Вы используете блокировщик рекламы в вашем браузере В этом случае Вы не сможете пользоваться всеми функциональными возможностями нашего сайта и его отдельными страницами который мы используем для отображения видеоконтента активированный блокировщик рекламы может вызывать проблемы с загрузкой сайта и корректным его отображением чтобы получить возможность использовать наш сайт в полной мере внесите Dynamo.kiev.ua в «белый список» вашего блокировщика что любые попытки обсуждения этого и других решений редакции сайта немедленно влекут за собой ограничение по п.2.9 правил сайта A new mural has appeared on Chervonoyi Kalyny Avenue dedicated to the memory of the fighter of the Azov Regiment and devoted fan of Kyiv Dynamo — Maksym "Boks" Bordus He gave his life defending Ukraine during fierce battles in Zaporizhia on June 11 he achieved significant success as an athlete and patriot The mural is located on Chervonoyi Kalyny Avenue in Kyiv Anyone can come and honor the memory of Maksym Bordus or simply pay their respects with a moment of silence Нажимая на кнопку, вы соглашаетесь с условиями членства в фан-зоне конвертировать карму в шурики Устанавливайте наше приложение и всегда оставайтесь в курсе футбольных новостей Fifth-year senior Grace Connolly is a versatile athlete Originally on the path to play D1 lacrosse Connolly instead came to Stanford to pursue running But Connolly’s interests lie beyond the track. former beach volleyball player Charlie Ekstrom started a new coalition called Cardinal Community a philanthropic organization connecting Stanford student-athletes to service opportunities in the surrounding community Ekstrom invited Connolly to be co-president and they restructured and grew the organization together. Cardinal Community launched “Reverse Trick or Tree-t” where Stanford student-athletes presented to local schools on topics related to health and nutrition more than 50 families attended the Stanford track for Cardinal Community’s “A Trees” event which offered reading activities “[By] using my platform as a student-athlete I learned skills that not everyone learns right away — time management and just the want to learn and achieve things,” Connolly said “I was always so grateful to have [support] but also very much recognized that people within my own school and in my community didn’t have that same ability.” Cardinal Community will partner with Habitat for Humanity for “Habitat for Humani-Tree,” working onsite to support construction projects in the area Connolly and her new co-president, former Stanford football player Max Kalny, are excited about their progress and committed to connecting their 30 active members to sustainable service initiatives. Cardinal Community is currently working on partnering with Student-Athletes for Sustainability on their Athlete Dining Waste project. Kalny was introduced to Cardinal Community after he and a few of his teammates volunteered at a local food kitchen when Covid-19 restrictions were lifted Kalny joined Cardinal Community and was quickly onboarded as their Spring Director his junior year creating their Habitat for Humani-Tree project. “I think there’s a lot of people on this campus that want to serve but don’t know how to serve,” Kalny said. “ I’m an engineer and I found that Habitat for Humanity was an area I could use my skills and use those to do something better and give back in a way I can do so the best There’s a lot of people especially in athletics [at Stanford] who are very similar that have certain skills and they want to give back in the best way possible,” Kalny said. Connolly has not only made an impact on the athletic service community but pushed him personally to become a better leader. “She has guided me as a co-president and taught me what it means to lead a community service organization but also ensures that it’s inviting and everyone is there because they enjoy community service,” Kalny said a teammate and freshman on the Cross Country team expressed deep admiration for Connolly’s commitment to her athletic and broader Stanford communities. “[Connolly] has a ton of enthusiasm and passion in everything she does It’s super impressive,” Everett said. in addition to her efforts with Cardinal Community Connolly spent time working with Strong Girls United on a mission to empower young female athletes to thrive within and beyond their sport Connolly created a genuine connection with her mentee developing exercise plans and helpful mindfulness activities to facilitate a healthy relationship with her sport Connolly has grown a deep appreciation for life at Stanford. “Sometimes you forget that you are a Stanford student-athlete and even just being a student here So many people would die to be in our position and I think that sometimes it can be easy to forget that,” Connolly said The moments that really make me step back are when I realize ‘Wow [my mentee] is absorbing every single word that I’m saying,’ and it is really just very special to think about the impact that you can have on such a small and large scale.” Connolly has noticed the little boys and girls with wide eyes and beaming admiration at sporting events She has strived to be what she considers “a bridge” between those who inspire and those who aspire “I would go to soccer games and the young girls and guys who go to these games and see [Stanford student-athletes] as stars or like celebrities,” Connolly said “I think the student-athletes here at Stanford do such an amazing job of engaging the community It’s very special being surrounded by like-minded individuals who try to elevate sports in general and inspire