediate (temporary) copying of software code in the process of reverse-engineering it is generally permissible as fair use under copyright law
At the heart of their technical legal rulings was economic policy
They focused on “the effect of the use upon the potential market for or value of the copyrighted work,” one of the Copyright Act’s fair use analysis factors
and noted that the public benefit of the copying at stake should also be factored in
the judge concluded that “Accolade’s identification of the functional requirements for Genesis compatibility has led to an increase in the number of independently designed videogame programs offered for use with the Genesis console
It is precisely this growth in creative expression
based on the dissemination of other creative works and the unprotected ideas contained in those works
that the Copyright Act was intended to promote.” The judge rebuked any suggestion that Sega might suffer a loss when it came to the number of games it would itself sell (or not sell) as a result
The Atari judge agreed: “When the nature of a work requires intermediate copying to understand the ideas and processes in a copyrighted work
that nature supports a fair use for intermediate copying,” he wrote
reverse engineering object code to discern the unprotectable ideas in a computer program is a fair use.”
it didn’t matter that Atari was right on principle — it had blatantly lied to get the code
The pair of rulings had a significant impact on the industry at large
It would come to protect the distribution of software-based hardware emulators
such as the Connectix Virtual Game Station
which enables players to run Playstation games on their desktop computers
Perhaps even more visible as part of the retro-gaming boom of the past 30 years is the availability of a plethora of new
cheap hardware that enables nostalgic players to play the Nintendo
or Sega games of their youth without an actual NES
the wide availability of new games for these old consoles developed by companies such as the new Tengen Games is enabled by the two rulings
You might have been lured into reading this article by the promise of blood being drawn by Nintendo from Atari
But didn’t we just learn that Atari Games (Tengen) beat Nintendo in court
The Atari court ruled that Atari should have been allowed to reverse-engineer the NES as a matter of principle
Atari was not allowed to invoke the fair use defense
Atari’s lawyers’ hands were very dirty indeed
Atari’s engineers had actually failed to reverse engineer the 10NES
They could not figure out what that code was
so they couldn’t create a new code that would work with the console
So the lawyers took over and blatantly lied to the Copyright Office in order to obtain the copyrighted Nintendo code
That code was held at the Office under seal
Atari’s lawyers filed an application stating that Atari was a defendant in a copyright infringement lawsuit filed by Nintendo
and needed a copy of the program to “be used only in connection with the specified litigation.” The Copyright Office obliged and provided the copy
as they are supposed to in this type of case
Atari then used Nintendo’s code to create the Rabbit code
the judge turned to a maxim coined in British courts in 1728 and traced all the way to the Roman period of Justinian: he who comes into equity must come with clean hands
to invoke a legal principle based on fairness
One who comes to court in bad faith (with “unclean hands”) will be denied a defense such as fair use
Atari was barred from manufacturing games for the NES
subsequently “bled Atari to death,” in the words of Ed Logg
designer of Tengen’s version of “Tetris,” which was recalled by court order and is now an expensive rarity on eBay
The Tengen brand fell into disarray and was abandoned
only to be revived a year ago to do the very thing Atari had been precluded from doing because their lawyers had failed to wash their hands
including “ultimate” histories of the videogame industry that focus on “the great inventor,” are too reductive
one must look beyond individual genius to the less sexy interplay of engineering
it’s the legal battles — and sometimes the lawyers themselves — that create significant forks in the road
Cognitive scientist and poet Keith Holyoak examines the essential role analogies play in our capacity for creativity and problem-solving
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Hawking’s refusal to upgrade his communication system preserved a voice that became iconic
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A post shared by The Bled (@thebledaz)
"These bands are way too popular to be in arrears."
"Guess you'll have to go Steal This Album if you want to hear it now.."
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Studio Tim Fu (STF), founded by a former architect at ZHA
is redefining architectural innovation with the Lake Bled Estate — a 22,000-square-meter development in Slovenia where AI and human creativity converge
including the historic Vila Epos designed in 1909 by Jože Plečnik
the project seamlessly merges tradition with modern design
Tim Fu emphasizes that AI is not a replacement for human intuition but a tool to accelerate creativity and optimize design
STF utilizes AI to reinterpret local architectural elements
transforming it into vertical atriums that enhance natural light and frame breathtaking views of Lake Bled and the Julian Alps
World leaders convene for the NATO Washington summit in 2024. (Credit: The White House)Elon Musk has tweeted his agreement to a proposal that the United States exit the North Atlantic Treaty Organization (NATO) just shy of the alliance’s 80th anniversary
To do so would not be the conservative path forward
An American exit from NATO would represent not merely a betrayal of ideas that have guided our foreign policy since World War II
it would be an insult to the legacy NATO left us
NATO was founded as a military and political alliance of capitalist democracies to counter the spread of communist totalitarianism
Article V of the treaty requires all members to come to the defense of any in the case of attack
despite collaboration in technological innovation and strategic drills
NATO was never activated during the Cold War
NATO faces its first major opposition since isolationists rallied against it decades ago
there is no better time to remember the singular moment where Article V was invoked
and 53 Italians breathed their last in defense of the flag that liberated their nations
144 families from nations once under Soviet subjugation mourned for sons that died fighting for their shining city on the hill
the titular character wistfully boasts that he won a medal from every allied power
down by the Adriatic Sea.” With a population the size of Wichita
even little Montenegro sent troops to support the United States in our occupation of Afghanistan
The nations of NATO have demonstrated their commitment to the alliance and the United States. Yet, NATO has become controversial because of its support for Ukraine in its struggle against Russian invasion
the Biden Administration largely tied the hands of the Ukrainian Armed Forces
Asking Ukraine to strike a peace deal with Russia is reasonable
but refusing to recognize Russia as the aggressor is not
legitimating Russia’s annexation of southeastern Ukraine would not only be detrimental to America’s grand strategy but also contrary to her history and ideals
As this young republic fought its Revolutionary War
Facing insurmountable odds against a global power
aid from that empire’s rivals saved our nation
The situation is eerily familiar to any Ukrainian in 2025
Among the early great heroes of America was the Marquis de Lafayette
a young Frenchman whose daring and guile turned back Redcoat advances
Why would we now tell liberty to surrender before tyranny
The voice of America cannot in good faith tell Ukraine that perhaps Winston Churchill was wrong in his noble dictum that righteousness “shall never surrender” in the face of evil
It is as if Lafayette had shaken General Washington’s hand in 1777 and told him to bow down before King George III
We Americans have long celebrated those who fight the good fight
Take Brigadier General Anthony McAuliffe’s retort of “nuts!” when asked to surrender by the Nazi force that surrounded him or Admiral David Farragut’s immortal demand to “damn the torpedoes
full speed ahead!” In Ukraine’s battle for survival
it is not difficult to see an American spirit
Ukrainians now feel the rage Americans would have felt had France turned their backs on liberty in 1777
America should love our European neighbors as we have loved ourselves
Our flag’s crimson stripes are not painted only with American blood
the leaf blower war or the anti-'woke' backlash
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the American helping couples balance the mental load
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Long ReadThis seminal track by the group 113
which humorously evokes the summer vacations of French people of North African descent
was an instant hit upon its release in 1999
Despite being withdrawn from airways and stores for years due to copyright issues
It obviously started with that famous line from a backing singer: "Hey
the orchestra then launched swirling violins
followed by a traditional percussionist making the melody bounce by drumming on the skin of his darbuka
wearing sunglasses and dressed in an elegant sandy-colored workwear suit
appeared under the lights of the 40th edition of France's main music awards
to deliver the unique introduction to the rap anthem "Tonton du Bled."
this veteran of French rap performed his iconic track during a musical interlude dedicated to the memory of its brilliant producer
who died at 34 in a tragic accident in 2011
"We had six minutes and 34 seconds to pay tribute to Mehdi
It was obvious that 'Tonton du Bled' had to be part of it," explained Thibaut de Longeville
a friend of DJ Mehdi and the director of the documentary series DJ Mehdi: Made in France (2024)
which aired on French-German public television channel Arte and whose nomination (followed by a trophy that night) led to this performance
"The symbolic significance was too strong," he continued
a screen behind him displayed footage of his appearance 25 years earlier on the same stage
he performed "Tonton du Bled" at the award show
Very few songs have been performed more than once by their original artists at the Victoires de la Musique
it's as if 'Tonton du Bled' has entered the French songwriting hall of fame," said Didier Varrod
director of Radio France's music stations and unofficial historian of the Victoires de la Musique
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BALTIMORE (WBFF) — A tragic incident unfolded at a McDonald's on Reisterstown Road near Cold Spring Lane
leaving a family in mourning and a community shaken
was fatally shot during an argument on Sunday afternoon while working alongside his 17-year-old son
a high school student and employee at the restaurant
recounted the harrowing experience her son endured
He seen everything...and that's a lot
ALSO READ| Police ID slain security guard, dispatch audio describes suspect as juvenile
Douglas described the moment her son called her as his father lay bleeding
he's bleeding bad it's not stopping
And I'm saying somebody tie something
Standing quietly beside his mother on a cold block in Northwest Baltimore
"He called me while it was taking place...waiting for the paramedics to come
Because his father was bleeding out...and no one has arrived and his father is on the ground
The suspects involved in the shooting remain at large
"I'm trying to take everything in
everything has changed and nothing can bring back their father
I hope that our kids at least get justice...and they find the young man that did it...and everybody else that was involved in it," Douglas said
and a pastoral counselor are available for those in need of support
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the world’s leading association of writers
promotes a culture of peace based on freedom of expression
PEN is dedicated to linguistic and cultural diversity and to the vibrancy of languages and their cultures whether spoken by many or few
PEN International’s Writers for Peace Committee has therefore approved this Manifesto calling for the universal right to peace
based on the Lugano Declaration for Peace and Freedom (1987)
the Appeal of Linz Protesting Against the Degradation of the Environment (2009) and the Belgrade Declaration (2011)
It was adopted by the Assembly of Delegates at the 79th PEN International Congress in Reykjavik (September 2013)
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Methods: We comprehensively searched the PubMed and Embase databases until July 2021 to identify relevant pieces of literature. The predictive abilities of risk scores were fully assessed by the C-statistic, net reclassification improvement (NRI) and integrated discrimination improvement (IDI) values, calibration data, and decision curve analyses.
