A warm breeze flowed through the cold air during the evening of Thursday
when Lake Shore Center for the Arts hosted another delightful Songwriters Circle
Organizer and host Tim Wright received his own appreciative applause before welcoming Chris Squier
Thus began an evening of comfortable camaraderie
sometimes playful stories and their complementary songs
setting the theme of traveling songs for the first round
This dynamic often is found at these events
as songwriters inspire one another to recall sometimes long unsung lyrics
Squier’s “30 Something Tragedy” was followed by Adams’ “8 Lane Highway,” prompting Robert’s “There Was a Boy.” Not to be outdone
Lamont shared his “Waitin’ for Nothin'” in which
“No road is quite long enough to take me away.”
The pleasure displayed by the audience’s smiles
tapping feet and vocal comments supported and encouraged the performers
Humor often was woven into the musicians’ stories
Robert shared that his “Let’s Call It Quits” evolved from a breakup and is half about an ex-girlfriend and half about a dog
“I really miss that dog,” he confessed
artists with audience and attendee with attendees
Paul Lamont chose a most appropriate piece called “No Better Moment,” prefacing it with an expression of the joy the evening had brought him
There was no doubt that the audience felt the same
departing artists and audience members complimented the physical and acoustical effectiveness of the theater for this program
Songwriters Circles are recurring events at Lakeshore Center for the Arts
The Center occupies the third level of the First Presbyterian Church and two rooms on the second level
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whose vehicle was damaged after a fatal crash Tuesday on DuSable Lake Shore Drive
stands outside his home in Chatham Thursday
Two motorists recalled the terrifying moments when a car slammed into a tree and split apart
killing an 18-year-old woman and sending debris flying into the air and into their vehicles during a crash that also left an 18-year-old man critically hurt Tuesday evening on the South Side
“I see the car go airborne and hit the tree
tree [limbs] flying toward my car,” Deleon McBride
“It was like a big ‘boom.’ You could hear it smash.”
An 18-year-old South Side man was behind the wheel of a black 2008 Cadillac CTS traveling south in the 2900 block of South DuSable Lake Shore Drive when he lost control of the car and hit a tree about 5 p.m.
The impact of the crash caused the sedan to “split in half” and pin the passenger
according to traffic reports obtained by the Chicago Sun-Times
according to the Cook County medical examiner’s office
The Cadillac driver suffered a head injury
a deep laceration to his nose and a broken leg
He was taken to the University of Chicago Medical Center where he was in critical condition
Debris from the Cadillac and tree damaged the grill and windshield of McBride’s 2018 Kia Forte as she was driving in the northbound lanes the Drive
McBride said she still hasn’t been driving because of the emotional toll of the crash
“I’m still kind of shaken up and sore from the situation,” said McBride
“Seeing someone laying there lifeless outside the car was so scary to me
and my heart just goes out to the family.”
Olanrewaju Obadare’s damaged vehicle after a fatal crash Tuesday on DuSable Lake Shore Drive on the South Side
was driving in the northbound lanes when he witnessed the crash
and he lost control of the car,” Obadare said of the Cadillac driver
shattering the windshield and breaking the bumper of Obadare’s 2012 Toyota Highlander
Shards of glass got into Obadare’s eyes and bloodied his fingers
but he remained focused on the road and tried not to suddenly stop his car to try and protect himself and drivers around him
“It felt like the world was going to end,” Obadare said
it could’ve been something else [that happened].”
Obadare pulled over in front of the Field Museum to recollect himself before heading back to the scene of the crash to tell responding officers what happened
“It makes me feel sad and dejected,” Obadare said
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Route 971 South Lakeshore Road has reopened as of April 30 at 5:15 p.m
The road was closed near the junction of US 97A to Lake Chelan State Park (milepost 9.1-11.5) on March 3 due to two consecutive rockslides that covered the roadway and exposed overhanging rocks on the adjacent slope
was the contractor for the emergency repair
Crews worked 6 days a week to expedite the project
which included the removal of overhanging rocks and installation of nearly 1000 feet of rock anchors at 46 separate locations on two slopes
Washington State Department of Transportation maintenance crews assisted with clearing work
including the removal of 1,400 cubic yards of debris and repairs to catchment areas
Check the real time travel map for current travel conditions
Travelers who encounter rocks or debris on the road should remain in their vehicles and call 911 to report the incident when it is safe to do so
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2025 (GLOBE NEWSWIRE) -- Lake Shore Bancorp
the holding company for Lake Shore Savings Bank (the “Bank”)
reported unaudited net income of $1.1 million
for the first quarter of 2025 compared to net income of $1.0 million
The Company's financial performance for the first quarter of 2025 was positively impacted by an increase in net interest income along with a decrease in non-interest expenses because of efforts to optimize operating expenses while continuing to reduce its reliance on wholesale Federal Home Loan Bank of New York ("FHLBNY") funding by $6.3 million
I am pleased with our first quarter 2025 performance," stated Kim C
"We continue to focus efforts on improving the efficiency of our core operations while maintaining a disciplined approach to balance sheet management."
