If you had an account with Verso prior to April 2023 you will need to register here to access your account Would you like to switch to our site to see prices and shipping options for your current location Marxist: though not necessarily in this order Joshua Clover was all those things--and more the nonbiological family member whom my wife and I would trust to take care of our youngest son and his godchild Manu The void his passing leaves behind is unspeakably painful and the following words do not pretend to say otherwise History—including personal history—is what hurts Joshua and I met fortuitously in the fall of 2010 when we were both Faculty Fellows in the Society for the Humanities at Cornell University Right from the start of the weekly seminar that all fellows are expected to attend we hit it off as we were both quickly targeted as old-school Marxists something he would wear as a badge of honor for the remainder of the academic year while never hiding his skepticism about my credentials for making the same claim as for everything else having to do with political action and the theory immanent in it Quite certain of falling short of his expectations I always felt that he indulged me a bit and let me go on with my insufficient grasp of the true Karl Marx—the author of the Grundrisse and the three volumes of Capital he told me he wanted to spend time in Berlin and learn German to read Marx in the original During that shared year at Cornell which now seems to belong to another era altogether we would spend many late evenings in our home in Ithaca Simone and I always made sure to have a bottle of Sancerre especially set aside for him The following year we would travel with the kidsto Sea Ranch in Northern California for his fiftieth birthday; soon thereafter he would come and visit us in Mexico City; not even two years ago we would all travel back to Sea Ranch for his sixtieth birthday every time he passed through New York City he would try to stay the night at our place so genuinely caring to our two sons Lucas and Manu even though he was a thorough abolitionist as far as the bourgeois family is concerned and unforgivingly but also endearingly critical of my many according to him misguided judgements about critical theory and philosophy After the loss of Fredric Jameson in September of 2024 with Joshua I now feel like I have lost one of my last remaining implied readers “Poetics of social forms,” Jameson’s chosen label for his lifelong work likewise could serve as the overarching title for Joshua’s many books whether his own collections of poetry (the award-winning Madonna anno domini 1989: Bob Dylan Didn’t Have This to Sing About his theory of forms of collective action (Riot Riot: The New Era of Uprisings and the new book he was working on as a follow-up) This is because for Joshua there is no significant difference between poetic or artistic forms and social or political forms All forms are obviously social but inversely the more fundamental principle holds that society as such cannot be understood and acted upon outside a given set of forms to be studied with the tools and methods of historical materialism with a sarcastic warning shot across the bow to those friends and comrades whom he considered overly moralizing and voluntaristic: Theory is immanent in struggle; often enough it must hurry to catch up to a reality that lurches ahead A theory of the present will arise from its lived confrontations rather than arriving at the scene laden with backdated homilies and prescriptions regarding how the war against the state and capital ought to be waged programs we are told once worked and might now be refurbished and imposed once again on our quite distinct moment but it is not the mood of historical materialism This stubborn refusal to sacrifice the periodisation of actual forms of struggle and their immanent theories on the altar of the subjunctive mood or mode may well be impossible to sustain all the way to the end Joshua himself concludes his bestselling book with an invocation of the coming forms of the commune which would point beyond the limits of the historical and materialist analysis of the strike as the wage-setting form of production struggles on the factory floor as the price-setting form of circulation struggles in the marketplace “The coming commune will develop where both production and circulation struggles have exhausted themselves,” Joshua predicts (or prescribes) before ending with a détournement or diversionary allusion to both William Butler Yeats’ “The Second Coming” and Guy Debord’s sixth and last film In Girum imus nocte et consumimur igni: “Things fall apart We turn round and round in the night and are consumed by fire.” Joshua had been working steadily on an expansion of his materialist theorization of forms of collective action to add the blockade and the encampment to the repertoire of riot and strike tells me that Verso had wisely offered a contract for this new book the Rev (based on a few lines from Aimé Césaire’s 1955 Discours sur le colonialisme according to which the two problems in question concern colonialism and capitalism the extreme limits of which we are currently confronting in the guise of the climate collapse and the end of capitalist growth) Refusing once again to accept the misguided opposition between making a political intervention and the work of theory Joshua continues to ask how forms of struggle change and based on a historical and material grasp of their internal functioning in concrete practice where the urgent practical matters no longer hover only around production and circulation but furthermore expand into the realms of reproduction and care he goes so far as to offer “value theory for the end of the world” as the name for his overall project that began with Riot that Marxist thought (and value theory in particular) far from being divorced from daily political practice both learns from these practices and makes them newly thinkable Theory helps think how to intervene or it is nothing.” while turning round and round in the night trying to make sense of this senseless loss I reread the last lines of your acknowledgements in the riot book when you furtively quote Marx’s letter from May 1843 to his friend and fellow Young Hegelian Arnold Ruge and I could not help but feel as if you were reaching out to all of us today: “And when everything is at an end give me your hand so that we may begin again from the beginning.” The fledgling fintechs have gobbled up a significant share of the U.S but they’ll increasingly be battling industry heavyweights Point-of-sale payments providers Toast and Clover are increasingly battling for restaurant customers and that combat could become fiercer if a recession arrives Toast and Fiserv’s Clover are new entrants seeking a slice of a restaurant clientele that has principally been served by a pair of heavyweights But the fintechs are nipping at their heels with sizable shares according to a report last month from Swiss bank UBS predicts growth opportunities for the company “The net new location additions over the medium term appear achievable,” said Tim Chiodo the lead UBS analyst author of the March 20 report Boston-based Toast was launched in 2012 and offers several services including point-of-sale payment processing The company’s card readers have become widespread at U.S Clover — which is owned by payment processor Fiserv — offers point-of-sale card readers mostly to small businesses making it and Toast relatively new entrants to the restaurant point-of-sale market but both have gobbled up significant shares of that market in their relatively brief lifetimes Point-of-sale services like Toast and Clover make money by charging restaurants upfront for card reader hardware and software services and then