Conclusion: The HAS-BLED score has moderate predictive abilities for bleeding risks in patients with AF regardless of type of oral anticoagulants. Current evidence support that the HAS-BLED score is at least non-inferior to the HEMORR2HAGES, the ATRIA, the ORBIT, the GARFIELD-AF, the CHADS2, the CHA2DS2-VASc, or the ABC scores.
Volume 8 - 2021 | https://doi.org/10.3389/fcvm.2021.757087
This article is part of the Research TopicRisk Stratification Strategies for Cardiac Rhythm AbnormalitiesView all 49 articles
Background: Several bleeding risk assessment models have been developed in atrial fibrillation (AF) patients with oral anticoagulants
but the most appropriate tool for predicting bleeding remains uncertain
we aimed to assess the diagnostic accuracy of the Hypertension
Drugs/alcohol concomitantly (HAS-BLED) score compared with other risk scores in anticoagulated patients with AF
Methods: We comprehensively searched the PubMed and Embase databases until July 2021 to identify relevant pieces of literature
The predictive abilities of risk scores were fully assessed by the C-statistic
net reclassification improvement (NRI) and integrated discrimination improvement (IDI) values
Results: A total of 39 studies met the inclusion criteria
The C-statistic of the HAS-BLED score for predicting major bleeding was 0.63 (0.61–0.65) in anticoagulated patients regardless of vitamin k antagonists [0.63 (0.61–0.65)] and direct oral anticoagulants [0.63 (0.59–0.67)]
The HAS-BLED had the similar C-statistic to the Hepatic or renal disease
the Anticoagulation and Risk Factors in Atrial Fibrillation (ATRIA)
the Outcomes Registry for Better Informed Treatment of Atrial Fibrillation (ORBIT)
the Global Anticoagulant Registry in the FIELD-Atrial Fibrillation (GARFIELD-AF)
but significantly higher C-statistic than the Congestive heart failure
Stroke/transient ischemic attack history (CHADS2) or the Congestive heart failure/left ventricular ejection fraction ≤ 40%
Stroke/transient ischemic attack/thromboembolism history
NRI and IDI values suggested that the HAS-BLED score performed better than the CHADS2 or the CHA2DS2-VASc scores and had similar or superior predictive ability compared with the HEMORR2HAGES
Calibration and decision curve analyses of the HAS-BLED score compared with other scores required further assessment due to the limited evidence
Conclusion: The HAS-BLED score has moderate predictive abilities for bleeding risks in patients with AF regardless of type of oral anticoagulants
Current evidence support that the HAS-BLED score is at least non-inferior to the HEMORR2HAGES
whether the application of the HAS-BLED score could be extended to DOAC-treated patients is still unclear
this systematic review and meta-analysis aimed to: (1) assess the diagnostic accuracy of the HAS-BLED score in anticoagulated (VKAs or DOACs) patients with AF and (2) compared the performances of the HAS-BLED score with other risk scores to determine the most appropriate tool for predicting bleeding risks
This meta-analysis and systematic review were carried out based on the Cochrane Handbook for systemic reviews
The results were presented according to the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) Statement
Ethical approval was not necessary because the published studies of electronic databases were included
We comprehensively conducted a search of the PubMed and Embase electronic databases until July 2021 to identify relevant pieces of literature reporting the HAS-BLED score in anticoagulated patients with AF
The following keywords in the search strategies were used: (1) AF
(2) VKAs or warfarin or coumadin or phenprocoumon or acenocoumarol or indandione or fluindione or phenindione or anisindione or non-VKAs or DOACs or dabigatran or rivaroxaban or apixaban or edoxaban
To obtain the qualified studies comprehensively
we also performed the cross-reference retrieval by screening the reference lists of included studies and prior meta-analyses
English language restrictions in the literature research were applied in this study
if they were analyzed for one bleeding endpoint in less than two independent studies
We also excluded studies reporting the modified HAS-BLED score version by adding additional factors (e.g.
gene polymorphisms) into the original HAS-BLED score
Certain publication types with insufficient data such as reviews
Potentially relevant studies were selected by two reviewers independently based on the predetermined criteria
Qualified articles were included after the title/abstract screenings and the full-text screenings
if two or more studies had the same data source
we selected the study that was more designed to meet our inclusion criteria
If both the studies meet the inclusion criteria
we selected the newly published study or the study with the longest follow-up or highest sample size
Disagreements were resolved through discussion between the two researchers or consultation with a third reviewer
Data from included studies were extracted by two researchers independently
We abstracted the following baseline information including the authors
baseline characteristics of the patient [age
or non-steroidal anti-inflammatory drugs (NSAIDs)]
We applied the Prediction Model Risk of Bias Assessment Tool (PROBAST) (www.probast.org) to assess the risk prediction models (12)
The consistency of the included studies was assessed through the Cochrane Q test and I2 index
Significant heterogeneity was considered if the p-value of the Cochrane Q test < 0.1 or if the I2 value of >50%
We used the funnel plots to examine the publication bias and a visual inspection of asymmetry indicated a bias
All the statistical analyses were carried out by using the Review Manager 5.3 software (The Nordic Cochrane Center, The Cochrane Collaboration, 2014, Copenhagen, Denmark, UK) (https://community.cochrane.org/)
p < 0.05 was considered as statistically significant
The C-statistic and their 95% CIs were abstracted from the included studies for the discrimination analysis
The C-statistic of ≤ 0.5 indicated that discrimination was no better than chance
The pooled analyses were performed if at least two studies reported the C-statistic for the HAS-BLED score
A random-effects model with an inverse variance method was chosen in the pooled analysis due to the observed significant heterogeneity
the subgroup analyses were conducted on the basis of study design
We also assessed the predictive ability of the HAS-BLED based on available vs
unavailable labile international normalized ratio (INR) in the score
The Z-statistic was calculated to compare the two C-statistic of the HAS-BLED score vs. other risk prediction models (the HEMORR2HAGES, the ATRIA, the ORBIT, the CHADS2, the CHA2DS2-VASc, the GARFIELD-AF, or the ABC scores) (4)
we assessed the improvement in predictive accuracy by the reclassification analyses including the NRI and IDI parameters
The probability of correctly predicting bleeding events by using the HAS-BLED score was reflected in the percentage of events correctly reclassified
Calibration data represented the extent to which predicted risks correspond to observed risks
other risk scores were assessed by using the decision curve analyses
Narrative analyses were performed with respect to reclassification
and decision curve analyses due to the lack of numerical data
49%) risk of bias according to the PROBAST tool
Baseline characteristics of patient of the included studies
The pooled analysis of the C-statistic for major bleeding in anticoagulated patients with atrial fibrillation
Subgroup analysis for pooling the C-statistic of the Hypertension
Drugs/alcohol concomitantly (HAS-BLED) score based on the types of oral anticoagulation
for comparisons of the C-statistic between two different risk scores
there were no statistically significant differences between the HAS-BLED vs
the HEMORR2HAGES scores (major bleeding: Z-statistic = 0.396; any clinically relevant bleeding: 0.321; intracranial bleeding: −0.408); vs
the ORBIT (major bleeding: −0.911; any clinically relevant bleeding: 0; intracranial bleeding: −0.158); vs
the ATRIA (major bleeding −0.502; any clinically relevant bleeding: 0.257; intracranial bleeding: 0); vs
the GARFIELD-AF (major bleeding: −0.448); or vs
the ABC scores (major bleeding: −1.09) (p > 0.05)
suggesting similar discrimination performances
the HAS-BLED score had significantly higher C-statistic for predicting major bleeding than the CHADS2 (Z-statistic = 2.19
p < 0.05) or the CHA2DS2-VASc scores (Z-statistic = 1.99
suggesting that the HAS-BLED score performed better than the CHADS2 or CHA2DS2-VASc scores
Summary of the C-statistic and 95% CIs of the included studies
the GARFIELD-AF compared with the HAS-BLED scores had both non-significant negative NRI and IDI values
the HAS-BLED score had at least non-inferior predictive ability for predicting major bleeding compared with the HEMORR2HAGES
NRI and IDI analysis for predicting the bleeding risks in anticoagulated patients with AF
The NRI values of the ABC score compared with the HAS-BLED score had the reverse effects in two included studies [+13.8% in Berg et al. (26) and −13.74% in Esteve-Pastor et al. (27)]. In the study of Esteve-Pastor et al. (27)
the ABC score showed significant negative IDI values compared with the HAS-BLED score (−13.14%
Further study should confirm the improvement in the predictive accuracy of ABC vs
HAS-BLED scores in anticoagulated patients with AF
The values from the NRI and IDI analyses assessing the improvement in predictive accuracy for any clinically relevant bleeding, any bleeding, intracranial bleeding, and gastrointestinal bleeding are presented in Table 3
The results of these sections should be interpreted cautiously due to the limiting number of included studies
our results suggested that the HAS-BLED score had moderate predictive abilities for bleeding risks in anticoagulated patients with AF regardless of the OAC type