Net interest income for the first quarter of 2025 increased by $124,000
to $5.5 million as compared to $5.3 million for the fourth quarter of 2024 and increased $332,000
as compared to $5.1 million for the first quarter of 2024
Net interest margin and interest rate spread were 3.49% and 2.94%
for the first quarter of 2025 as compared to 3.31% and 2.72%
for the fourth quarter of 2024 and 3.10% and 2.55%
Interest income for the first quarter of 2025 was $8.4 million
compared to $8.6 million for the fourth quarter of 2024
compared to $8.6 million for the first quarter of 2024
The decrease in interest income from the prior quarter was primarily due to a decrease in the average balance of interest-earning assets of $18.0 million
Interest earned on interest-earning deposits decreased by $265,000
due to a 63 basis points decrease in average yield and a $19.8 million decrease in the average balance of interest-earning deposits during the first quarter of 2025 as compared to the prior quarter
The decrease in interest income from the prior year quarter was primarily due to a decrease in the average balance of interest-earning assets of $35.0 million
The decrease was partially offset by a 14 basis points increase in the average yield on interest-earning assets
During the first quarter of 2025 as compared to the same period in 2024
there was a $364,000 decrease in interest earned on interest-earning deposits due to a decrease in the average balance and yield of interest-earning deposits of $20.5 million
during the first quarter of 2025 as compared to the same period in 2024
there was a $44,000 decrease in interest earned on securities due to a decrease in the average balance and yield of securities of $3.9 million
These decreases were partially offset by a $166,000 increase in interest income on loans due to a 22 basis points increase in the average yield on loans
Interest expense for the first quarter of 2025 was $2.9 million
from $3.5 million for the first quarter of 2024
The decrease in interest expense when compared to the previous quarter was primarily due to a 21 basis points decrease in the average interest rate paid on interest-bearing liabilities and a $14.1 million
decrease in the average balance of interest-bearing liabilities
During the first quarter of 2025 as compared to the previous quarter
interest expense on deposits decreased by $301,000
due to a $9.7 million decrease in the average balance of deposits and a 20 basis points decrease in the average interest rate paid on deposit accounts
The decrease in the average interest rate paid on deposit accounts was primarily due to the decrease in market interest rates and time deposit repricing
Average interest-bearing deposit balances were $477.8 million
a 2.0% decrease during the first quarter of 2025 when compared to the previous quarter due to a decrease in the average balance of all deposit categories
Interest expense on borrowed funds and other interest-bearing liabilities decreased by $46,000 primarily due to a $4.4 million
decrease in the average balance of borrowed funds and other interest-bearing liabilities due to the repayment of $6.3 million of our FHLBNY borrowings during the first quarter of 2025
The decrease in interest expense when compared to the prior year quarter was primarily due to a 25 basis points decrease in average interest rate paid on interest-bearing liabilities and a $39.9 million
interest expense on deposits decreased by $402,000
due to a 24 basis points decrease in the average interest rate paid on deposit accounts and a $16.6 million
decrease in the average balance of deposits
Average interest-bearing deposit balances decreased 3.4% during the first quarter of 2025 from the first quarter of 2024 due to a decrease in all deposit categories except money market accounts
interest expense on borrowed funds and other interest-bearing liabilities decreased by $172,000
decrease in average borrowed funds and other interest-bearing liabilities outstanding due to the repayment of $25.0 million of FHLBNY borrowings during 2024 and $6.3 million during the first quarter of 2025
Non-interest income was $724,000 for the first quarter of 2025
as compared to $1.1 million for the fourth quarter of 2024
as compared to $707,000 for the first quarter of 2024
The decrease from the prior quarter was primarily due to a $139,000 decrease in earnings on annuity assets in connection with the purchase of annuities during the fourth quarter of 2024
a $135,000 decrease in earnings on bank-owned life insurance during the first quarter of 2025 as the result of the recognition of a death benefit in the fourth quarter of 2024
and a decrease of $31,000 in service charges and fees
The increase from the prior year quarter was primarily due to a $35,000 increase in unrealized gain on equity securities and a $22,000 increase in earnings on annuity assets in connection with the purchase of annuities during the fourth quarter of 2024
Non-interest expense was $4.9 million for the first quarter of 2025
as compared to $5.3 million for the fourth quarter of 2024
as compared to $5.0 million for the first quarter of 2024
The decrease from the prior quarter was primarily due to a decrease in salaries and employee benefits expense of $382,000
along with a decrease in professional services expense of $50,000
The decrease from the first quarter of 2024 was primarily related to a decrease in FDIC insurance of $207,000
Income tax expense was $206,000 for the first quarter of 2025
as compared to $278,000 for the fourth quarter of 2024
as compared to $183,000 for the first quarter of 2024
The decrease in income tax expense from the prior quarter was primarily related to the decrease in pre-tax income earned during the current quarter
partially offset by an increase in the effective tax rate during the first quarter of 2025
The increase in income tax expense from the prior year quarter was due to an increase in pre-tax income earned during the current quarter along with an increase in the effective tax rate in the first quarter of 2025
The effective tax rate was 16.3% for the first quarter of 2025 as compared to 15.9% for the fourth quarter of 2024 and 15.3% for the first quarter of 2024
The Company’s allowance for credit losses on loans was $5.2 million as of March 31
2025 as compared to $5.1 million as of December 31
The Company’s allowance for credit losses on unfunded commitments was $323,000 as of March 31
2025 as compared to $314,000 as of December 31
Non-performing assets as a percent of total assets decreased to 0.50% at March 31
primarily due to a decrease in non-performing assets of $332,000
one commercial relationship with two loans representing a total amortized cost of $1.2 million on non-accrual status was sold at foreclosure
Subject to customary foreclosure proceedings
the Bank expects the sale to close during the second quarter of this year
The Company’s allowance for credit losses on loans as a percent of loans at amortized cost was 0.93% at March 31
The Company recorded a provision for credit losses of $48,000 for the first quarter of 2025
of which $39,000 related to the loan portfolio and $9,000 related to the reserve for unfunded commitments
The increase in the allowance for credit losses on loans and unfunded commitments and the corresponding provision for credit losses recognized during the first quarter of 2025 was the result of an increase to the quantitative estimated loss calculation inclusive of forecasted economic trends
primarily related to the mortgage loan pools
including residential mortgages and commercial real estate mortgages
as compared to $685.5 million at December 31
Cash and cash equivalents decreased by $2.7 million
The decrease in cash and cash equivalents was primarily due to an increase in loans receivable
and a decrease in long-term debt due to the repayment of FHLBNY borrowings of $6.3 million in the first quarter of 2025