collect a percentage of each transaction rivals noted by the UBS report include SpotOn and TouchBistro Washington-based Micros and Atlanta-based NCR Voyix have about 190,000 and 107,000 Toast has a larger 16% share of the $962 billion U.S restaurant payments volume compared to Clover’s 8% market and the number of locations that are reasonably available to be won in a given year,” Chiodo said “Two-thirds of all restaurant locations in the U.S which we believe are most readily addressable by Toast,” he added The competition could get stiffer if the tariff battle started by President Donald Trump leads to a recession said a separate report from Bank of America That’s because the companies would face a possible consumer spending slowdown Economic uncertainty creates “a modest amount of trouble,” for services like Toast and Clover Bank of America analyst and report author Jason Kupferberg said in an interview We’re not talking about another pandemic.” at the height of the Great Recession in 2008 restaurant spending fell about 3% year-over-year A Toast spokesperson declined to comment and a Fiserv spokesperson did not respond to a request for comment independent restaurants whose customers could trade down in the event of an economic downturn ‘Instead of going to that steak restaurant we’re going to go out to the local Italian place for pizza and pasta,” he said Signs already indicate consumers are eating out less Restaurant spending slowed year-over-year in the first quarter of 2025 There are signs that Clover has already been impacted by reduced consumer spending “And part of what they blamed it on was some softness in the more discretionary types of spending.” Get the free daily newsletter read by industry experts Capital One’s proposed acquisition of the smaller Discover seems “too small to be a core antitrust concern,” said Barry Barnett The payments behemoth says its data team will use AI to mine transactions on its products to help merchants and financial institutions profit Subscribe to the Payments Dive free daily newsletter The free newsletter covering the top industry headlines Dear Reader,Unfortunately our comment platform isn\'t available at the moment due to issues with our paywall and authentication vendor As federal prosecutors close a criminal probe into Napa Valley’s landfill operator residents and former workers say the fight for accountability isn’t over A federal criminal investigation involving the company that owns Napa County’s controversial Clover Flat Landfill has been closed — though prosecutors made clear the case could be reopened at any time focused on Upvalley waste operations now owned by Waste Connections Inc. one of the largest waste management firms in the United States federal investigators contacted Napa County for information related to the Upper Valley Waste Management Agency a joint-powers authority overseeing local waste services agents visited Clover Flat and two other related sites In a March 10 letter to a lawyer representing Waste Connections federal prosecutors confirmed they had ended a probe into potential environmental crimes and obstruction of justice The letter did not detail specific allegations “This letter should not be interpreted as an exoneration of your client or a ‘clean bill of health,’” wrote acting U.S Attorney Patrick Robbins and Assistant U.S this letter does not confer any protection .. against future investigative or prosecutorial action with respect to this or any other matter.” did not name the Clover Flat Landfill or Upper Valley Disposal Service on Whitehall Lane — the two facilities now operated by Waste Connections The company acquired them in 2023 from the Pestoni family Controversy surrounding the landfill has long centered on exclusive decades-long contracts granted by Napa County to the Pestoni-run companies as well as ongoing complaints about water contamination recurring fires and hazardous working conditions Waste Connections said the companies had “cooperated fully” and viewed the closure as confirmation of no wrongdoing “(We) believe this decision is a reflection of .. no evidence of wrongdoing by the companies,” the statement read Environmental advocates and local residents have raised concerns for years about public safety groundwater contamination and labor conditions affecting a primarily Latino workforce Jose Garibay Jr., a former Clover Flat worker has said many of those concerns came to a head after the 2020 Glass Fire He and other employees were allegedly directed to clean up the site without proper protective gear or training Waste Connections has said it plans to close Clover Flat Landfill by 2027, citing economic challenges said the federal investigation’s closure doesn’t lessen the need for public accountability — and vowed to keep pushing for oversight “The intimidation into silence of the primarily Latino workforce about the fires and contamination at UVDS/Clover Flat Landfill,” he said You can reach Staff Writer Edward Booth at 707-521-5281 or edward.booth@pressdemocrat.com Receive future newsletters from 4-H - Lancaster County Visit this 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Please upgrade your browser or activate Google Chrome Frame to improve your experience Scientists have analyzed whether planting turf and clover beneath solar panels can increase soil organic carbon after measuring the results from a commercial plant in Japan They tested more than 20 areas in the power plant and found that soil organic carbon increased Researchers from Kyushu University in Japan have studied whether planting turf and clover beneath solar panels can increase soil organic carbon (SOC) “This research is novel by establishing a scientific basis for potential carbon credits,” highlighted corresponding author  Michiyuki Yagi in a conversation with pv magazine The scientists planted seeds under panels in a commercial plant and measured SOC content in the soil with three different methods “SOC is a particularly promising natural climate solutions (NCS) component with substantial mitigation potential,” they explained “The carbon cycle involves interactions among the atmosphere then contribute to SOC through residues that soil microbes decompose The measurements were carried out in a solar park in Akaiwa A total area of 494,773.18 m² under the solar panels was covered with turf and clover using a spray-based method and fibers were mixed in a solution to prevent erosion Three measurement methods were applied on three sites: loss on ignition (LOI) Tyurin and the total organic carbon (TOC) meter method While the LOI method estimates organic carbon by burning soil and measuring weight loss Tyurin uses chemical reactions to oxidize carbon and titration to measure it and TOC directly measures CO₂ from burned soil “We were surprised by the significant variability in SOC measurements among different methods LOI and the Tyurin method yielded similar results which differed markedly from those obtained via automated dry combustion using TOC meters,” added Professor Yagi the researchers decided to focus on the LOI method and have used it to measure 21 further soil sites across the test site automated dry combustion) and including deeper soil layers would strengthen future assessments,” the group highlighted According to the results from all of the measured sites the SOC at the Okayama project had an annual increase of about 0.927 tC/ha (3.397 tCO₂e/ha) leading to net GHG removals of 85.8 tCO₂e over two years The team further suggests that well-managed under-panel vegetation could continue to yield annual reductions of about 168.1 tCO₂e “By integrating renewable energy infrastructure with vegetation-based carbon removal this approach offers a promising avenue for emissions mitigation and carbon credit generation It can