We also observed the suitable application of the HAS-BLED score in patients with AF when the labile INR was unavailable
The discrimination performance of the HAS-BLED score assessed by the C-statistic was comparable to the HEMORR2HAGES
but performed better than the CHADS2 or the CHA2DS2-VASc scores
The NRI and IDI data suggested that the HAS-BLED score performed better than the CHADS2 or the CHA2DS2-VASc scores and had similar or superior predictive ability compared with the HEMORR2HAGES
Calibration and decision curve analyses of the HAS-BLED score compared with other risk models required further evidence-based assessment due to the different findings among the included studies
The use of OAC effectively reduces the embolic risks but at cost of an increased risk of bleeding
VKAs such as warfarin have been confirmed to be effective for preventing stroke in patients with AF
Since the effectiveness and safety of DOACs are superior or non-inferior to warfarin in patients with AF
the bleeding events and their related cardiovascular outcomes are not negligible
The optimal use of VKAs or DOACs in the management of AF should be based on a balanced risk-to-benefit assessment during anticoagulation
it is vital that the potentially preventable risk factors of bleeding events should be monitored sufficiently and addressed appropriately
The HAS-BLED score has been currently recommended by current AF guidelines
where a score of ≥3 points indicates high-risk bleeding
Note that the HAS-BLED score is previously derived and validated mainly in VKA-treated patients with AF
whether it could be used in DOAC-treated patients remains unclear
we found that the HAS-BLED score had moderate predictive values for bleeding risks in anticoagulated patients with AF and the findings were consistent in the subgroups of mixed anticoagulated drugs
The variable of labile INR in the HAS-BLED score was not available in all the included studies
the predictive ability for major bleeding was not significantly changed
if we only included the studies with labile INR in the pooled analysis
Although several other bleeding risk prediction models have been proposed in published studies, whether the predictive ability of these models is parallel to the guideline recommended HAS-BLED score remains unclear. The HAS-BLED score has been previously assessed as the most balanced bleeding risk prediction tool in terms of sensitivity and specificity by using a meta-analytic approach (5, 33)
discrimination outcome data (sensitivity/specificity or the C-statistic) are less critical than other predictive accuracy outcome measures
our current meta-analysis comprehensively assessed the predictive abilities of the HAS-BLED vs
the HAS-BLED score showed at least non-inferior abilities for bleeding risk prediction than the HEMORR2HAGES
or the GARFIELD-AF scores in VKA- or DOAC-treated patients with AF
Although there was no significant difference in the C-statistic between the HAS-BLED and the ABC scores
and decision curve analyses between them were still controversial and needed further clarifications
there is an overlap of risk factors such as age
and diabetes between stroke and bleeding risk scores
the CHADS2 and the CHA2DS2-VASc stroke scores are also closely associated with the increased bleeding risks
we found that the HAS-BLED score performed better than the CHADS2 or the CHA2DS2-VASc scores in anticoagulated patients with AF
Several published studies have modified the HAS-BLED score by revising the original variables or including additional factors. As shown in Supplementary Table 7
area deprivation index) on the basis of the original HAS-BLED score has been taken into account
The modified HAS-BLED score might improve the predictive ability
but certainly at the expense of additional complexity
The number and definition of variables may vary from study to study
potentially affecting the diagnostic performance of the HAS-BLED score
Current evidence supports the HAS-BLED score regularly used in patients with AF to identify patients at high risk of bleeding as early as possible
the HAS-BLED score is sometimes inappropriately used in clinical practice as an excuse to preclude the use of oral anticoagulants
the benefits of OAC in reducing the stroke risk outweigh the bleeding risk
Clinicians should flag up high bleeding-risk patients (e.g.
the HAS-BLED score of ≥3) for the early review and follow-up
Appropriate monitoring services and more efforts are necessary to be taken to correct modifiable bleeding risk factors such as uncontrolled hypertension
concomitant use of medications such as aspirin or NSAIDs
These findings seemingly do not support the use of the ORBIT over the HAS-BLED scores for bleeding risk prediction in patients with AF
The simple and practical use of the HAS-BLED score is still appropriate for assessing VKA- or DOAC- related bleeding risks and helps clinicians to make informed decisions in clinical practice
There were still several limitations in this study
due to the high heterogeneity observed across the included studies
the discrimination performances of bleeding prediction models evaluated by the C-statistic should be interpreted cautiously
More studies focusing on the improvement in predictive accuracy by the NRI and IDI analyses
or net benefits by decision curve analysis could be taken to fully assess the performances of risk scores
our results suggested a relatively lower predictive value of the HAS-BLED score for any clinically relevant bleeding
Only two studies reported the C-statistic for gastrointestinal bleeding
more studies should further assess the value of the HAS-BLED score for these other bleeding outcomes
the bleeding risk prediction tools of interest were derived and validated in studies with different study types ranging from observational cohorts to clinical trials
potentially complicating the synthesis of the C-statistic
we observed no significant interaction in the subgroup analysis based on the study design
we provided the data of concomitant antiplatelet drugs
but the effect of these drugs on the predictive value of the HAS-BLED score could not be analyzed due to the unclear cutoff points
this study was performed based on most included studies with low-quality data
but we comprehensively assessed the role of the HAS-BLED score vs
other risk models in predicting bleeding events in patients with AF
which had implications for clinical application and future research development
The HAS-BLED score had moderate predictive abilities for bleeding risks in VKA- or DOAC-treated patients with AF
The HAS-BLED score was at least non-inferior to the HEMORR2HAGES
The original contributions presented in the study are included in the article/Supplementary Material
further inquiries can be directed to the corresponding authors
All authors listed have made a substantial
and intellectual contribution to the work and approved it for publication
This study was funded by the National Natural Science Foundation of China (82100273)
the China Postdoctoral Science Foundation (2020M673016)
and the China National Postdoctoral Program for Innovative Talents (BX20200400)
The authors declare that the research was conducted in the absence of any commercial or financial relationships that could be construed as a potential conflict of interest
All claims expressed in this article are solely those of the authors and do not necessarily represent those of their affiliated organizations
Any product that may be evaluated in this article
or claim that may be made by its manufacturer
is not guaranteed or endorsed by the publisher
The Supplementary Material for this article can be found online at: https://www.frontiersin.org/articles/10.3389/fcvm.2021.757087/full#supplementary-material
2020 ESC Guidelines for the diagnosis and management of atrial fibrillation developed in collaboration with the European Association for Cardio-Thoracic Surgery (EACTS)
Clinical outcomes and management associated with major bleeding in patients with atrial fibrillation treated with apixaban or warfarin: insights from the ARISTOTLE trial
novel user-friendly score (HAS-BLED) to assess 1-year risk of major bleeding in patients with atrial fibrillation: the Euro Heart Survey
The HAS-BLED score for predicting major bleeding risk in anticoagulated patients with atrial fibrillation: a systematic review and meta-analysis
Accuracy of HAS-BLED and other bleeding risk assessment tools in predicting major bleeding events in atrial fibrillation: a network meta-analysis
Predicting thromboembolic and bleeding event risk in patients with non-valvular atrial fibrillation: a systematic review
Considerations when choosing an appropriate bleeding risk assessment tool for patients with atrial fibrillation
Comparative effectiveness and safety of non–vitamin K antagonist oral anticoagulants in atrial fibrillation patients
New score for assessing bleeding risk in patients with atrial fibrillation treated with NOACs
Evaluation of the predictive performance of bleeding risk scores in patients with non-valvular atrial fibrillation on oral anticoagulants
Novel bleeding risk score for patients with atrial fibrillation on oral anticoagulants
A tool to assess risk of bias and applicability of prediction model studies: explanation and elaboration
and ATRIA risk scores in predicting non-vitamin k antagonist oral anticoagulants-associated bleeding in patients with atrial fibrillation
External validation of the ORBIT bleeding score and the HAS-BLED score in non-valvular atrial fibrillation patients using direct oral anticoagulants (Asian Data from the DIRECT Registry)
Comparison of bleeding risk scores in patients with nonvalvular atrial fibrillation starting direct oral anticoagulants
The predictive ability of the CHADS2 and CHA2DS2-VASc scores for bleeding risk in atrial fibrillation: the MAQI(2) experience