These decreases were partially offset by an increase in total deposits of $9.8 million
Securities available for sale were $55.8 million at March 31
2025 as compared to $56.5 million at December 31
2024 which decrease was primarily due to repayments during the first quarter of 2025
2024 were $551.6 million and $544.6 million
Total borrowings decreased to $4.0 million at March 31
as compared to $10.3 million as of December 31
This release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995
estimates and projections about the Company’s and the Bank’s industry
estimates and variations of such words and expressions are intended to identify forward-looking statements
Such statements reflect management’s current views of future events and operations
These forward-looking statements are based on information currently available to the Company as of the date of this release
It is important to note that these forward-looking statements are not guarantees of future performance and involve and are subject to significant risks
many of which are difficult to predict and are generally beyond our control including
including a breach of our operational or security systems
including cyber-attacks on us or on our third party vendors or service providers
the effect of changes in monetary and fiscal policy
unanticipated changes in our liquidity position
deterioration in the credit quality of the loan portfolio and/or the value of the collateral securing repayment of loans
reduction in the value of investment securities
the cost and ability to attract and retain key employees
and our ability to implement and execute our business plan and strategy and expand our operations
These factors should be considered in evaluating forward looking statements and undue reliance should not be placed on such statements
as our financial performance could differ materially due to various risks or uncertainties
We do not undertake to publicly update or revise our forward-looking statements if future changes make it clear that any projected results expressed or implied therein will not be realized
(1) The tax equivalent adjustment for bank qualified tax exempt municipal securities
results in rates of 3.04% and 3.13% for the three months ended March 31
Yields above are not presented on a tax equivalent basis.(2) Annualized
results in rates of 3.04% and 2.91% for the three months ended March 31
RELATED: Duval County Public Schools could face $8M funding cut under proposed state law changes
The employee, identified as 43-year-old Tia Smith, bonded out of jail on Friday and spoke to News4JAX about the events leading up to her arrest.
Smith is a teacher’s aide who specializes in working with autistic students. According to an arrest report, on April 16, a substitute teacher saw Smith place her hands on a student, press him against a wall, and hit the student in the face two times with her fist.
Another witness told police he heard a radio call for help, and when he arrived on the scene, he saw Smith and the student physically engaged but did not see the two hitting each other.
Police described the student as a non-verbal special needs individual with no social skills and having an “animated demeanor.”
The arrest report also states that Smith told police the student was in a “heightened state” and had been trying to kiss her on the lips, which she tried to avoid.
Smith continued to state that the student was being so disruptive and violent in class that when she tried to remove him from the class, he began pulling her hair.
According to her, that was the point where she began defending herself.
Now, Smith is considering a civil lawsuit against the Duval County Public Schools district because she says she was in an “unsafe work environment.”
DCPS removed Smith from the school following the incident and informed her that she should not contact any students.
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Construction crews have begun installing the 362,000-square-feet glass curtain wall at 400 Lake Shore
Related Midwest’s 72-story residential tower on the former Chicago Spire site that is set to transform Chicago’s skyline where the Chicago River meets Lake Michigan
Owings & Merrill with Stantec serving as the architect of record
857-foot-tall phase one tower will deliver 635 new apartments
20% or 127 units of which will be affordable
Building interiors have been designed by March and White Design
The tower features a striking waterfall profile and a reimagined three-sided Chicago bay window
Its metal detailing evokes the rippling surface of Lake Michigan
requiring a sophisticated curtain wall system to realize the architect’s vision
Related Midwest tapped New Hudson Facades (NHF)
an industry leader in high-performance curtain wall systems
The building’s bird-friendly façade measures 362,000 square feet of curtain wall and features extruded aluminum “Pilasters” running vertically in front of columns and between bays
creating striking visual depth and a distinctive architectural rhythm
Each bay unit integrates a pilaster and two wings
enhancing both the exterior profile and the interior experience for residents
Floor-to-floor glass openings maximize panoramic views of the city
creating a seamless visual experience for residents
Bay window units are engineered with glazed-in vent assemblies
giving residents direct access to fresh air—a rare amenity in high-rise construction
The glass incorporates a Stopray coating to reduce light reflectance and capture the natural hues of the sky and water
boosting energy efficiency and connecting the building to its surroundings
The curtain wall’s advanced design and coatings significantly improve the building’s energy performance
With construction moving forward and a new floor of concrete poured every three days
the tower is quickly rising--recently reaching about 22 of its planned 72 floors
The North Tower will ultimately deliver 635 new apartments
in collaboration with LR Contracting and BOWA Construction
will also deliver the highly anticipated DuSable Park
The Lake Shore Central School District is proud to announce the worldwide publication of Champions of the Sky
a Symphonic Band work commissioned by High School Band Director
Eric Blodgett for the Lake Shore High School Band
This powerful and soaring piece was composed by internationally renowned composer and film orchestrator Rossano Galante
a Grand Island native with ties to the Lake Shore community and a long-standing friendship with Lake Shore Band Director Eric Blodgett
“This has been a dream in the making for many years,” said Eric Blodgett
Lake Shore Central Schools Music Department Chairman and High School Band Director
“I knew early on that I wanted to leave something lasting for our students
and excellence of the Lake Shore Band Program
Rossano was the perfect composer to bring that vision to life.”
The idea for this special commission began more than a decade ago when Mr
Blodgett set out to find the right composer to create a lasting musical legacy for the Lake Shore Band Program
After years of inviting top-tier composers to work with the band and watching the talent and dedication of his students grow
Blodgett turned to his college bandmate and University at Buffalo and USC graduate Rossano Galante
whose impressive resume includes film orchestration work on some of Hollywood’s biggest blockbusters
Galante was so inspired by his visit and the students he worked with during the spring of 2022
he rearranged his schedule to ensure that Lake Shore students could premiere the piece while still in high school — a rare honor
“Rossano worked with our high school and middle school bands
and our students made such an impression on him that he moved his projects around to make this happen sooner,” Blodgett said
“That’s how special our students and our program are
It’s something I’ll never forget.”