complement ongoing efforts in forest management particularly in areas where steep terrain or fragmented ownership limits new tree planting,” the team concluded “Continued research and broader adoption of standardized measurement methods may help Japan develop a more robust voluntary carbon market and advance overall decarbonization goals under its unique geographic constraints.” The experiment was described in detail in “Soil organic carbon credits from turf and clover planting beneath solar panels,” published in Environmental Challenges More articles from Lior Kahana Please be mindful of our community standards and website in this browser for the next time I comment Δdocument.getElementById( "ak_js_1" ).setAttribute( "value" By submitting this form you agree to pv magazine using your data for the purposes of publishing your comment Your personal data will only be disclosed or otherwise transmitted to third parties for the purposes of spam filtering or if this is necessary for technical maintenance of the website Any other transfer to third parties will not take place unless this is justified on the basis of applicable data protection regulations or if pv magazine is legally obliged to do so You may revoke this consent at any time with effect for the future in which case your personal data will be deleted immediately your data will be deleted if pv magazine has processed your request or the purpose of data storage is fulfilled Further information on data privacy can be found in our Data Protection Policy Δdocument.getElementById( "ak_js_2" ).setAttribute( "value" This website uses cookies to anonymously count visitor numbers. View our privacy policy. × The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this Close Try a different filter or a new search keyword Streaming and Download help Redeem code supported by 10 fans who also own “Clover” When (in 2040 maybe) an indie rom-com set in 2024 uses this song for the moment when two rugged protagonists come back together in an uneasy but comfortable third act reunion we will all nod our heads and say "Yes This is what it was to be alive in 2024--we were so beautiful and so rugged and we loved this song." tmausy This album has such a weird personality to it It just feels so old and new in a really interesting way This 35-track survey of Western North Carolina's vibrant folk scene doubles as a fundraiser for post-Helene rebuilding and relief efforts homespun folk tunes from John Donne that feel informed by the sugary bleakness of '80s and '90s indie pop Bandcamp Daily  your guide to the world of Bandcamp A Guide to Imaginational Anthem’s 10 Volumes of Stirring American Primitive Guitar The Vin Du Select Qualitite Label Brings a Punk Aesthetic to Acoustic Music Backxwash joins the show to discuss her recent release Henrico’s affordable housing trust fund; City’s honorary street signs; Top Five Their bats roared with ear-jarring intensity Thursday evening, the host Midlothian Trojans, ranked second in The Times-Dispatch Top 10, pounded out 14 hits, scored in every inning and relied on pitcher Marlee Gaskell’s strong left arm and the defense playing behind her to defeat No. 4 Clover Hill 14-4 and extend their record to 14-0 Coach Adam Layton’s crew set the tone in the top of the first with a potential rally-stopping double play then made its offensive statement with three runs in its initial at-bat and never looked back “We knew Clover Hill could hit,” Layton said We came in with the mindset of just score early and put pressure on them to try to catch us.” The Trojans shut down the Cavaliers (8-4) in the first with a Gaskell strikeout and a catcher Bella Moussa-to-shortstop Charlotte Corcoran laser to catch a runner attempting to steal on the third strike “Our defense is really important to our team’s success,” said Gaskell “I can always trust my defense to make plays that I might think are hits (Heads-up defense) keeps our momentum going forward and allows us to carry it over to when we’re hitting.” the Trojans came out on fire in the home half of the first Erika Fiege walked and scored from first on Erin Fiege’s double to right center field and Gaskell followed with a shot down the right-field line to send Moussa home “We go into every game thinking we should win,” said Erin Fiege which keeps us in games and keeps us motivated Corcoran walked and moved to second on Erika Fiege’s single Moussa followed with a triple into the gap in right center scoring both runners then hustled home on Gaskell’s sacrifice fly to center field a sacrifice fly by Maddy Hayes scored Cayla Wright and a Paige Marshall single scored Kristyn Niles enabling the Cavaliers to close to 6-2 The Trojans responded with four runs (scored by the Fiege sisters Moussa and courtesy runner Josie Renschler) in the bottom of the inning we were a little worried because it took us a minute to warm up,” Moussa said We’ve come out strong early and keep bringing it on every inning.” Gabi Horoschak and Corcoran crossed the plate in the fourth to put the Trojans ahead 12-2 Clover Hill’s Hayes reached first on a single Midlo answered with two runs in the bottom of the fifth to bring the game to conclusion Gaskell singled and yielded to courtesy runner Liberty Cooper both Cooper and Vozar stole bases to advance and Lea Foldeneaur drove both home with a single to center We’ve won a lot of different ways this year.” Godwin softball coach Nikki Jones talks to a player on April 23 Mills Godwin’s Avery Fankhauser high-fives teammate Adelynn Collins during a win over Glen Allen on Wednesday The Eagles outscored their opponents 76-7 in their first 10 games of the season Glen Allen pitcher Daniel Nienaber pitches on April 23 Godwin pitcher Luke Smyers pitches on April 23 Godwin second basemen Matthew Hartsfield prepares to catch the ball while Glen Allen’s Benjamin Pulliam slides onto on April 23 Mills Godwin ace Katelyn Hubley delivers to the plate in a 13-0 victory over Glen Allen in April Godwin’s Bella Ross hits the ball on April 23 Godwin pitcher Katelyn Hubley pitches on April 23 Mills Godwin’s Lila Palmer takes off from second base against Glen Allen on Wednesday Glen Allen’s Ila Goding throws the ball on April 23 Glen Allen pitcher Jaidyn Tillman pitches on April 23 Christopher's baseball earns road win over Trinity Episcopal Get up-to-the-minute news sent straight to your device Account processing issue - the email address may already exist Invalid password or account does not exist Submitting this form below will send a message to your email with a link to change your password An email message containing instructions on how to reset your password has been sent to the email address listed on your account Clover’s manager Nicole Schug talks with The Citizen about the appeal of the Skaneateles diner Email notifications are only sent once a day SKANEATELES — When Clover's opened in mid-2022 the village diner will be operating for three years since opening shortly after the closure of two beloved Skaneateles restaurants Johnny Angel's Heavenly Burgers and the Hilltop Among the familiar faces at the Hilltop were Skaneateles entrepreneur Adam Weitsman and his family When they came during the post-church rush one Sunday in November 2021 shortly after Woodbine's purchase was announced he asked the entire staff if they wanted to work for him They had until the end of the shift to decide The majority was on board — and that's how the Hilltop's roots were replanted and grew into Clover's has been part of the local restaurant industry for more than two decades One thing she's noticed is that people don't like change and they don’t know what to do," she told The Citizen on Wednesday in the diner's olive green dining room a new community hub for breakfast and lunch in the heart of Skaneateles "People