people.” University Academics Campus Life Graduate Students Business & Technology Equity Project Fall Sports Winter Sports Spring Sports Screen Culture Music Reads Columnists Editorials Letters from the Editor Letters to the Editor Op-Eds Video Podcasts Cartoons Graphics Tech © 2025 THE STANFORD DAILY PUBLISHING CORPORATION Privacy Policy Accessibility Advertise Donate and support The Daily when you shop on Amazon A Kansas Republican official is under fire for a social media post in which he called a Democratic congressional candidate a "radical socialist kick boxing lesbian Indian" and predicted she would "be sent back packing to the reservation," The Kansas City Star reported. a Republican who holds the elected position of precinct committeeman in Kansas an openly gay Native American lawyer running to unseat Republican Rep Davids is an amateur mixed martial arts fighter. Kalny sent the language in a direct Facebook message to Anne Pritchett president of the Johnson County Democratic Women’s north chapter Pritchett – you and your comrades stealth attack on Yoder is going to blow up in your leftist face," Kalny wrote in the Facebook message according to a screenshot shared by Pritchett "The REAL REPUBLICANS will remember what the scum DEMONRATS tried to do to Kavanaugh in November Your radical socialist kick boxing lesbian Indian will be sent back packing to the reservation." Pritchett told the Star she was "stunned" by the message She said she thought Kalny sent it in response to comments she left on Yoder's Facebook page which she characterized as "hostile." But the Star was unable to find any comments from Pritchett on Yoder's page from the last two weeks. "What is this lady trying to accomplish?" Kalny asked when contacted about the message by the Star in a phone call He then told the paper that he had to speak to an attorney and hung up. Davids' office confirmed that the candidate had seen Kalny's Facebook message. "This message doesn’t represent Kansas values and it doesn’t represent the values of the Republicans we know many who support this campaign," Davids said in a statement. Kalny and Pritchett did not immediately respond to USA TODAY's request for comment. "Kevin doesn't believe this type of rhetoric is appropriate at all "These kind of nasty personal attacks are all too prevalent in politics these days and it needs to stop," Grover told the Star. The Cook Political Report currently lists the race between Davids as Yoder as "lean Democrat." A Davids victory would make her the first openly gay representative out of Kansas and the first female Native American member of Congress By continuing to use our site, you agree to our Private Policy and Terms of Use A Kansas Republican said congressional candidate Sharice Davids "will be sent back packing to the reservation." A Republican precinct committeeman in Kansas has resigned after calling Native American lesbian congressional candidate Sharice Davids a "radical socialist kick boxing lesbian Indian" who "will be sent back packing to the reservation." Michael Kalny, a precinct committeeman in Shawnee, went on the rant in a social media message he sent last week to Anne Pritchett, president of the Johnson County Democratic Women's north chapter, The Kansas City Star reports "Little Ms. Pritchett- you and your comrades stealth attack on Yoder is going to blow up in your leftist face," he wrote. "The REAL REPUBLICANS will remember what the scum DEMONRATS tried to do to Kavanaugh in November Your radical socialist kick boxing lesbian Indian will be sent back packing to the reservation." It ended with about 50 exclamation points It's uncertain what motivated Kalny's message although Pritchett told the Star it could have been a response to negative comments she left on Yoder's Facebook page Kalny had little to say when contacted by the paper. When questioned about the message, he said, "What is this lady trying to accomplish?" He then said he had to talk to his attorney and hung up. He resigned Wednesday as a precinct committeeman a position representing the population of a precinct to a political party A spokesman for Yoder condemned Kalny's words "Kevin doesn't believe this type of rhetoric is appropriate at all It's unacceptable," spokesman C.J "These kind of nasty personal attacks are all too prevalent in politics these days Davids told the paper that Kalny's message "doesn't represent Kansas values and it doesn't represent the values of the Republicans we know Davids is a member of the Ho-Chunk Nation and served as a White House Fellow during the presidential transition between Barack Obama and Donald Trump A local Kansas GOP official has resigned after making disparaging remarks about Kansas congressional candidate Sharice Davids writing "Your radical socialist kick boxing lesbian Indian will be sent back packing to the reservation." former GOP precinct committeeman of Shawnee made the remarks in a private Facebook message to Anne Pritchett a chapter president of the Johnson County Democratic Women Pritchett said she was surprised at first. If he had a candidate who he was proud of and could tout his accomplishments after four terms in Congress then he wouldn't see the need to send hateful private messages to supporters of his opponent on Facebook," she told KCUR. Kalny did not respond to requests for comment But Johnson County Republican Party Chair Mike Jones confirmed Kalny had offered to resign Wednesday morning Jones said Kalny expressed that he "didn't want to bring unwanted attention to the party." Jones said the comments were "clearly inappropriate" and clarified Kalny is