Blodgett and Galante shaped a piece that reflects the spirit and strength of Lake Shore students
incorporating musical elements that pay homage to the school’s mascot
inspiration came from one of their own — then-freshman Bailey Burke — who offered the title Champions of the Sky
a name that perfectly captured the piece’s majestic energy
“Rossano and I were really struggling with the title,” Blodgett admitted
“And then Bailey — just a freshman at the time — came up with Champions of the Sky
no royalties for Bailey or Lake Shore — but she’ll always know she named a piece that’s now part of band repertoire worldwide.”
The Lake Shore High School Band officially premiered Champions of the Sky at their 2023 Spring Concert
with Galante present to hear the final product of their collaboration
the true debut performance took place a few months earlier
when the band performed the piece at the OrlandoFest National Music Festival in Florida
where they took home the Grand Championship
“It was an incredible moment,” said Blodgett
“To see our students perform something that was written just for them — and then to win the Grand Championship at a national festival with that very piece — it was beyond anything I could have hoped for.”
Now published globally by Alfred Music Publishing and available through major retailers including J.W
Champions of the Sky will live on for generations
“This is a piece that will be played by high schools
and professional bands for years to come,” Blodgett said
That’s something really special.”
Each score and part of the piece sold will list the following: “Commissioned by the Lake Shore High School Bands
and Music Boosters for their years of dedication and service
Pepper’s website or by visiting https://www.youtube.com/watch?v=za2fOM1Eocg
– In recognition of the importance of mental health for individuals of all ages
One person was killed and another was critically injured in a car crash Tuesday evening in the 2900 block of South DuSable Lake Shore Drive
A person was killed and another critically injured in a car crash Tuesday on DuSable Lake Shore Drive in Douglas
An 18-year-old man was driving a black sedan southbound about 5 p.m
in the 2900 block of South DuSable Lake Shore Drive when he lost control of the car and struck a tree
A female passenger suffered multiple injuries and was pronounced dead at the scene
The man suffered multiple injuries and was taken in critical condition to University of Chicago Medical Center
The Chicago Police Department’s major accidents investigations unit is investigating
Walter Pendergrass
JACKSONVILLE, Fla. – A Lake Shore Middle School employee was charged with child abuse after a physical interaction with a student on Wednesday, according to Duval County Public Schools.
DCPS said Tia Smith, 43, was a paraprofessional who was first hired by the district in August 2023. She resigned for personal reasons, but was later rehired in August 2024.
Lake Shore principal Latasha Clark said in a message to parents and guardians that the school was in direct contact with the student’s family.
There will be an internal and external investigation.
Read the full message sent to parents below:
Smith faces a third-degree felony charge of child neglect.
Before joining the “night beat” at WJXT in 2024, Walter spent 10 years in Miami at WSVN and CBS Miami. Walter first picked up a camera in 1998 in Charleston, SC. In his off time, Walter loves playing sports and spending time with his family.
The central bank terminated its enforcement action last week
about three months after the Office of the Comptroller of the Currency dropped its consent order against the lender
The Federal Reserve has terminated an enforcement action against the parent savings and loan holding companies of Lake Shore Savings Bank, the central bank announced Thursday
Lake Shore MHC and Lake Shore Bancorp received a notification from the Federal Reserve Bank of Philadelphia last week that the companies’ regulator has dropped the June 2023 written agreement between the companies and the Fed, according to a Securities and Exchange filing Thursday
The Fed’s termination comes about three months after the Office of the Comptroller of the Currency terminated its consent order against the lender and dropped the bank’s “troubled condition” designation
New York-based lender was on regulators’ radar following a data security incident in November 2021
in which certain data in the bank’s internal systems
possibly including customers’ personal information
Lake Shore disclosed the cyber security incident to the OCC
the regulator found “unsafe or unsound” practices
including weakness in information technology security and risk governance
The OCC ordered the bank to create a compliance committee to monitor progress and report regularly
the regulator overrode its July agreement with the bank
saying that Lake Shore was in “substantial noncompliance” with the written agreement
The agency also found the bank engaged in unsafe and unsound practices
including not adhering to the rules of the Bank Secrecy Act
Lake Shore neither admitted nor denied the OCC’s findings
Lake Shore addressed the deficiencies highlighted in the OCC consent order related to information technology
and Bank Secrecy Act/anti-money laundering
Under the terms of the Fed’s 2023 enforcement action
the companies needed to take appropriate steps to fully utilize their financial and managerial resources to serve as a source of strength to the bank
and ensure that the lender complies with the consent order entered with the OCC in February 2023 and any other supervisory action taken by the bank’s federal regulator
Lake Shore could not be reached for comments within press time
“2024 was a momentous year for Lake Shore as we achieved our goal to exit early the OCC’s Consent Order, reinstituted quarterly dividend payments to shareholders and grew earnings per share,” Liddell said in a statement when the bank reported year-end financial results
“We anticipate a challenging earnings environment in 2025 and will continue efforts to steadily increase value for our shareholders."
In January, Lake Shore Bancorp announced that its parent mutual holding company, Lake Shore MHC, has approved a “second step” conversion plan to transition from a mutual holding company structure to a stock holding company structure
Lake Shore Savings Bank plans to apply for regulatory approval to convert from its current charter to become a New York-chartered commercial bank
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Regulators have terminated 11 consent orders against Wells since 2019
bank said he sees President Donald Trump’s tariff policy as "one large additional straw on the camel’s back."