are starting to understand," Schug said Diners on Diners is a regular feature in The Citizen sharing the stories of local diners through the eyes and experiences of the people who frequent them. To suggest a diner for a future edition, email david.wilcox@lee.net, call (315) 282-2245 or message @auburncitizen on Facebook took care of the Hilltop staff by paying them while Clover's was under construction you’re family after working with somebody for so long." Three of the diner's four kitchen staff had been with the Hilltop for several years had been working there since she was a teenager As part of that "family bond," her daughter now helps out at the diner along with the children of some other staff But that bond extends beyond the walls of Clover's to the Skaneateles community Weitsman donates the restaurant's proceeds to women-owned nonprofits and it hosts gatherings by local children's sports teams as well as events like Coffee With a Cop where local officers get to know the people they serve over a cup or two "If 45 minutes here makes their day better," Schug said Eggs benedict over corned beef hash with home fries at Clover's in Skaneateles toddler Max Masoud believes the blueberry pancakes are the best were enjoying breakfast at the diner on Wednesday It's a convenient walking distance from their home "They're such awesome people," Zak said of the diner's staff The Masouds are also familiar with the food culture in Skaneateles and was curious what would succeed Johnny Angels on Jordan Street Schug said many others were similarly curious about the diner and its food While part of Weitsman's eclectic family of modern restaurants Clover's is more focused on the Hilltop mission of serving traditional American breakfast and lunch fare at affordable prices Its best seller is called The Basic Breakfast There are also special items like the Hash Benedict which features over-easy eggs on roast beef hash there are wraps and sandwiches made with fresh proteins which are made with ground beef or Impossible plant-based substitutes Schug said the diner is making more changes to the menu to accommodate different diets The staff has not only the capacity to not cross-contaminate "We have anything you're looking for," Schug said INFO: Visit cloversskan.com or call (315) 665-8247 from eggs to pancakes to burgers and everything in between The bar area for cocktails at Clover's in Skaneateles Staff writer Christopher Malone can be reached at (315) 282-2232 or christopher.malone@lee.net With our weekly newsletter packed with the latest in everything food A recently signed deal will bring Klarna’s installment loans to Clover checkout at merchants across the U.S The release does not disclose when the deal was signed or when Klarna's installment loans will be available at checkout at businesses that use Clover A Fiserv spokesperson did not immediately respond to a request for comment Fiserv, which is mainly known for its payments processing business, has focused on Clover as a key avenue for growth The deal marks the latest move from Klarna to expand its installment loan footprint, including in the U.S. Last month, the company entered into an agreement with the delivery service DoorDash to let customers pay for meals with installment loans Consumers can now use buy now, pay later to purchase goods and services as varied as luxury fashion items, groceries and concert tickets given the BNPL industry’s expansion over the past five years The release also does not say which companies, or what types, will offer Klarna's installment loans. Clover, which Fiserv acquired in 2019 when it bought First Data Corporation a pioneer in online diagnostic imaging education Clover Learning enhances Ascend’s portfolio of allied health brands furthering its mission to provide comprehensive training and certification solutions to healthcare professionals demand for medical imaging services is increasing and contributing to staffing challenges and shortages in the radiology workforce Learning and upskilling to aid in retention and attracting new talent are critical needs in this workforce “We are thrilled to welcome Clover Learning to our growing portfolio of allied health brands as this acquisition aligns with our shared mission to bring skilled workers to the healthcare industry,” said Kathy Hunter Allied Health category leader at Ascend Learning “Clover's innovative approach to education and their commitment to excellence will help us continue to serve the allied health professions and ultimately create better-qualified healthcare professionals to serve patients.” Clover Learning is an established leader in online diagnostic imaging market training and continuing education through its innovative platform that leverages evidence-based learning methodologies and interactive experiences With a 96% pass rate on certification exams Clover Learning's transformative courses are designed to ignite curiosity and encourage critical thinking among healthcare students and professionals Ascend Learning's Allied Health offerings include National Healthcareer Association (NHA) a market leader in preparing and certifying healthcare students for high demand allied health professions with nationally recognized accredited credentials NHA's offerings include learning resources Ascend’s NHA and Clover Learning will expand and enhance support for these critical professions “Joining forces with Ascend Learning is an incredible opportunity for Clover Learning,” said Ari Blum “With Ascend Learning's significant resources and long-standing expertise in healthcare learning we will have opportunities to scale our imaging offerings and continue to provide best-in-class training and cross-training solutions to the imaging market we can continue transforming healthcare education and supporting the next generation of healthcare professionals.” “The acquisition of Clover Learning underscores Ascend Learning's ongoing commitment to improve patient care by equipping healthcare professionals with the skills and knowledge they need to enter the workforce and continue to succeed in these critical professions,” said Lissy Hu “Clover Learning enables us to further strengthen and enhance the training and development of allied health professionals Tyton Partners served as the exclusive financial advisor to Clover is a pioneer in online healthcare education for the diagnostic imaging field Clover Learning has become one of the fastest-growing companies in the industry Clover Learning's mission is to transform students into professionals and professionals into experts through personalized Media ContactV2 Communications for Ascend Learningascend@v2comms.com vsClover Cup Indiana Earns Fourth-Place Finish at Clover Cup3/12/2025 9:00:00 PM | Women's Golf Thanks for visiting ! 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Small BusinessSmall BusinessClover vs Square: Which Is Right for Your Business in 2025?{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Back to NerdWallet homepage","item":"https://www.nerdwallet.com/"},{"@type":"ListItem","position":2,"name":"Small Business","item":"https://www.nerdwallet.com/h/category/small-business"},{"@type":"ListItem","position":3,"name":"Clover vs Square: Which Is Right for Your Business in 2025?"