not a spokesman for the Republican party. "It's concerning any time you hear comments like that," Jones told KCUR "There's too much hostility in politics right now and not one related to one party or the other." The attack on the Democratic candidate comes in the midst of a close race for Kansas' 3rd District congressional seat between Republican incumbent Kevin Yoder and Davids Davids would be the first openly gay member of Congress from Kansas and the first Native American woman lawmaker in Washington "With a non-traditional candidate in three or four different ways having disparaging comments made at least somewhat publicly about that candidate is really common," said University of Kansas political scientist Don Haider-Markel Haider-Markel told KCUR it's possible this could influence the election "It will be ignored by plenty of Republicans it certainly is going to turn off some moderate Republicans and it just might mobilize supporters of Davids," he said "But I have a hard time imagining it's going to change somebody's vote that's already decided how they're going to vote." Grover said the Republican "doesn't believe this type of rhetoric is appropriate at all." Andrea Tudhope is a reporter for KCUR 89.3. Email her at andreat@kcur.org, and follow her on Twitter @_tudhope. Please enable JS and disable any ad blocker after The Beatles' John Lennon.John Lennon has a street named after him in the Ukraine Source: AAP Ukraine's Eurovision song mourns Moscow purge of Crimean Tatars ShareGet SBS News daily and direct to your InboxSign up now for the latest news from Australia and around the world direct to your inbox.Your email address *Morning (Mon–Fri) DeeDee Kalny says she can sense the anxiety of would-be first-time homebuyers watching mortgage rates suddenly climb after years of decreases that's a loaded question,'” said Kalny, a branch manager and licensed loan originator for CMG Financial in Urbandale. She explains that rates may vary based on factors like credit scores and down payments But one thing is for certain: The rate will probably be higher than the caller wants to hear After three straight years of declines that saw 30-year rates fall to the lowest average in at least 50 years — helping drive a booming market and record home price increases — rates have risen sharply More: What do new home buyers in Iowa want? Laundry rooms, big kitchens and super-fast internet top the list As of May 19, the average rate on a 30-year fixed-rate mortgage was 5.25%. That's down slightly from its highest level, reached earlier in May, in a dozen years, according to data from the Federal Home Loan Mortgage Corp. a monthly mortgage payment would be $1,296 at the current rate, before property taxes, insurance and other costs. that mortgage payment would have cost the same homeowner $985 a difference of $311 per month and $111,960 over the life of the loan So it's little wonder Kalny is encountering nervousness among buyers when she quotes them rates she is in the “relationship business “I have to take the fear out of the equation," she said One of those nervous clients was Elizabeth Easter who works remotely for Des Moines' Principal Financial Group. “I wanted to get as much for my money as I could and interest rates are going to be going up and so that was a pressure for me to hurry up and get going,” Easter said She tried to speed through the process as quickly as possible worried any rise in rates would push her past her borrowing limit “I think real estate agents were a little overwhelmed And if a person isn't on top of their agent to keep in touch and get things moving they might fall through the cracks,” said Easter who ultimately purchased a property in Fort Dodge Will rates in the still-booming market continue to rise and what can prospective homeowners do to safeguard their buying power We can't predict what the future holds,” Kalny said But she said there are potential solutions for buyers concerned about rate increases Does getting a rate lock make sense? One option that has recently increased in popularity is a rate lock During the final stages of a home purchase it will keep a mortgage rate fixed until the deal is closed even if there is a quick and unexpected spike in interest rates Some institutions don’t charge for the service while others factor the cost into the loan rate “A standard lock in our market here in Iowa is 30 days,” said Kalny More: A new generation wants a new kind of neighborhood, says Pella developer with Ankeny inspiration There is a risk involved: If the mortgage rate goes down during the lock-in period not every lender will permit the buyer to negotiate the loan down to the new rate During April, initiating a locked-in mortgage rate was a sound business decision. Freddie Mac charted a rise in mortgage rates from 4.72% to 5.1% over the month the difference of a quarter or a half a percentage point in interest rates can translate into thousands of dollars in additional costs utilized a locked-in rate as a first-time home buyer "I didn't want to spend quite this much money," he said. But after watching rates and home prices continue to rise "I took what I got and ran with it," Cole said of his recent purchase. popular when rates are high or on the upswing A report from the Mortgage Bankers Association shows that just over 10% of current mortgages are funded by an ARM. For homebuyers the appeal lies in an initial interest rate lower than a traditional 30-year fixed rate for example is currently advertising ARM rates below 5% With a five-year ARM, the introductory rate stays the same for the first 60 months then the