The HAS-BLED score has better prediction accuracy for major bleeding than CHADS2 or CHA2DS2-VASc scores in anticoagulated patients with atrial fibrillation
How well do stroke risk scores predict hemorrhage in patients with atrial fibrillation
and HAS-BLED bleeding risk-prediction scores in patients with atrial fibrillation undergoing anticoagulation: the AMADEUS (evaluating the use of SR34006 compared to warfarin or acenocoumarol in patients with atrial fibrillation) study
Major bleeding and intracranial hemorrhage risk prediction in patients with atrial fibrillation: attention to modifiable bleeding risk factors or use of a bleeding risk stratification score
Major bleeding in patients with non-valvular atrial fibrillation: impact of time in therapeutic range on contemporary bleeding risk scores
Importance of time in therapeutic range on bleeding risk prediction using clinical risk scores in patients with atrial fibrillation
Predictive value of the HAS-BLED and ATRIA bleeding scores for the risk of serious bleeding in a “real-world” population with atrial fibrillation receiving anticoagulant therapy
Low performance of bleeding risk models in the very elderly with atrial fibrillation using vitamin K antagonists
Predicting bleeding events in anticoagulated patients with atrial fibrillation: a comparison between the HAS-BLED and GARFIELD-AF bleeding scores
Performance of the ABC scores for assessing the risk of stroke or systemic embolism and bleeding in patients with atrial fibrillation in ENGAGE AF-TIMI 48
Long-term bleeding risk prediction in 'real world' patients with atrial fibrillation: comparison of the HAS-BLED and ABC-Bleeding risk scores
Comparison of bleeding risk scores in patients with atrial fibrillation: insights from the RE-LY trial
and ORBIT bleeding scores in atrial fibrillation patients using non-vitamin K antagonist oral anticoagulants
The ORBIT bleeding score: a simple bedside score to assess bleeding risk in atrial fibrillation
CHA2DS2-VASc and HAS-BLED scores for the prediction of clinically relevant bleeding in anticoagulated patients with atrial fibrillation: the AMADEUS trial
clinical history)-bleeding risk score for patients with atrial fibrillation: a derivation and validation study
Performance of the HAS-BLED high bleeding-risk category
compared to ATRIA and HEMORR2HAGES in patients with atrial fibrillation: a systematic review and meta-analysis
Importance of risk reassessment in patients with atrial fibrillation in guidelines: assessing risk as a dynamic process
Incident risk factors and major bleeding in patients with atrial fibrillation treated with oral anticoagulants: a comparison of baseline
follow-up and delta HAS-BLED scores with an approach focused on modifiable bleeding risk factors
Regular bleeding risk assessment associated with reduction in bleeding outcomes: the mAFA-II randomized trial
Atrial fibrillation: diagnosis and management-summary of NICE guidance
Comparison of HAS-BLED and ORBIT bleeding risk scores in af patients treated with NOACs: a report from the ESC-EHRA EORP-AF general long-term registry
Zhou Y and Zhu W (2021) Diagnostic Accuracy of the HAS-BLED Bleeding Score in VKA- or DOAC-Treated Patients With Atrial Fibrillation: A Systematic Review and Meta-Analysis
Received: 11 August 2021; Accepted: 12 October 2021; Published: 22 November 2021
Copyright © 2021 Gao, Cai, Yang, Zhou and Zhu. This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY)
distribution or reproduction in other forums is permitted
provided the original author(s) and the copyright owner(s) are credited and that the original publication in this journal is cited
in accordance with accepted academic practice
distribution or reproduction is permitted which does not comply with these terms
*Correspondence: Wengen Zhu, emh1d2c2QG1haWwuc3lzdS5lZHUuY24=; Yue Zhou, amF5MDQxNkAxMjYuY29t
†These authors have contributed equally to this work
Disclaimer: All claims expressed in this article are solely those of the authors and do not necessarily represent those of their affiliated organizations
Any product that may be evaluated in this article or claim that may be made by its manufacturer is not guaranteed or endorsed by the publisher
94% of researchers rate our articles as excellent or goodLearn more about the work of our research integrity team to safeguard the quality of each article we publish
We chat with debut author S. Hati about And The Sky Bled
which explores the devastating mechanisms of power and sees this searing climate fantasy breathe life into a crumbling world hovering on the brink of total destruction
a speculative fiction writer currently residing in the Bay Area
will soon be heading to my third Eras tour stop
and can usually be found frustrated over the daily NYT games
I’m also a bit of a science nerd so my stories often involve brown girls in strange worlds that straddle the line between magic and science
I was in elementary school and my mom and I were about to embark on a multi-day train journey to visit my grandparents
I was an extremely chaotic child and she didn’t know what to do with me during travel days so she borrowed a bunch of books from a friend
I remember coming home from school and seeing the stack on the dining table
and an heiress race to find a hidden cache of magic in a city that hovers on the brink of destruction
this is a standalone multi-POV epic fantasy that explores themes of extractive colonialism and climate justice
but the heart of this story is about loneliness
and the indelible impressions we leave on each other
It gets grim and dark but I think there’s a strong thread of hope that permeates through the end
The setting was largely conceived following the 2020 Bay Area fires which left the skies a deep
I’ve always been fascinated by natural disasters (fun fact: I used to want to be a storm chaser) so I knew I wanted to play with weather-based magic
I loved the idea of blood rains because it sounds cool and visceral
but it’s also an effective tool to explore themes of colonialism and environmental racism
which has prompted a lot of thinking around the inequitable impact of climate change
And the Sky Bled is not based on any specific historical event but I drew on various papers
such as those on the environmental impact of the British Raj on India
I’d had the last scene of this book in my head for a while — I had a strong vision of three characters coming together in an explosive climax
where they unravel the ways in which their last encounters rippled through their lives
I was fascinated by character relationships and wanted to explore how different personalities process and react to trauma
The core emotions I wanted to unpack are shame and isolation
how they can haunt people and tear them apart
I realized these micro-themes fit synergistically with the macro-themes of our strenuous relationship with the planet
I don’t always know the ending of a book when I start writing but I did for this one
so it was really gratifying building up to it
The midpoint was a ton of fun too; I knew every character was going to undergo a dramatic change in circumstance and it felt like releasing a boulder from the peak of a mountain
I also loved writing the relationships in this book
particularly because I got to explore the complexities of platonic relationships
Charvi and Anastasia’s friendship arc was a highlight for me
Probably because they’re the purest relationship in this story
It’s involved me throwing things at the wall and seeing what sticks
I wrote my first “serious” book during the pandemic
which got me into Avengers of Color and Pitch Wars
Both programs changed my life and taught me so much about writing and traditional publishing
but that book didn’t make it through the query trenches
I wrote And the Sky Bled right after and it got me my amazing agent
but it did not look like it was going to get me a deal
We had gone out on multiple rounds of submission and I’d written two other books in that time
We were going to declare And the Sky Bled dead when Bindery reached out
It’s been a whirlwind of an experience and looking back
And the Sky Bled could not have ended up in a more perfect place
but I’m looking forward to telling everyone about my next project—a pivot from And the Sky Bled
Right now I’m knee deep in line edits while chipping away at two other projects
See alsoTwin-Flamery & The Quest For Supernatural Eternal Love
beautifully designed and comes with everything you need to engage your visitors and increase conversions
pay TV operators lost fewer subscribers in Q2
But the business received somewhat of a reprieve in the second quarter
with only two of the eight major platforms reporting metrics losing more subscribers from April through June than they did in the same period of 2023.
which were in part driven by the defunding of the Affordable Connectivity Program.
the rate of cord-cutting decelerated in the second quarter to 11.9%
the first time in five quarters it has dipped below 12%.
Sling TV returned to customer growth for the first time in three quarters.
cord-cutting’s impact has proliferated beyond the mere earnings line specifying subscribers
with other operators besides Dish reporting accelerated revenue declines.
Comcast’s revenue from delivering linear video service declined by 7.8% year over year to $6.781 billion
That compared to a 5.6% sales drop for the same period of 2023.
The smarter way to stay on top of the streaming and OTT industry
Charter saw linear video revenue decline by 7.7% in Q2 to $3.867 billion
Charter reported a 6.6% revenue decline.
we still don't have Q2 estimates for what has been the U.S
pay TV business’s fastest-growing platform
One equity analyst we asked on Thursday said a YouTube TV estimate should be published in the coming days.
More copies are now available via Brooklyn Vegan.