}]}Advertiser disclosureYou’re our first priority.Every time.We believe everyone should be able to make financial decisions with confidence And while our site doesn’t feature every company or financial product available on the market the information we provide and the tools we create are objective Square is an all-in-one solution with simple pricing but Clover allows you to set up your own merchant account which could be more cost effective for your business long term Fact CheckedHow is this page expert verified NerdWallet's content is fact-checked for accuracy It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible Hillary Crawford The biggest difference between these point-of-sale systems is how they process payments Choose Square if you want a turnkey, all-in-one solution. Need more customization for your specific business? Clover is the better fit ✔️ A more customized payments and POS solution Free plan option for Clover Go card reader In-person processing rates are as low as 2.3% plus 10 cents Can purchase POS systems from third-party payment processors Online processing rates are more expensive than Square Must sign a 3-year contract to receive promotional pricing Popular accounting integrations cost extra Free plan options for full POS system setups and card readers that integrate closely with its POS system No long-term contracts or termination fees Complex industries might prefer a more specialized system 24/7 phone support not available for all plans Explore NerdWallet’s list of top POS systems along with a handful of other popular choices for various industries In-person: 2.3-2.6% plus 10 cents per transaction Online: 3.5% plus 10 cents per transaction In-person: 2.5-2.6% plus 10-15 cents per transaction Online: 2.9% plus 30 cents per transaction mini countertop system and a full-size POS system with either one or two screens Choices include a free magstripe card reader mobile POS device and a two-screen countertop terminal Retail Starter and Personal Services Starter plans and Standard and Home & Field Services Starter and Standard plans $59.95 for Quick-Service Dining Starter and Standard plans $79.90 for Quick-Service Dining Advanced plan $84.95 for Retail Standard and Professional and Home & Field Services Advanced plans $89.95 for Full-Service Dining Starter plan $109.90 for Full-Service Dining Standard plan $129.85 for Full-Service Dining Advanced plan 2.3% plus 10 cents for in-person transactions on Full-Service and Quick-Service Restaurant plans 2.5% plus 10 cents for in-person transactions on Retail Standard and Advanced plans Professional and Personal Services Standard and Advanced plans and the Home and Field Services Advanced plan 2.6% plus 10 cents for in-person transactions on the Retail and Personal Services Starter plans and the Home and Field Services Standard plan 3.5% plus 10 cents for online or keyed-in transactions swipe and contactless Clover Go card reader $749 for Clover Flex mobile POS with receipt printer $699 for slimmer Flex Pocket with no printer $799-$899 + $25 per month for kitchen display system $3,499 + $34.95 per month for self-ordering kiosk You can get a Clover POS system directly from Clover or through its partners, including Wells Fargo, PNC, Citi, Payment Depot and more $69 for Square Appointments Premium and Square Restaurants Plus plans 2.6% plus 15 cents for in-person transactions with all free plans 2.6% plus 10 cents for in-person transactions with paid restaurant plans 2.5% plus 10 cents for in-person transactions with paid retail and appointments plans 2.9% plus 30 cents for online transactions 3.5% plus 15 cents for manually keyed transactions $0 for Square magstripe-only card reader ($10 for each additional reader) or if using Tap to Pay for iPhone (iPhone not included) $59 for Square Reader contactless and chip card reader $149 for Square Stand iPad POS or Square Stand Mount (iPad not included; monthly financing available) $149 for Square Kiosk for self-serve ordering $299 for Square Terminal mobile card reader with built-in printer (monthly financing available) $799 for Square Register two-screen system (monthly financing available) NerdWallet's ratings are determined by our editorial team The scoring formula incorporates coverage options cost and more.5.0 cost and more.5.0 cost and more.5.0 Starts at $0/month for unlimited devices and locations you can call Clover to see whether it’s supported Just make sure to purchase hardware directly from that provider There are pros and cons to using your own merchant services provider rather than working with a payment service provider (PSP) PSPs allow you to start accepting payments almost immediately But because they aggregate other businesses’ funds into one account there’s a greater chance of account freezes you don’t cede control of your funds in that way » MORE: Check out our list of best credit card processing companies Clover’s in-person transaction rates start low at just 2.3% plus 10 cents If you work with your own payment processor your transaction fees may be lower than what’s quoted on Clover’s website the more you stand to benefit from opening your own merchant account because the per-transaction savings can add up over time If you’re looking for the most affordable POS solution do some math to see whether Square or Clover would be cheaper for your business over time » MORE: Try our credit card processing fees calculator Square users become sub-merchants under the company’s aggregated merchant account they don’t have to open their own individual merchant accounts since no credit check or lengthy application is needed If you already have a merchant account and don’t want to switch this may be a plus — provided your existing account is supported But if you’re just starting to accept payments » MORE: What is a payment processor? quarter-sized card reader that connects to smartphones Clover doesn’t offer any free hardware options like its countertop register and handheld terminal are also significantly less expensive than the Clover equivalents do allow you to pay off your hardware in installments » MORE: Best card readers for small businesses Square lets businesses build a website for free. And, unlike many of its competitors, it doesn’t charge extra for online ordering capabilities. You can upgrade your Square Online plan if you’d like your own custom domain name and additional features Clover charges more per online transaction and retailers must pay extra to build an online store or integrate with an existing one do include online ordering pages at no additional cost Clover is better for businesses that need a customized payment solution and are willing to take the time to open their own merchant account These steps can make the shopping process more complex but they could save you money on transaction fees it’s less likely your transactions will temporarily be suspended which has been a source of frustration for some Square users is better for businesses looking for a straightforward and quick sign-up process The solution can support the bulk of a business’s payments and POS needs from its reasonably priced hardware options to its all-in-one » Looking for free options? Read our roundup of the best free accounting software. Helpful resources No. 16 Women’s Golf Takes on Clover Cup Mar 09, 2025 | Women's Golf By: Brandon Collins, Athletics Communications — UTSA is in sixth place after the first round of the Clover Cup which teed off Monday at Wigwam Resort’s Blue Course (par 70/5,860 yards) Keyed by 1-over-par scorecards from Morgan Ellison and Lauren Rios the Roadrunners registered a 288 to claim sole possession of sixth 43 Clemson and host Notre Dame and five strokes ahead of Colorado State in the 12-team field Ellison and Rios each carded a 71 in the opening round, while Olivia Williams and Daniela Abonce provided the other two counting scores with a 72 and 74 Ellison bounced back from a double bogey and bogey during her first seven holes with three birdies in a row writing down a three on the 400-yard eighth a two on the 149-yard ninth and a four on the 492-yard 10th The senior from Georgia also added birdies on the 374-yard par-5 18th holes to earn a share of 14th place in the individual race with two rounds remaining Rios also has a share of 14th thanks to a 4-under 31 on the back nine today