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ANGOLA – The Lake Shore Central School District Board of Education announced the appointment of Phil Johnson
as the district’s next superintendent during its April 22 Board of Education meeting
The announcement comes following an extensive search process that drew strong interest from across the region
“I am humbled and honored to join the Lake Shore community as the next superintendent of schools,” Johnson said
“I know that I am stepping into a wonderful community of dedicated professionals and look forward to building relationships with students
“I am grateful that the Board of Education and members of the hiring committee put their trust in me to join a district with a proud history of supporting students on their academic and personal journeys.”
who most recently served as Principal of Windom Elementary in the Orchard Park Central School District
brings to Lake Shore a track record of fostering academic excellence
and building lasting community relationships
Johnson to the Lake Shore family,” said Board of Education President Jennifer Michalec
“He emerged from a competitive pool of candidates as someone with not only the credentials and experience we were seeking
but also with a leadership style and personality that align well with our district’s culture and values.”
The superintendent search process was led by the full Board of Education and included participation from two advisory committees composed of instructional and non-instructional staff
“We had a large pool of highly qualified candidates
and the level of interest in the position was a strong reflection of the reputation of our district,” Michalec continued
“Through every stage of the interview process
Johnson consistently impressed us with his knowledge
and thoughtful approach to leadership.”
working for the New York City Public School system
he has served as a general and special education teacher
I have been the proud principal of Windom Elementary in Orchard Park CSD where we have made improving outcomes for students our daily mission
We increased student achievement on a variety of measures
including local and state assessments with a focus on closing the gap for economically disadvantaged
and special education students,” he said
“Student attendance and enrollment in co-curricular and extracurricular activities also increased over time
contributing to a positive school culture.”
Michalec echoed Johnson’s ability to drive academic improvement in his previous roles as a key factor
“He has a very impressive record of raising academic achievement during his tenure,” she said
what really stood out was his genuine enthusiasm
and clear commitment to students and staff
We believe he is the right person to guide Lake Shore forward.”
Johnson echoed the Board’s focus on academic growth but also plans to dive into the ties that bind the district to the community
“My hope is to support staff in growing programs for students by increasing access to opportunities and removing any barriers that prevent students from becoming fully engaged members of their schools and communities,” he said
Phil Johnson lives in Western New York with his wife Melissa and their four children ranging in age from 5 to 10
MAYVILLE – The Chautauqua County District Attorney’s Office has a new position to help with state regulations ..
BROCTON — Plans are set for the Brocton Central School Alumni Association Golf Tournament and Chicken & Rib ..
announced today that the Board of Directors of its parent mutual holding company
has adopted a Plan of Conversion and Reorganization pursuant to which Lake Shore
MHC will undertake a “second step” conversion from the mutual holding company structure to the stock holding company structure
In connection with the second step conversion
the Bank intends to seek regulatory approval to convert its charter to a New York-chartered commercial bank
MHC currently owns approximately 63.4% of the outstanding shares of common stock of the Company which it acquired in connection with the reorganization of the Bank into the mutual holding company structure and the related initial public offering by the Company in 2006
a new stock holding company for the Bank (the “New Bank Holding Company”)
and will offer for sale shares of its common stock
to depositors of the Bank in a subscription offering and
a community offering and/or a syndicated community offering
Eligible account holders of the Bank as of the close of business on December 31
2023 have first priority non-transferable subscription rights to subscribe for shares of common stock of the New Bank Holding Company
The total number of shares of common stock of the New Bank Holding Company to be issued in the proposed stock offering will be based on the aggregate pro forma market value of the common stock of the New Bank Holding Company
each share of common stock of the Company owned by persons other than Lake Shore
MHC (the “minority shareholders”) will be converted into and become the right to receive a number of shares of common stock of the New Bank Holding Company pursuant to an exchange ratio established at the completion of the proposed transaction
The exchange ratio is designed to preserve in the New Bank Holding Company the same aggregate percentage ownership interest that the minority shareholders will have in the Company immediately before the completion of the proposed transaction
exclusive of the purchase of any additional shares of common stock of the New Bank Holding Company by minority shareholders in the stock offering and the effect of cash received in lieu of issuance of fractional shares of common stock of the New Bank Holding Company
and adjusted to reflect certain assets held by Lake Shore
The proposed transaction is expected to be completed in the third quarter of 2025
and approval by the shareholders of the Company
including by a separate vote of approval by the Company’s minority shareholders
Detailed information regarding the proposed transaction
will be sent to shareholders of the Company and members of Lake Shore
that the proposed transaction may not be timely completed
shareholder and member approvals are not timely received
or that other customary closing conditions are not satisfied in a timely manner
compliance with the Written Agreement with the Federal Reserve Bank of Philadelphia
dividend policy changes and our ability to implement and execute our business plan and strategy and expand our operations
Important Additional Information and Where to Find It
will file with the Securities and Exchange Commission (the “SEC”) a registration statement on Form S-1 that will include a proxy statement of the Company and a prospectus of Lake Shore Bancorp
as well as other relevant documents concerning the proposed transaction
SHAREHOLDERS OF THE COMPANY ARE URGED TO READ THE REGISTRATION STATEMENT
AND THE PROSPECTUS CAREFULLY WHEN THESE DOCUMENTS BECOME AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC
AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS
BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION
these documents and other documents relating to the proposed transaction can be obtained free of charge from the SEC’s website at www.sec.gov
can be obtained free-of-charge from the Company upon written request to Lake Shore Bancorp
The Company and its directors and its executive officers may be deemed to be participants in the solicitation of proxies with respect of the proposed transaction
Information regarding the Company’s directors and executive officers is available in its definitive proxy statement for its 2024 Annual Meeting of Shareholders
Other information regarding the participants in the proxy solicitation will be contained in the proxy statement
and other relevant materials filed with the SEC
This press release is neither an offer to sell nor a solicitation of an offer to buy common stock
The offer is made only by the prospectus when accompanied by a stock order form
The shares of common stock to be offered for sale by Lake Shore Bancorp
are not savings accounts or savings deposits and are not insured by the Federal Deposit Insurance Corporation or by any other government agency
GildenChief Financial Officer and TreasurerLake Shore Bancorp
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A paraprofessional at Lake Shore Middle School in Jacksonville was arrested last week and charged with child abuse without great bodily harm
A substitute teacher said he saw Tia Nicole Smith
He said the teacher’s assistant put her hand on the student’s neck
pressed him against the outside of a portable
according to the police report released by Duval Schools on Monday of this week
Smith is a paraprofessional supporting students with autism
A district spokesperson said last week that Smith had worked for Duval Schools on and off for about a year and a half
The district did not provide her full personnel file or answer whether she was still employed by the time of this story’s publication
Lake Shore Principal Latasha Clark notified families of her arrest Wednesday
“We are in direct contact with the family of the student involved but wanted to ensure our entire school community was aware of what took place,” Clark said in the email to parents
“While the presumption of innocence applies
this individual has been removed from the school and will be in a position without student contact while internal and external investigations take place.”