A post shared by The Bled (@thebledaz)
Earlier this morning The Bled announced a new 21st anniversary vinyl round for their debut album
Unfortunately for fans of the Arizonan metalcore band
the four different colorways sold out in less than a half an hour
If you weren’t able to get your hands on one
there no doubt will be some action on the secondary market ahead
You can see below for the pressings that were newly made available
A post shared by The Bled (@thebledaz)
The band will be onstage again performing that album on October 05th as part of this year’s ‘Furnace Fest‘ in Birmingham, AL.
Porshe Streeter was killed in her home in January 2024 — police just arrested the father of her three children
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BetaShares/ishares/blackrock/ETFs/US-equities/
One of Australia’s largest exchange-traded fund (ETF) products
lost over $300 million in outflows during March
The iShares S&P 500 ETF seeks to provide investors with the performance of the S&P 500 Index
It is one of Australia’s largest ETF products with a market cap of $10.3 billion at the end of March
Aussie private credit player expands with key hire
Clime IM looks to US for revenue boost
Betashares’ monthly ETF review found that IVV suffered outflows of $307 million last month – the highest outflows of any ETF vehicle in March
This caused it to fall from second position in terms of market cap in February to third spot in March
behind the Vanguard MSCI Index International Shares ETF at $10.4 billion
The S&P 500 Index was down 5.7 per cent during March and has subsequently fallen 11 per cent during April so far (as of 9 April)
following US President Donald Trump’s announcement of major tariffs on 2 April
It marks a stark contrast from the inflows of $145 million recorded by IVV in February and $239 million in January
The product also enjoyed inflows of $2 billion for the full 2024 calendar year
said global markets have been “incredibly volatile”
While the iShares Core S&P 500 ETF (IVV) experienced outflows
we have observed inflows into the hedged version of IVV – the iShares S&P 500 (AUD Hedged) ETF (IHVV) – as well as into the iShares MSCI Emerging Markets ex China ETF (EMXC) and the iShares Global Aggregate Bond ESG (AUD Hedged) ETF (AESG),” Waterworth noted
These movements suggest investors are derisking into bonds and equity markets that are less exposed to the US amid heightened volatility
rather than simply “taking money off the table”
“The preference for the hedged version (IHVV) is particularly noteworthy
as it shows that investors remain somewhat interested in US equities
but are cautious about currency risk and seeking to shield against potential AUD appreciation,” he added
the iShares MSCI Emerging Markets ETF also lost $246 million in outflows during March
while the Magellan Global Fund (Open Class) (Managed Fund) saw outflows of $124 billion
The top five Australian ETFs by outflows for the month were:
Magellan Global Fund (Open Class) (Managed Fund)
Despite strong net flows of $3.6 billion recorded for the broader Australian ETF industry in March
this was not enough to offset global sharemarket volatility
The ETF market’s assets decreased nearly 2 per cent month-on-month
with the sector now sitting at $250.4 billion in assets under management
which has long held the top asset class spot for strongest inflows
and Australian equities in first position at $1 billion
international equities enjoyed inflows of $1.5 billion during February and $1.8 billion in January
So we are now underwriting criminal scams?..
The definition of 'significant change is circumstances relevant to the scope of the advice' is s..
Tiffany Render previously told Carlisle police that Paul Irwin
was abusive and had threatened to kill her
A woman “trapped” inside an aggressive and controlling relationship bled to death after a violent sexual assault
has denied the murder and sexual assault of Tiffany Render
On the opening day of Irwin’s trial at Carlisle crown court
the prosecutor Iain Simkin KC said Render was an “extremely vulnerable woman who was trapped inside an aggressive
violent and controlling relationship” with the defendant
He said paramedics were called to Irwin’s flat in Whitehaven shortly before midnight and “remarked that Tiffany was surrounded by blood-soaked bedding”
She was pronounced dead shortly after midnight
Simkin said her injuries were sustained during a sexual assault and “resulted in almost immediate bleeding and she bled to death inside the defendant’s home”
Simkin outlined violent incidents that he said had taken place during Render’s relationship with Irwin
Render phoned the ambulance service saying she was increasingly concerned about Irwin’s conduct
Irwin struck her “multiple times with a wooden rolling pin”
Render alleged that she had been assaulted again with a forceful kick to the backside by Irwin
came against a background of his binge drinking
increasing control and repeated aggression towards her
Render left the flat and said she was told by Irwin that he would burn photographs of her children if she did not return
Render told police: “I have said to him if you burn those photographs then I will kill you
He has then stated: ‘Come up here and I will kill you
I’m telling you now that I’ll fucking kill you.’”
The jury was told that Render alleged Irwin exercised “full control” over her life
limiting access to money and contact with her children
inspecting her phone and telling her what she could and could not eat
Simkin said it was anticipated that Irwin would claim Render consented to sex and that her death was “an accidental result of sexual activity”
He told jurors: “The prosecution submit that you will be able to reject that assertion
“We will invite you to consider the nature of their relationship
the violence which the defendant previously used upon the deceased and the extreme nature of the injuries themselves; which
is evidence which torpedoes Mr Irwin’s claim that Tiffany consented to the penetration.”
Grayscale's outflows overshadow big inflows from the rest of the ether ETFs
but it's more complicated than that.BlackRock's ETHA was the seventh-most-successful ETF launch this year with over a billion dollars worth of inflows
Other ether funds have seen brisk demand as well.Grayscale's ETHE product lost billions
offsetting the overall success of the funds.The headline could easily be this: Recently launched ether exchange-traded funds have been a dud
investors have removed $465 million of assets in total from the nine funds that began trading in the U.S
STORY CONTINUES BELOWDon't miss another story.Subscribe to the Crypto for Advisors Newsletter today. See all newslettersSign me upBy signing up, you will receive emails about CoinDesk products and you agree to our terms of use and privacy policy.Dig a little deeper and you'll find success
BlackRock’s iShares Ethereum Trust (ETHA) just passed $1 billion of net inflows, making it the seventh-most-successful ETF launch this year, according to Nate Geraci, president of the ETF Store. Fidelity’s Ethereum Fund and the Bitwise Ethereum ETF have taken in $390 million and $312 million, respectively, according to data from Farside Investors.
But back to the overall removal of money, which stems from the billions of dollars yanked from the Grayscale Ethereum Trust (ETHE). That product was first sold to investors in 2017 and began trading publicly in 2019 – albeit in a less-appealing trust format. It was turned into an ETF in July as new funds from the likes of BlackRock sprung into existence.
The Grayscale product features a much higher fee for investors, meaning many might want to shift to a cheaper fund. Exclude the massive Grayscale outflows and investors have allocated over $2 billion to the other funds in the first five weeks.
“The fact that over $2 billion has been purposefully allocated to the other spot ether ETFs is a good sign as it shows that investors want ether exposure,” Geraci said. “While not the dazzling debut we saw from spot bitcoin ETFs, I think spot ether ETFs have clearly had a successful first month and I expect this to continue.”
In regards to Grayscale, Geraci believes that the outflows muddy the waters and make it difficult to get a clear picture of how much demand there is for the funds. “We simply don’t know all of the underlying motivations of ETHE sellers, which is why I think it’s important to look beyond that product.”
Demand is likely to continue and grow over the next few months, said Sui Chung, CEO of index provider CF Benchmarks. He predicts that more wealth managers will offer the products to their clients.
“We anticipate flows into ETH ETFs will continue to climb once wealth managers and financial advisors complete the education process for what ETH is, its utility and why they should hold it alongside their BTC ETF,” he said. “The educational process will expose investors to the Ethereum economy and highlight its key differences to Bitcoin, making it abundantly clear that the allocation drivers are different and both belong in a balanced investment portfolio.”
Spot bitcoin ETFs, which began trading in January, have seen nearly $18 billion in inflows. Investors have allocated roughly $20 billion into BlackRock’s product, which is mostly offset by $17 billion worth of outflows out of the Grayscale Bitcoin Trust (GBTC), another Grayscale fund that existed for years as a trust before converting to an ETF this year.
Helene is a New York-based markets reporter at CoinDesk, covering the latest news from Wall Street, the rise of the spot bitcoin exchange-traded funds and updates on crypto markets. She is a graduate of New York University's business and economic reporting program and has appeared on CBS News, YahooFinance and Nasdaq TradeTalks. She holds BTC and ETH.
member of the Novartis Executive Committee and President of Operations
took part in this year’s Bled Strategic Forum
In the context of the forum panel Navigating the Global Flux: Disruptions and Prospects in Trade
Lang discussed the challenges of the European pharmaceutical industry and the future of innovation
He emphasized the significant contribution of the Slovenian sites to Novartis’ global success as well as the important role Novartis plays as a top employer
and how it is the first and leading pharmaceutical company for innovative medicines in Slovenia
Novartis is a major contributor to the European economy
with innovative pharmaceuticals dramatically outperforming other high-tech sectors in Europe in terms of turnover
The pharmaceutical industry directly employs 840,000 people in Europe and indirectly creates three times as many jobs
Steffen Lang stressed the importance of innovation and the efforts it entails: “Innovation is not something to be taken for granted
It requires significant investment in research
Research-driven pharmaceutical companies are not only crucial for patients
foster collaborative relationships with universities
create opportunities for service companies
encouraging creativity and promoting science.”