native settled for a 40 on the front but caught fire on the second nine with five birdies 10-11 and then logged a three on the 294-yard 14th and on the 374-yard 16th before countering a bogey on No Williams turned in a 72 on the strength of four birdies including on three of her opening six holes The junior from England added a birdie on No Abonce is tied for 31st after posting a 4-over-par scorecard that featured four birdies The junior from Mexico added birdies on the 10th and 12th holes during her opening round Maria Bastarrica rounds out the UTSA lineup in a tie for 36th The sophomore from Spain recorded three birdies 8 Arizona State sits atop the team standings after posting a 6-under 274 followed by 16th-ranked Texas A&M (-2) and Indiana (E) There is a three-way tie for the individual lead between Arizona State’s Beth Coulter Texas A&M’s Kynadie Adams and Indiana’s Maddie May Round two is set for Tuesday and the Roadrunners will tee off beginning at 11:16 a.m and raspberry drink was invented in the 1880s and has never tasted better combine 1 cup sugar and 1/2 cup water in a small pot Cook over medium heat until sugar has dissolved Add 1/2 cup fresh raspberries and reduce heat to low Stir well until raspberries fully break down Strain through a fine mesh sieve and store in an airtight container for up to 2 weeks BY DIVYA BHARDWAJ entrepreneur and Chief Empowerment Officer at Clover Tabitha Brown and Fiserv CMO Shannon Watkins during a panel discussion at SXSW Clover which supplies businesses with cloud-based hardware announced a three-day conference to give small business owners the tools they need to succeed “This small business summit is designed to help them with all of the major categories that drive to small business failure and help turn their stories around,” says Shannon Watkins “We’re going to give them the full toolkit for success marketing and resiliency planning or future proofing their business.” Shark Tank investor and co-founder of Cost Plus Drugs entrepreneur and chief empowerment officer at Clover Cuban’s last season on Shark Tank is currently airing on ABC He said the summit provided a chance for him to extend his involvement “I was really impressed with Clover and what they can do for small businesses particularly people who typically don’t have all the opportunities that might be available to others,” Cuban says “Some of the greatest opportunities often occur with the people who have been disrespected the most The event will allow entrepreneurs the chance to pitch to the “Sharks,” network with other business leaders hear from industry experts and learn how to help grow their businesses The program is designed to help combat the small business failure rate—about half of small businesses do not make it past five years Clover currently serves more than 785,000 merchants globally and she is excited for more small business owners to learn about its technology package and services “The reason we are in business is to bring the dreams of entrepreneurs to life and be really their support system as they bring their dreams to the forefront and share their love of their craft with the world,” Watkins says Registration opens today on Clover’s website and small business owners can also apply to participate through the Access Pass grant program designed for entrepreneurs who may not have the resources to attend The entry period begins today and ends Aug Cuban and others at Shark Tank will judge the entries Brown and Cuban say they will look for passion originality and sales when evaluating applications Brown also announced an upcoming docuseries titled “That’s Your Business,” which will spotlight the challenges small businesses owners face She says the most impactful part of the experience was being able to serve the community of entrepreneurs “Everybody just wants to know that somebody is willing to help them,’” Brown says “Being able to get the message across that you’re not alone in your journey was the thing that has lasted and we continue to last for me.” The super early-rate deadline for the 2025 Inc. Power Partner Awards is Friday, May 30, at 11:59 p.m. PT. Apply now The daily digest for entrepreneurs and business leaders Learn More atClover Cup Day 1 Rams Finish Sixth at Clover Cup3/12/2025 5:34:00 PM | Women's Golf Kaneshiro notches fourth top ten finish of the season Surprisingly, Yuno revealed a new and powerful anti-drug form on Black Clover 's chapter 380 spoiler which happens at the apex of the battle against Lucius Zogratis Yuno Grinberryall has always been seen as the Wind Magic ; Now it incorporates something unprecedented into its essence and Yuno arises without hesitation to face him the manga conveys its change through action While the Clover Kingdom faces its greatest threat Yuno's body begins to display changes: one side is wrapped in anti-margia and a demonic wing sprouts on his back this new form does not replace its original magic Yuno unites anti-margia with their powers of wind and stars he becomes an unpredictable and dangerous opponent capable of breaking divine spells with his magical fusion He understands that some battles require shared strength your actions speak loudly: you are willing to risk everything for your friend to return to the countryside Yuno's anti-drug form represents more than an evolution of power-she symbolizes her change from rival to ally Black Clover news on our WhatsApp and follow AnimeNew on Instagram ! © 2009 - 2025 AnimeNew, All images on this site belong to their respective owners. The former Clover Meats site in Ferrybank. The site was acquired by Kilkenny County Council in 2023, who are now in the process of transforming it into a community park. The project has commenced to the public consultation stages.  The goal is for the development to progress to Part 8 planning in the latter stages of the year, with aspects of the development possibly commencing next year. The first public consultation drew large crowds to the Ferrybank Primary Care Centre last week. JJ Digby, Landscape Architect with Digby Brady, discussed the hopes and concerns of locals. Attendees called for playing pitches, a sports complex, community hall, swimming pool and more to be considered. The green site where plans are being developed for a community park.Existing facilities  At present, the nine-acre Clover Meats site comprises of little more than an existing clubhouse, which has significant issues due to years of neglect and vandalism. Mr. Digby noted that the building is poorly located, has large structural flaws, an asbestos roof and no insulation. To bring the building up to modern standards would make "no financial sense", he said. The addition of parking to the site will also be a "key consideration" as there is currently little to none available.  Access to the site is limited due to poor sightlines. The dire need for playing pitches in the Ferrybank area was agreed upon at the meeting by representatives from local sports clubs and schools. Principal of Abbey Community College, Michelle Jefford, said on the night: “We provide secondary education to more than 1,000 students from the Ferrybank and South Kilkenny area and are positioned in the heart of the community. The school faces challenges due to the lack of a playing surface and the limited space for development on our own grounds. “In the future development of the Clover Meats site, we aspire to have access to a maximum size playing surface with a capacity to host Gaelic games and to facilitate the sporting activities of our student population." Representatives from local sports clubs made similar representations. Nicky Heffernan of Ferrybank GAA club said: “There is a continued increase in participation, particularly in female sport, which puts additional pressure on pitches, so we would be looking for playing pitches put into the site to facilitate this.”  