Smith told Jacksonville Today news partner News4Jax that she acted in self defense after the student pulled her hair
A less redacted version of the police report filed in court says Smith told police the student had tried to kiss her on the mouth earlier in the day
but she did not respond by this story’s publication
was in a “heightened state,” according to the police report
and Smith was attempting to escort him to a portable classroom used to help students in such situations calm down
The report says another teacher’s assistant responded to a radioed call for help and saw Smith and the student “physically engaged but not striking one another.” He then took the student to the calming classroom
Responding appropriately to students with disabilities who become physically agitated can be difficult. St. Johns County Schools recently faced criticism from the federal government for its high rate of using a technique called “restraint.”
By Dan Macdonald - Jacksonville Daily Record
Baptist says the speed of helicopters can make all the difference in cases of stroke
LAKE SHORE — Firefighters battled flames and cold temperatures at a house fire Wednesday
The Nisswa Fire Department responded to the fire at 7:10 a.m
on the 7700 block of Interlachen Road in Lake Shore
Nisswa Fire Chief Shawn Bailey said when crews arrived
they found the home full of smoke and a lot of heat
“The fire was burning inside for quite a while,” Bailey said
When fire crews made entry into the building
the extreme heat made a search of the home nearly impossible
Fire crews fought extreme temperatures both inside and outside
with a morning temperature of 18 degrees below zero
Bailey said the cold was a huge factor in fighting the fire and the wind off of Gull Lake did not make things easier as it continued to fan the flames on the 5,000-square-foot home
After Nisswa’s reserve of 30,000 gallons of water was depleted
mutual aid was called in from multiple area fire departments as crews struggled to keep enough water on scene to extinguish the fire
crews were filling water tankers at a Pequot Lakes fire hydrant to get water prior to establishing a filling station on Gull Lake at Zorbaz
Around 30 firefighters were on scene until about 2 p.m.
working to extinguish the fire with no injuries reported
Bailey said the homeowners were out of state at the time the fire happened
A portion of Interlachen Road was closed from around 7:30 a.m
The cause of the fire is under investigation by the State Fire Marshal's Office
Ideal Township and Pine River fire departments along with Lake Shore
and Pequot Lakes police departments and the Crow Wing County Sheriff’s Office
North Memorial Health Ambulance also assisted on scene
A man died after he was struck Sunday on DuSable Lake Shore Drive near the Museum Campus
A man was fatally struck by a pickup truck early Monday causing hourslong lane closures and major delays on DuSable Lake Shore Drive near the Museum Campus
was standing in the median in the 1100 block of North DuSable Lake Shore Drive when a Dodge Ram pickup truck that had the green light was going north and hit the man
The unidentified man was dead at the scene
stayed on the scene and declined medical attention
All northbound lanes of Lake Shore Drive are closed at Roosevelt as police investigated
Extended Search
LSHA board awaiting Meridian approval on city agreement
Lake Shore Hospital Authority Executive Director Dale Williams speaks during a conflict resolution hearing with the City of Lake City last month about their zoning dispute
That issue is waiting for a Meridian Healthcare board vote to be resolved
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We have something of a rocky relationship with SR 971 South Lakeshore Road at milepost 11 on Lake Chelan
and our crews patrol that section of road with a plow year round to push rock off the road
Just when we thought we had smoothed things out
a substantial second slide came down on Monday night
and rocks have continued to fall like unresolved issues ever since
The slide is estimated to be between 1,200-1,400 yards of material
including boulders too big to move without breaking down
there are also several exposed rocks between 50-60 ft
up on the slope that could come down at any time – talk about emotional baggage
Our geotechnical team has been onsite and is currently working on a plan
including finding the right equipment for the job
the road will remain closed between Lake Chelan State Park and the intersection of Scenic Ranch Lane with a detour on SR 971 Navarre Coulee Road
A rockslide on State Route 971/South Lakeshore Road has closed the road between Lake Chelan State Park (milepost 9.1)
and the intersection of Scenic Ranch Lane (milepost 11.5)
west of the junction of US 97 A near Chelan
after the report of a rockslide at milepost 11
Rock and debris have filled the catchment basin at this location and spilled out into the lanes of the road
several large rocks are exposed approximately 50-60 feet above the roadway
The location of these rocks is out of reach for maintenance equipment
A geotechnical team has been dispatched to review conditions
There is currently no estimated time to reopen
Local traffic should detour on SR 971 Navarre Coulee Road
do not attempt to go around closure points
With Lake Erie and Interstate 90 in the foreground
the background is changed from a polluted former power plant site into a dynamic urban community between Gordon Park and East 55th Street
by a partnership of Harvard University and the Massachusetts Institute of Technology
was just one of 82 submitted to an international design competition (Harvard-ULI)
Four finalists were announced today in the competition that drew 82 entries from universities worldwide
with the winner to be named April 3 in Cleveland
Not only is the selection of competition finalists a big deal for the entrants
it’s a big deal for the Lake Shore Power Station to be the subject of such a prestigious competition
And this is the first time that any piece of real estate in Cleveland has been a topic for this annual design challenge that is now older than some of its contestants
A rendering from MIT’s proposal for “CLEarwater” shows the view from a restaurant north toward the lake and a new bridge over Interstate 90
as indicated on the inset site plan (MIT-ULI)
finalists included two design teams from the Massachusetts Institute of Technology (MIT)
a team from Harvard University in partnership with MIT and a team from the Georgia Institute of Technology
Achieving the status of finalist means the worst that each of these teams will do is win $10,000
Another $10,000 will be divided among four honorable-mention teams
Each of the finalists offered ambitious proposals
ranging in scale from a capital investment of roughly $350 million to as much as $3.6 billion
Not only did they include new streets and buildings
Linkages were proposed across Interstate 90 to Lake Erie to the north and across the CSX tracks to the St
Two entries proposed an extension of the light-rail Waterfront Line to the development site
And all proposals were required to have a pro forma showing project costs and financing to pay for them
Site plan for MIT’s proposal called “CLEarwater” next to Lake Erie