Novartis has invested over 3.4 billion euros in Slovenia; its trust in local expertise and strong commitment to further advancing the local sites is evidenced by the fact that Novartis in Slovenia currently has ongoing projects with a total value of over 500 million euros
the sites in Ljubljana and Mengeš handle more than half of Novartis’ priority innovative medicines in different stages of development
Novartis is also the only company in Slovenia with the capacity for the full production cycle of innovative biologics
The company employs over 3,600 people in Slovenia and ensures access to all Novartis’ core innovative medicines for local patients
and predictable economic environment that cultivates competition and stimulates innovation is vital for the success of Novartis
as well as for the entire European economy
He said the key to becoming future-ready is in focusing on talent development: “At Novartis
we believe that innovation is driven by individuals equipped with the right knowledge and skills
The path to excellence starts with an effective education system
continues with the lifelong development of hands-on expertise
and is fueled by a supportive organizational culture
This comprehensive approach enables us to nurture and develop a pool of talent to take on any challenges the future may bring.”
Applications for the Young Bled Strategic Forum
taking place from August 29 to 31 in Pokljuka in Slovenia
Slovenia
Jelisaveta Perišić
0
Young BSF was launched in 2011 as a side event of the Bled Strategic Forum (BSF)
bringing together students and young professionals
it has evolved into an independent and standalone platform
This year’s edition of the forum is titled ‘What Values?’ and it will focus on exploring the relationship between personal and collective values and their role in shaping global politics
Applications for this year’s Young BSF, which will be held from August 29 to 31 in Pokljuka, are open until April 27, and all interested candidates can apply via the form available on the BSF website
and all costs are covered by the organizers
The platform is shaped by the participants themselves – young people aged 18 to 35 working in the broadly defined field of world politics
“We seek candidates from diverse backgrounds
or professional in any field with a strong interest in international politics – if you’re passionate about creating positive change
we encourage you to apply,” the organizers said in the announcement
The forum will gather around 40 participants from all over the world
and design solutions for today’s global challenges
After the conclusion of the Young BSF program
participants will also attend the 20th Bled Strategic Forum
The main thematic areas are the crises of the rules-based international order, conflicting value systems of the climate emergency, and the perspectives of the people implementing policies on a global scale. Young leaders
and professionals will strive to open a dialogue on the key issues of our time
The forum aims to contribute to a deeper understanding of contemporary social phenomena and to encourage positive change in both local and global communities
through the exchange of ideas and collaborative work on concrete challenges
participants will attend the 20th Bled Strategic Forum in Bled on September 1 and 2
Be the first one to comment on this article
World
30 April 2025 - Energy Secretary Chris Wright has delivered a keynote speech at the inaugural session of the Three Seas Business Forum in Warsaw
Region/EU, World
09 April 2025 - Renewables and nuclear energy met 79,1% of 2024 global power demand growth
The fossil fuels share was bigger than the part attributed to the annual rise in temperatures
Croatia
08 April 2025 - The first large independent analysis in Croatia of methane emissions from the oil and gas infrastructure was carried out
08 April 2025 - The Ministry of Environmental Protection and Green Transition has presented the Social Plan for Climate Policy and the EU ETS 2
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A 36-year-old woman from Bergen County has been charged with child endangerment and assault after allegedly biting a child so hard during an argument that he bled, authorities said.
Cecilia Murillo Viera was arrested in Oakland on Sunday, Dec. 1, 2024, after the Oakland Police Department contacted the Bergen County Prosecutor’s Office Special Victims Unit regarding suspected child abuse, Bergen County Prosecutor Mark Musella announced.
According to the affidavit for probable cause, Murillo Viera scratched the child on the face and back and bit him on the back, causing visible bruising, bleeding, and injury, after engaging in an argument.
An investigation by the Bergen County Prosecutor’s Office, under Chief Matthew Finck, and the Oakland Police Department, under Chief Keith Sanzari, led to Murillo Viera being charged with second-degree endangering the welfare of a child and simple assault, a disorderly persons offense.
Murillo Viera was remanded to the Bergen County Jail pending her first court appearance at the Bergen County Superior Court in Hackensack.
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The 2021 UK National Institute for Health and Care Excellence guidelines tend to recommend the ORBIT score for predicting bleeding risk in patients with atrial fibrillation (AF) with anticoagulants. Herein, we comprehensively re-assessed the predicted abilities of the HAS-BLED vs. ORBIT score since several newly published data showed different findings.
We comprehensively searched the PubMed electronic database until December 2021 to identify relevant studies reporting the ORBIT vs. HAS-BLED scores in anticoagulated patients with AF. Their predicted abilities were assessed using the C-index, reclassification, and calibration analysis.
Our current findings suggested that the HAS-BLED and ORBIT scores at least had similar predictive abilities for major bleeding risk in anticoagulated (vitamin K antagonists or direct oral anticoagulants) patients with AF, supporting the use of the HAS-BLED score in clinical practice.
Clinical and Translational Cardiovascular Medicine
Volume 9 - 2022 | https://doi.org/10.3389/fcvm.2022.1042763
Background: The 2021 UK National Institute for Health and Care Excellence guidelines tend to recommend the ORBIT score for predicting bleeding risk in patients with atrial fibrillation (AF) with anticoagulants
we comprehensively re-assessed the predicted abilities of the HAS-BLED vs
ORBIT score since several newly published data showed different findings
Methods: We comprehensively searched the PubMed electronic database until December 2021 to identify relevant studies reporting the ORBIT vs
Their predicted abilities were assessed using the C-index
the ORBIT score had a C-index of 0.63 (0.60–0.66)
and 0.57 (0.48–0.67) for major bleeding
while the HAS-BLED score had a C-index of 0.61 (0.59–0.63)
and 0.57 (0.51–0.64) for major bleeding
There were no statistical differences in the accuracy of predicting these bleeding events between the two scoring systems
the subgroup analyses based on vitamin K antagonists vs
direct oral anticoagulants suggested no differences in the discrimination ability between the HAS-BLED and ORBIT scores
Reclassification and calibration analyses of HAS-BLED vs
ORBIT should be further assessed due to the limited and conflicting data
Conclusion: Our current findings suggested that the HAS-BLED and ORBIT scores at least had similar predictive abilities for major bleeding risk in anticoagulated (vitamin K antagonists or direct oral anticoagulants) patients with AF
supporting the use of the HAS-BLED score in clinical practice
we performed a systematic review and meta-analysis aiming to re-assess the diagnostic accuracy of the HAS-BLED vs
ORBIT scores for predicting bleeding risks in anticoagulated (VKAs or DOACs) patients with AF
Studies published in English were included in this study
We included the studies if they met the inclusion criteria: (1) adult non-valvular patients with AF treated with VKAs or DOACs; (2) studies reported the diagnostic performance of the ORBIT vs
HAS-BLED scores; (c) major bleeding and any other bleeding events
and gastrointestinal bleeding; (d) at least one of the following data were reported: C-index
net reclassification improvement (NRI) and integrated discrimination improvement [IDI] values
We excluded studies with insufficient data
Two authors independently assessed the relevant studies based on the predetermined criteria
We included the qualified articles after the title/abstract screenings and the full-text screenings
Disagreements were resolved through discussion or consultation with a third reviewer
Data were abstracted from the included studies
The quality assessment was performed using the prediction model risk of bias assessment tool (PROBAST), consisting of four domains including participants
We used the funnel plots to examine the publication bias
and visual inspection of asymmetry indicated a bias
we performed narrative analyses on the improvement in predictive accuracy by the reclassification analysis
All the statistical analyses were carried out using the Review Manager 5.4 software
A P-value of <0.05 indicated statistical significance
Flowchart of document retrieval and screening process of this review
Table 1 shows the baseline characteristics of the 17 studies included in this review. The quality assessment by the PROBAST is shown in Supplementary Table 2
suggesting that all of the included studies had a high or unclear risk of biases
Baseline characteristics of the included studies containing the HAS-BLED and ORBIT scores
the subgroup analyses based on available vs
unavailable labile INRs also showed no difference
Pooled C-index for bleeding events in anticoagulated patients with atrial fibrillation
C-statistics and 95% CIs between the HAS-BLED and ORBIT scores
Pooled analysis of the C-statistics of different subgroups by using DOAC or VKA for major bleeding
The NRI and IDI data between the HAS-BLED and ORBIT scores are presented in Supplementary Table 3
only four included studies reported the NRI and IDI values between the two studied risk scores
the HAS-BLED score in these four studies showed positive NRI and IDI values compared with the ORBIT score