Locals said that there is demand for both soccer and GAA pitches, but that there is no major need for rugby pitches in the Ferrybank area. Mr. Digby responded: “I’m sure we will end up with playing pitches on the site somewhere because there’s so much demand for it." He also noted that due to the intensity of the demand, that all-weather pitches would make sense. Another widely supported proposal on the night was for a sports complex and community hall to be constructed on the site. There is "nothing of the sort" currently available in Ferrybank one local said, whilst a former Clover worker said that there are many students in the area who need additional sporting facilities. Mr. Digby noted that Clover trustees would like the site to be used for a sports complex as well as for pitches. One local mother pointed out that there is "huge need" for a multi-sport complex in the area. Regarding a community hall, locals asked to ensure it was sizable and flexible to facilitate multiple uses and generations. Some asked for meeting rooms to be incorporated for use by clubs, societies and businesses, and others said that a stage to facilitate the arts community should be implemented. There was discussion at the meeting regarding the necessity for a swimming pool in the area. Damien Donoghue, who ran in the Piltown constituency for Fine Gael in last year’s local elections, said that at present schools in the area have to travel elsewhere to use pools. He also said that a pool at the Clover site could facilitate older populations and people with disabilities. Also offering opinion on the potential for a pool, was Carlow-Kilkenny TD Natasha Newsome Drennan (SF). Ms. Newsome Drennan said that a pool would be too difficult to maintain. “Kilkenny County Council have their swimming pool in Kilkenny and it’s very hard to run it. It’s a massive struggle, you have a huge amount of staff. It's a completely different ballgame. It’s a business in itself. “It’s going to be a massive undertaking for Kilkenny County Council to do something like that here. It would be a struggle and the one in Kilkenny already has massive issues." The site has been noted as being of ecological value, with one attendee saying that developers should be cognisant of this. Another, who worked at Clover for 21 years, said that a garden which was formerly at the site should be brought back into use. He said: “There was a lovely garden we used to have there. It’s important because we’re at danger of losing our pollinators. What I’m asking is that relocating that garden should be incorporated into the plan.”  Other suggestions included incorporating different sporting activities into the site, such as a skatepark and a walking track. One person suggested developing the entire site into a graveyard. Waterford news delivered directly to your inbox Thanks for visiting ! which continued on Tuesday at Wigwam Resort’s Blue Course (par 70/5,860 yards) Abonce turned in a three-shot improvement from her opening round with a 71 on Tuesday to move into the top 20 individuals and help the Roadrunners remain in the top seven in the team standings The reigning American Athletic Conference champion Abonce logged her first birdie of the day with a four on the 497-yard fifth hole to help counter a bogey on No The junior from Mexico then bounced back from a bogey on the sixth with a birdie on the 368-yard She closed the day with six pars and a bogey moving up 11 spots in the individual race into a five-way tie for 20th at 5-over 145 Morgan Ellison is two shots behind Abonce in a tie for 27th at 7-over 147 After opening the week with a 71 on Monday the senior from Georgia posted a 76 on Tuesday that was highlighted by a birdie on the 169-yard Olivia Williams, a junior from England, has a share of 34th (72-77—149), while Maria Bastarrica (75-76—151) and Lauren Rios (71-80—151) round out the UTSA lineup in a tie for 44th. After turning in a 288 on Monday, UTSA registered a 300 on Tuesday and now sits one stroke behind sixth-place Colorado State. The Roadrunners are two shots ahead of UNC Wilmington and five in front of a tie for ninth between Northern Illinois and Toledo. No. 8 Arizona State is in first place at 7-under 553, followed by No. 43 Clemson (555), 16th-ranked Texas A&M (560), Indiana (560) and host Notre Dame (566) in the top five. Indiana’s Maddie May and Arizona State’s Beth Coulter share the individual lead at 5-under 135. which wrapped up on Wednesday at Wigwam Resort’s Blue Course (par 70/5,860 yards) Abonce tied for 20th and Ellison grabbed a share of 24th to help the Roadrunners take seventh with an 879 seven shots ahead of Northern Illinois and 10 in front of UNC Wilmington while ending up just six strokes behind sixth-place Colorado State Abonce carded a 6-over-par 216 to earn a share of 20th alongside Texas A&M’s Sky Sudberry marking her fifth top-20 performance of the 2024-25 season the junior from Mexico registered consecutive 1-over 71s to close out the week Her final-round scorecard featured four birdies that pushed her total to a team-high 10 for the event The reigning American Athletic Conference medalist had one birdie as part of a 39 on the front nine before enjoying a bogey-free 32 on the back that included birdies on the 294-yard Ellison was three shots behind her teammate in a three-way tie for 24th (219) After carding rounds of 71 and 76 on the first two days the senior from Georgia turned in a 2-over 72 that was highlighted by three birdies over a five-hole stretch she wrote down back to back birdies and then countered a bogey on the 17th with a four on the 514-yard 18th to close out her week in the Valley of the Sun Three Roadrunners finished as part of a tie for 41st as Maria Bastarrica, Lauren Rios and Olivia Williams all posted a 225 After opening the tournament with a 75-76—151 Bastarrica logged her best round of the week on the final day with a 74 that included a birdie on the 14th Rios started her week with a 1-over 71 on Monday and then bounced back from an 80 with a 74 on Wednesday behind three birdies including a pair on a three-hole stretch on the front nine where she carded an even-par 35 Williams started the event with a 72 before finishing with rounds of 77 and 76 the last of which including a pair of birdies 8 Arizona State claimed the team title with a 13-under 827 Indiana (+10) and host Notre Dame (+15) in the 12-team field Clemson’s Melena Barrientos won the individual crown with an 8-under 202 (72-64-66) The Roadrunners will return to the course on March 31-April 1 at the Coach Mo Classic in St Connecting talented and ambitious people in the world's greatest cities our mission is to be a top quality institution Join our more than 40,000 students studying in hundreds of programs on six continents all around the globe and scholars expect high achievement in pursuit of engaging the world's diverse challenges we draw spirit from our cities and their famous cultural institutions and professional opportunities Being at the forefront of their disciplines our faculty shape the understanding of an enormous range of academic fields Clover Hope (CAS ’05) bridges culture and storytelling to amplify overlooked voices and inspire the next generation of writers Clover Hope (CAS '05) didn’t have a clear path After beginning her college journey as an undecided major at Temple University a love for music drew her toward digital media would shift again when she transferred to NYU’s College of Arts and Science on a whim what she discovered was a passion for journalism—a field where she could explore all her interests and tell stories that truly mattered Can you tell me what led you to NYU College of Arts & Science I wish I could say I’ve always wanted