Cleveland was selected to be the host city after a selection process run by ULI, said Paul Beegan, CEO and founder of Lakewood-based Beegan Architectural Design. He is also chair of the ULI Cleveland District Council
The local council had to present several sites to the review committee
The Lake Shore Power Plant site was selected for a variety of reasons
“I think this site is representative of many of the challenges facing the many cities of the Midwest Rust Belt as we work our way through the post-industrial transformation to a knowledge- and service-based economy,” Beegan told NEOtrans
“All of our cities have many sites that were built to service an industrial economy that are no longer needed for that purpose and require remediation to repair the environmental impacts from that industrial past,” he added
One of the key features of MIT’s Anchor District is a light-rail station on a proposed extension of the Waterfront Line alongside the CSX tracks (MIT-ULI)
With the permission of the site’s new owner
an affiliate of Utah-based Industrial Development Advantage LLC (IDA)
ULI chose the 62-acre site of the former Lake Shore Power Plant
Another 4 acres of city land bank land immediately to the west was also included
A hill at the center of the power plant site was considered off-limits
not only was the property owner involved in this competition
as is required for all sites in this competition
but so were the city and county planning departments as well as the Cleveland Metroparks
a site in Seattle was the competition’s subject
He said the Cleveland power station site has unique advantages and challenges
The advantages are its lakefront location where the city
port and the Metroparks have planned massive projects with the East 55th Street marina
Gordon Park and the $300 million Cleveland Harbor Eastern Embayment Resilience Strategy (CHEERS) project
Site plan for MIT’s proposed “Anchor District” on the former Lake Shore Power Plant site (MIT-ULI)
The site also has greenways along Martin Luther King Jr
educational and medical centers at University Circle north to the lake
the former power plant property can connect the neighborhoods to the south back to the lake despite its challenges
Those challenges include the site being hemmed-in by Interstate 90 to the north and the CSX railroad tracks to the south
But so was another on the other side of town
“On the west side, Battery Park is an excellent case study of the potential this site has to do the same on the east side,” Beegan said
located just south of Edgewater Park in Cleveland’s Gordon Square neighborhood
was built on the site of the demolished and cleaned-up Eveready Battery plant property that was heavily polluted
In Harvard’s “Lakeshore” entry
this view looks east along a new street through the power plant site
Clair-Superior Performing Arts Center is in the foreground and one of many residential buildings is set behind (Harvard-ULI)
That site was reconnected to Lake Erie by redesigning the Shoreway and building new road plus pedestrian links under the highway and railroad tracks
More than 1,000 housing units were built in and near Battery Park in the past 20 years with hundreds more planned
each drawing students from Kent State University (KSU) and Cleveland State University (CSU)
CSU Master of Urban Planning and Development graduate student Angelina Bair assisted one of the KSU-CSU partnering teams in applying
“This is a major competition with submissions from urban planning students from all over the world,” Bair said
“No reaction information was given (by the judges) to the student teams
We worked with a mentor and project team leaders during the design process.”
Site plan for Harvard’s “Lakeshore” entry into the Urban Land Institute’s Hines Student Competition (Harvard-ULI)
This is the 23rd year of the annual ULI Hines competition
ULI is an international organization of real estate professionals including developers
founder of the Hines real estate organization of Houston
created the competition with a $3 million endowment after he received the ULI Prize for Visionaries in Urban Development in 2002 but turned down its award money
graduate or fourth-year undergraduate students form multidisciplinary teams and engage in a challenging exercise in responsible land use
Teams of five students pursuing degrees in at least two different disciplines have two weeks to devise a development program for a real
Teams provide graphic boards and narratives of their proposals guided by faculty and professionals
In Georgia Tech’s entry “ANCHOR” we see Commodore Perry’s Hotel and Shops at left and Anchorhouse Brewery at right
returning smokestacks to the former power plant site (Georgia Tech-ULI)
The first MIT team proposed “CLEarwater” — a $979 million
four-phase development with 2,214 housing units and extends Addison Road north to the lake
The two city-owned parcels were proposed to be transformed into the Clearwater Innovation and Media Hub to provide educational opportunities through partnerships with the existing Horizon Science Academy
The second MIT team submitted “The Anchor District – Where the Blue Future Begins.” This four-phase
$3.6 billion development offers 2,078 residential units
Site plan for Georgia Tech’s “ANCHOR” entry into the Urban Land Institute’s Hines Student Competition (Harvard-ULI)
A job training facility for the blue economy and 250,000 square feet of open greenspace would be provided
Addison would be continued north on an arc through the site and the Waterfront Line extended alongside the CSX tracks
Harvard University’s “Lakeshore” is a three-phase
Lakeshore features a Community Ownership Trust to allow residents and small business owners fractional ownership and profit sharing
Planned are 1,718 residential units and winter-city design principles that promote year-round vitality with protected pedestrian networks and flexible indoor-outdoor spaces
A central promenade connects entertainment and cultural nodes to a new rail station
The 62-acre former Lake Shore Power Station site
is next to Lake Erie and Interstate 90’s interchange with East 72nd Street
Georgia Institute of Technology proposed “ANCHOR” — a $347.8 million three-phase development that creates a mixed-use town center
and fosters diversity of housing and opportunities to act as an economic and social anchor for Cleveland
Addison is extended to create a main street to link with existing bus routes and is lined 623 housing units and a Maker District to grow local talent
Just last week, NEOtrans wrote about the Lake Shore Power Station site
noting that the owner IDA had proposed a variety of potential end uses
some of which were met with opposition by a lakefront advocacy group
But it will be a long time before any development can occur here
as the site won’t be cleaned and cleared of its few remaining structures and cooling ponds until 2028
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City officials closed the migrant shelter at Hyde Park’s Lake Shore Hotel last Thursday as part of a plan to decompress shelters amid declining rates of new arrivals
Although city officials initially said the hotel would be used for just six months, the shelter remained open for more than a year
(The state-run shelter adjacent to the Lake Shore Hotel is still in operation.)