although not significant in each included study
reported that the HAS-BLED score had a significantly positive NRI value (+4.8%
P < 0.001) compared with the ORBIT score
No NRI and IDI data were reported about any other bleeding outcomes
Calibration data between the HAS-BLED and ORBIT scores from seven included studies are displayed in Supplementary Table 4
we found that their findings of this part were not consistent among the included studies
showed that ORBIT had a better calibration than HAS-BLED
found no difference in the calibration data between ORBIT and HAS-BLED
As shown in Supplementary Figure 1
we found no potential publication biases when inspecting the funnel plot
The goal of anticoagulation in patients with AF is to minimize the occurrence of adverse events (especially the risk of stroke) by preventing thrombosis, while the risk of bleeding is significantly increased during anticoagulation. Therefore, the accurate prediction of patients with AF with a high bleeding risk is helpful. To date, multiple bleeding risk scores have been created for the assessment of bleeding risk in patients with AF on anticoagulation (29)
the HAS-BLED and ORBIT scores have been validated in different populations
are currently the most commonly used score in trials and clinical practice systems
this study mainly conducted a meta-analysis on the predictive power of the ORBIT vs
HAS-BLED scores in patients with AF with different anticoagulants (VKAs or DOACs)
we believe that the ORBIT score is not significantly better than the HAS-BLED score as it is unlikely to underestimate the bleeding risk in patients anticoagulated with VKAs or DOACs
in the subgroup analysis based on the OAC type (VKAs vs
we found that the HAS-BLED and ORBIT scores had similar moderate abilities for predicting major bleeding
for patients with AF treated with VKA or DOAC anticoagulation
it is still recommended to use the HAS-BLED score for bleeding risk assessment among patients with AF
the assessment of bleeding risk is not a “static” process
and patients with AF need to be repeatedly assessed throughout the course of anticoagulation therapy
The main role of the bleeding risk score is to “mark” patients who may be at risk of bleeding for more careful evaluation and follow-up
Several limitations in this meta-analysis should be noted
there was high heterogeneity in the C-index analysis and limiting data of the NRI and IDI values
and decision curve analysis between the two studied scores
the study quality assessed by the PROBAST was relatively low for each included study
potentially limiting the reliability of our findings
the predictive ability of other bleeding events between the HAS-BLED and ORBIT scores should be further explored
The HAS-BLED and ORBIT scores had similar predictive abilities for major bleeding risk in VKA- or DOAC-treated patients with AF
supporting the recommendation of the HAS-BLED score in the AF settings
The original contributions presented in this study are included in the article/Supplementary material
The Supplementary Material for this article can be found online at: https://www.frontiersin.org/articles/10.3389/fcvm.2022.1042763/full#supplementary-material
Epidemiology of atrial fibrillation in the 21st century: novel methods and new insights
2020 ESC Guidelines for the diagnosis and management of atrial fibrillation developed in collaboration with the European association for cardio-thoracic surgery (EACTS)
A novel user-friendly score (HAS-BLED) to assess 1-year risk of major bleeding in patients with atrial fibrillation: the Euro Heart Survey
Bleeding risk in ‘real world’ patients with atrial fibrillation: comparison of two established bleeding prediction schemes in a nationwide cohort
2021 focused update consensus guidelines of the asia pacific heart rhythm society on stroke prevention in atrial fibrillation: executive summary
Diagnostic accuracy of the HAS-BLED bleeding score in VKA- or DOAC-treated patients with atrial fibrillation: a systematic review and meta-analysis
and ORBIT bleeding risk scores in patients with atrial fibrillation taking warfarin
Is the ORBIT bleeding risk score superior to the HAS-BLED score in anticoagulated atrial fibrillation patients
and ATRIA risk scores in predicting non-vitamin K antagonist oral anticoagulants-associated bleeding in patients with atrial fibrillation
Google Scholar
Google Scholar
Google Scholar
A new model to predict major bleeding in patients with atrial fibrillation using warfarin or direct oral anticoagulants
Google Scholar
External validation of the ORBIT bleeding score and the HAS-BLED score in nonvalvular atrial fibrillation patients using direct oral anticoagulants (Asian data from the DIRECT registry)
Google Scholar
and existing clinical risk scores for predicting outcomes in patients with atrial fibrillation: a report from the J-RHYTHM registry
Comparison of HAS-BLED and ORBIT bleeding risk scores in atrial fibrillation patients treated with non-vitamin K antagonist oral anticoagulants: a report from the ESC-EHRA EORP-AF general long-term registry
Comparison of the HAS-BLED versus ORBIT scores in predicting major bleeding among Asians receiving direct-acting oral anticoagulants
ORBIT scores in anticoagulated patients with atrial fibrillation: A systematic review and meta-analysis
Copyright © 2023 Liu, Wang, He and Guo. This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY)
*Correspondence: Xuyang Liu, ✉ bHh5MDEzNkAxNjMuY29t; Linjuan Guo, ✉ NzI3NDU2MzcyQHFxLmNvbQ==
†These authors share first authorship
But then-California attorney general Kamala Harris offered respite for her union allies—and major campaign donors: She would join them in their appeal
Harris and the unions argued that even though the Golden State’s constitution guaranteed children an education
that didn’t mean it had to be a quality education
The appellate court determined that California schools were indeed disproportionately harming minority and low-income children by retaining bad teachers
but ruled in favor of Harris and the unions
The three-judge panel said school administrators were the problem
not the teacher tenure and dismissal laws the nine student plaintiffs had challenged
"[Harris] had every opportunity to stand up for the kids of Oakland and San Francisco," Gloria Romero
the former California Senate majority leader
most kids in her hometown district of Oakland
aren’t at basic levels of proficiency in reading and math."
Reform efforts that had begun after the lower court’s ruling stopped in their tracks
and just four years after the appellate ruling
were widely influential in keeping schools closed and mask mandates in place during the COVID-19 pandemic
Critics argue that by joining unions to overturn the students’ initial victory
Harris helped kneecap California parents’ ability to challenge their districts
When Los Angeles parents sued to reopen their shuttered schools in 2021
administrators pointed to the case as justification for keeping kids in ineffective online learning
it doesn’t matter if we’re giving you a mediocre education because constitutionally
children in California do not have a right to a quality education," said Negeen Ben-Cohen
a Los Angeles attorney and parent who helped lead that lawsuit
Harris Defends Laws Students Say Protect Incompetent Teachers
and seven other California students sued the Golden State in 2014
including one that made teachers eligible for tenure after 18 months—among the shortest in the nation—and another that established a first in
The students argued that the probationary period was too short to make informed decisions; that schools were forced to fire newer
high-quality teachers and retain senior educators regardless of ability; and that tenured teachers were simply too hard to fire
The California Teachers Association and California Federation of Teachers intervened and voluntarily joined Vergara v
Harris and the unions argued that the laws were necessary to recruit and retain teachers
particularly at less desirable low-income schools
Vergara described teachers who let students smoke marijuana in class and called them "stupid" and "cholos"—a racially derogatory term
and not put you down," the 15-year-old told the court
One expert witness presented a study showing that a single year spent under an incompetent teacher’s tutelage costs students some $1.4 million in lifetime earnings
A second demonstrated that students taught by Los Angeles’s bottom-tier teachers lost nearly 10 months of learning
Another testified that firing incompetent teachers with tenure could take anywhere from 2 to 10 years and cost between $50,000 and $450,000
Even the state’s witnesses acknowledged that California schools employ thousands of "grossly ineffective" educators
"The evidence is compelling. Indeed, it shocks the conscience," Judge Rolf M. Treu wrote in his 16-page decision siding with the students and drawing comparisons to Brown v
"Substantial evidence presented makes it clear to this court that the challenged statutes disproportionately affect poor and/or minority students."
Lawmakers in the state legislature began bipartisan work on reforms they saw as possible with the longstanding laws struck down
a staffer involved in the negotiations told the Free Beacon
"My hope is that today’s decision moves from the courtroom toward a collaborative process in California that is fair
practical and swift," Obama’s education secretary
every school district needs to have that kind of conversation."
The decision also prompted a Politico article
"The Fall of Teachers Unions," focused on a range of challenges the labor groups faced
A New York Times editorial said Treu’s ruling "pointed to the stupidity" of the short probationary period and "underscores a shameful problem that has cast a long shadow over the lives of children
not just in California but in the rest of the country as well."
"[T]he unions can either work to change the anachronistic policies cited by the court or they will have change thrust upon them," it continued
They vowed to appeal before Treu’s decision was even finalized
"Every day that these laws remain in effect represents another opportunity denied," John Deasy
then-Los Angeles Unified School District superintendent
I don’t think we need to watch for two generations more to fix this."