interest rate adjusts back to the market rate the gamble is that this index rate could at that point be higher than what they would have gotten for a fixed-rate loan once an ARM's three- to 10-year cycle is finished a fee is applied to the borrower's monthly bill Known as a margin rate, this second interest rate is negotiated at the time of the original loan. More: Small-town downtown living gets a $20 million boost in Iowa; 61 projects to benefit throughout state Over the previous 10 years, the margin rate has fluctuated between 2.74% and 2.76% A buyer with an index rate of 5% would end up paying that rate plus the margin rate unless he or she has negotiated a cap limiting any increase to a certain level the ultimate rate under an ARM could still be a relative bargain especially for someone who feels assured of a growing income and wants a more deluxe home than a conventional mortgage payment would allow or who only intends to own the home for a few years. But in times when interest rates creep higher the added cost when the rate adjusts could result in an unsustainable burden. The financing option became popular during the era of subprime mortgages that helped precipitate the 2008 financial crisis That was the case for some of the subprime borrowers whose troubles contributed to the bursting of the real estate bubble that set off the 2007-2009 Great Recession Modern lending organizations are now more cautious of the potential risks for their clients but a lower interest rate remains a powerful lure Klany describes funding a home purchases with an ARM as "a really risky risky thing to do." But she also is aware "as a human being we are ingrained to mentally want the lowest loan amount and it's something that triggers everybody." A simple and safer but underutilized tactic is just to shop around for a mortgage rate Kalny encourages buyers to seek financial advice from more than one source “If you've never looked at buying a home before and you walk into your local financial institution I want a mortgage,' they're likely going to give you an application and tell you this is your rate,” she said But those who don't settle for the initial offer may well find savings. A May LendingTree survey of 1,000 buyers found 56% of respondents accepted the first mortgage rate offer they received but that 46% of borrowers who did rate shop were able to find lower rates it's also smart to see whether you qualify for mortgage help from the state Kalny describes herself as a “very passionate” advocate for programs run by the Iowa Finance Authority. The self-funded state agency does not originate loans but works with more than 400 Iowa lenders to offer down payment and closing cost assistance that has aided individuals like Easter and Cole the agency helped 2,800 buyers across the state More: Des Moines metro's median home price hits new high of $265k. Here's what that buys. the IFA’s down payment program may provide a $2,500 grant a loan of up to 5% of the home’s sale price and financial incentives for military and underserved applicants For new purchasers, Iowa Finance’s FirstHome Program offers interest rates usually lower than market rates and with fewer fees attached the housing down payment may be as low as 3% of the asking price and include a reduction in the price of mortgage insurance Assistance programs for closing costs also are available To qualify, an applicant’s household income must be a maximum of $79,500 to $114,655, depending on the county of residence. The maximum price of a home that can be purchased is $311,000 but can rise to $381,000 if the property is located in specific target areas, where 70% of the residents earn an income that is 80% or less of the statewide median income — $49,353, based on figures from iowadatacenter.org A borrower's credit score needs to be a minimum of 640 and debt-to-income ratio must be no more than 45% That's the percentage of gross monthly income that the applicant pays for all monthly bills More: Single women are the fastest-growing homebuyer group, despite rising prices, competition for houses A second program called Homes for Iowans is open for both first-time and repeat homebuyers The interest rate is closer to the national average but the household income limit is $139,580 and the maximum price of a home can be $381,000 further increasing the pool of eligible applicants The required credit score and debt-to-income ratio remain the same “They maybe don't have the greatest credit history we don't throw them aside and think they don't count “And we want to make them homeowners just like we want to make higher-end income earners homeowners.” For more information about the programs, go to iowafinance.com/homeownership/mortgage-programs. Don't give upWhether prospective buyers qualify for the state programs or not Kalny advises prospective buyers to keep the some perspective on the changes in rates No financial entity possesses a crystal ball, but government-sponsored institution Freddie Mac issued an April forecast predicting "the 30-year fixed-rate mortgage to average 4.6 percent for full-year 2022 before reaching 5.0 percent for full-year 2023." rates remains well within the historically low levels mortgages have plumbed since the end of the Great Recession long-term fixed-rate mortgages became available homeownership has been the single greatest source of wealth for Americans you're going continue paying somebody else's mortgage and you're going to have nothing to show for it,” Kalny said Richard Lane is the real estate reporter for the Des Moines Register. He can be reached at rlane@registermedia.com.