to be a writer I wanted to pursue a wide range of careers I had no idea what I wanted to do with my life so I went into my freshman year at Temple as an undecided major and took a few introductory courses to explore my interests before eventually settling on a double major in media studies and digital media technology because oh I love music—I could be a recording studio engineer I decided to transfer to NYU for my sophomore year I originally wanted to study music business at Steinhardt but the application involved an audition (I’d taken piano lessons as a child but not nearly enough) I fell in love with journalism and felt it was the best space for me to unravel my curiosities and write about anything I wanted I realized I was good at it and that I could potentially make a living as a music journalist You earned a Bachelor of Arts in journalism at NYU How did this lead to you becoming a writer How did your experience at NYU contribute to your professional endeavors I owe a lot of gratitude to the professors who challenged me and introduced me to new ideas Professor Pamela Newkirk taught my interview class and how to thoughtfully probe a subject My first-ever published piece (in the Washington Square News) started as an assignment in that class—an interview with Emil Wilbekin introduced me to classic texts by Mary Burrill and we focused primarily on works of the August Wilson canon like Piano Lesson and Joe Turner’s Come and Gone (I minored in English and American Literature.) We also read a lot of bell hooks and had some of the most challenging discussions I’d had up until that point I took a magazine writing course taught by Professor Gary Belsky I’d learned a lot of the fundamentals of journalism but I still felt like a ‘student reporter.’ This was the class that prepared me the most for the real world of journalism His feedback helped me realize I was a legitimately good writer and that I could become a working journalist I absorbed most of the intangibles from professors like Belsky who were actively involved in the field So once I landed internships at New York Newsday and VIBE—all during my senior year—I felt more confident I could be happy writing for the rest of my life You’ve written for many major publications over the years what were some challenges you faced getting published I graduated from NYU in 2005 when the media landscape was just beginning to transition from traditional print to primarily digital The biggest challenge was adapting to that shift which was tough for a lifelong magazine junkie like myself I realized I had to be flexible and adaptable in such a mercurial industry It helped that I’d had experience working on different platforms through my internships: newspapers I had no idea how significant that experience would prove to be And I know I’m fortunate to have had it at exactly the right time I understood that breaking into the writing industry was challenging made a list of publications I wanted to write for and relentlessly pitched ideas to everyone until I secured work I also wrote for free for indie magazines like the now-defunct Mugshot (I wouldn’t advise anyone to do that today.) The Motherlode: 100+ Women Who Made Hip-Hop brings everything about these influential artists to light Why did you find it important to highlight these artists Thank you for using the label ‘debut book.’ That might force me to write another one I wanted the opportunity to write about artists who inspired me—some of whom might not have been widely known I wanted to highlight the contributions of women who seemed like ghosts in the machine A lot of the books and documentaries I’d read or seen neglected some of these women I thought it was crucial to not only celebrate them but also explain why they were missing figures and the invisible work they performed Too much history disappears because of who has the power to tell it and this was an opportunity for me to provide these women with a platform to share their stories in a way they might not have had before I didn’t want it to be all roses and sunshine because that wouldn’t have been true to their experiences Some of the stories in the book are triumphant Others are painful and revelatory about what it was like to be a Black woman in hip-hop You are now (and have been for some time) a professor at NYU What made you want to teach at your alma mater Teaching was one of the professions I considered pursuing in college I was always grateful for the impact my own teachers and professors had on my personal growth particularly in terms of encouraging my creativity I also deeply understood the significance of learning from a working journalist and working with a Black editor which is unfortunately too uncommon in the media I had the opportunity to serve as an internship coordinator which involved interviewing a lot of young candidates I saw their genuine care and the areas where some of them still needed development and saw teaching as a way to pay it forward Culture and arts often get shafted in public schools and media at large, where investigative and political reporting get held up as banners. I made sure to focus on culture writing specifically because that’s where we find ourselves at the nexus of all those subjects. Everybody should read this bell hooks transcript on cultural criticism where she says ‘My own sense is that the most enabling resource that I can offer as a critic or an intellectual professor is the capacity to think critically about our lives I think thinking critically is at the heart of anybody transforming their life and I really believe that a person who thinks critically that can be deeply and profoundly meaningful in the same way that someone who may be incredibly privileged materially and in crisis in their life may remain perpetually unable to resolve their life in any meaningful way if they don't think critically.’ How has your upbringing influenced your work My parents definitely instilled a strong work ethic in me I have a much more balanced view of work now It pushed me to see the value of maximum effort applied to whatever I do growing up in America taught me there are limits to that effort in many marginalized communities and that mutual resources and opportunity can be a life-saver What’s one goal you haven’t yet achieved that remains on your to-do list My wishlist still includes writing a television series or feature film that gets produced If you could offer one piece of advice to NYU’s graduating class ‘When you get these jobs that you have been so brilliantly trained for just remember that your real job is that if you are free you need.’ I firmly believe that knowledge is a transfer of energy We all have the privilege to share it intentionally and responsibly and challenge people to open up their worlds what are some of the most memorable moments that stand out to you I want to be honest about the fact that I struggled to find community Living off campus (at my mom’s house in Queens) and going to a PWI made me feel isolated at times One of my favorite memories is Professor Beth Turner taking our class to see an August Wilson play but I remember seeing him standing outside the theater I had no idea who he was and wouldn’t have been as familiar with his work without that class It made me appreciate him as a great American writer and institution and I appreciate Professor Turner for sharing that moment with us What is something surprising that people might not know about you and that’s when I feel transported to a different world I used to hate the idea of being seen like that but dancing is one of the ways I can truly let loose University Development and Alumni Relations alumni.info@nyu.edu Update your contact information to stay in touch NYU Alumni are active across a variety of social media channels