But Treu kept the laws in place so the pending appeal could play out
Harris and the unions’ arguments aligned: Students didn’t have a right to a quality education
"Even significant variances in students’ educational experiences … are not necessarily sufficient to establish a constitutional deprivation," Harris’s office argued
"The same person who wanted to throw the low-income
mostly African-American mothers into jail for truancy from these chronically failing schools went to court later to say
The appellate panel called it "extremely troubling" that incompetent teachers were transferred to schools primarily serving low-income and minority students instead of being fired. But the judges ruled that administrators
"The challenged statutes do not in any way instruct administrators regarding which teachers to assign to which schools," the panel wrote in the April 2016 ruling
2024 Bitcoin trading volume recorded post-halving ATH as crypto market bled Bitcoin trading volumes reached unprecedented levels amid the market turmoil
while crypto hackers capitalized on discounted Ether
News COINTELEGRAPH IN YOUR SOCIAL FEEDBitcoin transactions on crypto exchanges skyrocketed amid turbulent market conditions, marking a new all-time high in trading volume in the fourth cycle of Bitcoin halving
On Aug. 5, numerous crypto traders suffered huge losses after having their positions liquidated due to falling prices of prominent cryptocurrencies, including Bitcoin (BTC), Ether (ETH) and Solana (SOL)
some crypto investors sold their Bitcoin holdings to minimize losses
while others chose to purchase the heavily discounted BTC at the $50,000 range
the total United States dollar value of trading volume on major Bitcoin exchanges exceeded $1.14 billion on Aug
A similar value of transactions was last recorded in March
long before the fourth Bitcoin halving was completed on April 20
the daily exchange trade volume on Bitcoin exchanges maintained an average of $30 million
It is important to note that Blockchain.com collects data from top crypto exchanges and some over-the-counter markets
the actual total trading volume is much higher than reported
Data from Dune Analytics show that over 90% of transactions that went through the Bitcoin network on Aug
together took up less than 9% of the Bitcoin network bandwidth
Related: Over $1B wiped out in crypto liquidations as global markets suffer
The momentary crypto crash brought down Bitcoin and Ethereum prices by more than 10% and 20%, respectively. Cryptocurrency hackers saw this dip as an opportunity to buy up heavily discounted Ether using stolen funds from previous heists
The Nomad Bridge exploiter used 39.75 million Dai (DAI) tokens
Adding to blockchain analytics firm Lookonchain’s findings
blockchain investigation firm PeckShield noted that the Nomad exploiter concurrently sent 17.75 ETH to an intermediary Ethereum address
the hacker transferred approximately 2,400 ETH (worth around $7 million) to Tornado Cash
Magazine: How crypto bots are ruining crypto — including auto memecoin rug pulls
Paris-based creative club, Bled FC, have revealed a new unique and limited edition Nike jersey, which features a design inspired by the energy of their home city, encapsulated in a lightning bolt graphic treatment.
Bled FC, a creative team based in Paris that highlights cultural diversity through football while connecting the game to art, fashion and street culture, have revealed their latest collaboration with Nike Paris. The jersey design celebrates the energy of Paris and its citizens with a lightning bolt design with interchangeable Swoosh and Bled FC logos. The limited edition jersey is available exclusively at Nike House Of Innovation Paris.
View this post on Instagram A post shared by Bled FC (@bledfc)
View this post on Instagram A post shared by Bled FC (@bledfc)
magazine-making – the Vietnamese-Parisian has been doing all this and more through his respected creative football studio for over 10 years
Embracing the Women's World Cup festival spirit
French creatives BLED FC have designed and released their latest "SISTERHOOD" football jersey in limited numbers
Linking up with Parisian Female Football team Cacahuètes Sluts for a stylised lookbook
it's another strong showing of bespoke jersey game from the club
Embracing Japanese football culture and getting right to the core
those behind Bled FC took to the country for three weeks in search of the spirit of the game
this set of imagery and complimenting video documents the journey
WE:FC have joined with partners Hummel and Rewe to design a retro-inspired jersey as part of the ‘Kölsche Originale’ (Cologne Originals) range within 1
This jersey is inspired by the importance of pub-culture within Cologne and their love for the fanbase
have rolled out their latest batch of clothing updates for July 2019 with shades of green and grey wrapping around the collection that has one eye on the autumn season
Patterns and pastels are the themes of the re-fresh as Nike approach the 2019/20 season with an updated aesthetic on their football-meets-lifestyle collection
The Swoosh have dropped their latest Nike F.C
clothing collection as Real Madrid's Marco Asensio and Barcelona's Ousmane Dembélé feature in a lookbook showcasing the statement pieces for SS18
is still very much a club that’s about the city and the people within it
As part of the running theme for their kit designs this season
and it’s been beautifully captured in their latest lookbook
Sydney got its custom game on at the weekend as the Swoosh rolled out the Nike FTBL Studio over the weekend with Local FC
A customisable jersey workshop opened its doors to a creative party of rule-breaking designs and bespoke style
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10 must-visit UNESCO Heritage sites in Europe for history lovers
Top 8 elephant safari destinations in India
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The author visit is taking place within the context of the 57th International Writers' Meeting at Bled
organised by the Slovenian PEN Centre and the Writers for Peace Committee with a main focus on Climate Crisis and Wars
and at the initiative of the Mladinska knjiga publishing house.
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Commentary: I experienced the impact of wage stagnation firsthand
Here's how I practice anti-capitalism now — and three ways you can start doing the same
anti-capitalist personal finance content creator and business owner
Her main focus and mission is to challenge common money myths
dismantle barriers preventing access to financial information and examine how capitalism negatively impacts the working class
When she's not online she spends her time hiking with her partner and three dogs in the Rocky Mountains of Colorado
He would come home in the morning reeking of acid and sulfur from his 12-hour shift at the plant
kiss us kids goodbye and go to bed in his blacked-out master bedroom I called "the bear cave."
When Papa started at the plant in 1971, his wage was $7 an hour, about 36% more than the median household income at the time, according to the US Census
or about $48,000 per year — 17% less than median HHI that year
Union efforts never got off the ground and worker wages stagnated as the corporation continued to post record profits
Things got worse when he was diagnosed with colon cancer in the '90s
which pushed my mom into a full-time teaching assistant job just to cover our medical bills
When asking my mom about Papa's 34 years at the company
she had one thing to say: "They used him up until he died."
As the daughter of a blue-collar high-school graduate who worked his entire life to give me opportunities he never had
I think of how skewed the American dream has become
My dad worked hard and gave me a life he could never have imagined
My family upbringing is what inspired me to become an anti-capitalist financial activist
I also show others how to arm themselves against a system that's built to keep the working class stagnant
Here's what I'm doing to live a more anti-capitalist life — and help others do the same
My work focuses heavily on topics that folks of varying life experiences and socioeconomic backgrounds never learned growing up
This includes important wealth-building skills like budgeting
There isn't much formal financial literacy education in schools. Some creators, like my colleague Yanley Espinal
But both adults and young people deserve access to free financial education
and this knowledge has never been more democratized thanks to the power of the internet
The means for communicating this information have changed
but the "meat and potatoes" of the financial information itself have changed as well
Traditionally there has been a one-size-fits-all approach to money
whereas dealing with late-stage capitalism demands a more holistic
Some examples of late-stage capitalism at work include:
What does a "holistic and systemic-aware" approach look like
and how can you start to break free from this rigged system
Here are three things you can do right now to begin this financial freedom journey
what you look like or what your background is
there is likely someone you can relate to who represents you in the personal finance space
There are personal finance books, Netflix documentaries, blogs, YouTube channels, podcasts, TikToks and more, and it's easy to vet whether this information is accurate
there is personal finance education right at your fingertips
Absorb all you can about money management and how capitalism works against you
so that you can start crafting your own plan to resist it
the amount of information can be overwhelming
so take things slowly and know that learning about money isn't going to be quick
I only have two rules when it comes to personal finance and one of them is to always save money
The reality is that America has scant social safety nets
which means you have to build one for yourself
More than 1 in 5 Americans have no savings, according to a report from CNET sister site Bankrate
35% of US adults would have to borrow money
taking out a personal loan or asking a friend or family member
Having no buffer against life's unexpected emergencies and events puts people further and further down the debt cycle
this system keeps people at the bottom of the economic food chain
but having cash savings is really the first stop to breaking this cycle
Most financial experts recommend having a minimum of 3-6 months of savings in a high-yield savings account
I recommend saving at least one month of your basic living expenses
This includes your mortgage or rent; food (groceries
not restaurants); utilities; minimum debt payments; and transportation
whatever you need to pay for during the month to survive.
you'll have your own back and predatory credit card companies won't make your life worse with sky-high interest rates
this is one of those things that isn't a quick
It takes time to save money and build up a barrier between you and the world
you have to remember that your savings account is your weapon against systems and cycles that keep you in debt and struggling
You can't make a plan with your money unless you know how much is coming in
and whether you have a surplus or are in the negative each month
Ignoring and hiding from financial problems is the knee-jerk reaction for many
but it's not helpful and is actually harming you more than it's helping you
Tracking your spending is the true foundation of building an emergency fund
getting out of a paycheck-to-paycheck cycle
tracking your spending is more important than figuring out how to budget
Remember: Slow steps make for big progress
you can start to feel more in control of your money and dig yourself out of being left at the mercy of capitalism
Had my father had the financial literacy I possess
he might have had a cancer-free life by avoiding a dangerous
He might have made more memories with his family
He might have made more than $48,000 per year
Money and the lack of it has been omnipresent in my life
and I have realized capitalism thrives on ignorance by design
and push folks toward thriving instead of just surviving
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