These closures are all part of a shift in the city’s transition to a “One System Initiative” – a joint shelter system that will phase out the current migrant shelter system for more beds within the homelessness services system. The transition, Mayor Brandon Johnson said in a statement last week
comes as migration to Chicago declines and the city contends with “our current budget realities.”
and strategic approach that addresses homelessness for all who need support in the City of Chicago,” the release reads
Today, the city is housing roughly 5,000 migrants in shelters, down from a peak of roughly 50,000 in January, as of October 22
city data reports that 17,000 people have been resettled through city efforts
The city has stated it plans to “accelerate” the resettlement of current shelter residents and “decompress” shelters in order to reach the target of 2,100 city-funded beds for migrants by the end of the year
the city plans to add 3,800 additional beds to the 3,000 currently available in the Department of Family and Support Services’s homeless shelter system
The city also announced that it will close the “Landing Zone,” a designated area for newly-arrived migrants to make a request for shelter
and the state’s intake center by the end of December
the city has said that shelter placement will be limited to people who have been in the country for 30 days or less
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a lake-fed discharge pond is left over from the former First Energy Lake Shore Power Station that was demolished in 2017
Several cooling ponds and associated structures are proposed to be demolished in the next few years by a new property owner to make way for future development (IDA)
The owner of one of Cleveland’s largest privately owned lakefront properties announced its intentions to redevelop the site
But some of its proposed uses were not welcomed by a lakefront advocacy group
NEOtrans broke the story in late 2023 that a subsidiary of Utah-based Industrial Development Advantage
LLC (IDA) bought the 62-acre Lake Shore Power Station
The prior owner was Energy Harbor Generation LLC of Akron
cleans up and assumes the liability of former industrial and coal-fired power plants so these properties can be returned to productive use
IDA Power’s affiliate Lake Shore Acquisition Company LLC acquired the power plant built in 1911 Cleveland Electric Illuminating Co
NEOtrans sent a request for comment and for more information to IDA through a contact form on Web site but hasn’t yet received a response
is next to Lake Erie and Interstate 90’s interchange with East 72nd Street
Remaining structures include a water-intake screen house
and the National Pollutant Discharge Elimination System treatment building next to an inlet from Lake Erie are scheduled for demolition by 2028
The parcel is connected to Lake Erie through the water intake and discharge structures below Interstate 90
Dick Clough, executive board chair of the lakefront advocacy group Green Ribbon Coalition, Inc., said the presence of nearby parks and more of it coming with the lakefront recreational enhancements said more must be done to capitalize on those public investments
One of the largest public investments is the Port of Cleveland’s and Cleveland Metroparks’ $300 million Cleveland Harbor Eastern Embayment Resilience Strategy
The most ambitious part of the CHEERS project is to use dredged sediment from the bottom of the lakefront’s harbor and Cuyahoga River to expand a lakefront recreation area over 20 years
just offshore from the former Lake Shore Power Station
“Commercial and industrial uses should be banned
period,” Clough said in a email to NEOtrans
“The ‘intake lakes’ offer an ideal location of residential and a unique setting for restaurants and clubs
Kayaks should be able to access the ‘big pond’ under I-90
Development on the site should complement the recreational facilities at Gordon Park being made-over by Metroparks
and the eventual CHEERS development on the lakeshore.”
One of the highest points on the site of the former Lake Shore Power Station offers views of Lake Erie
a potential selling point for a residential development (IDA)
While the two landlocked cooling ponds at the former coal-fired power plant may be significantly polluted
the inlet from Lake Erie may not be — making it a potential development opportunity
The landlocked cooling ponds received decades of discharged wastewater from coal ash that likely contained various contaminants such as heavy metals including selenium
arsenic plus nutrients and other dissolved solids that can harm surrounding ecosystems if not properly treated and managed
acquired the Lake Shore Power Station pursuant to a liability assumption agreement with Energy Harbor
The acquisition transaction requires IDA to take over the ownership and responsibility for the property while assuming all environmental liabilities associated with the facility
The former Lake Shore Power Station is bound on the north by Interstate 90
on the east by East 72nd Street and on the south by the CSX Transportation
To the west is the Horizon Science Academy Cleveland
The parcel has a narrow strip extending west to reach access East 55th Street
called the National Pollutant Discharge Elimination System
which might be accessed from the lake by small watercraft like kayaks
and could permit development around it (IDA)
Although the property was acquired without fanfare in late 2023, NEOtrans contacted Mayor Justin Bibb’s spokesperson Marie Zickefoose about the acquisition at that time
She said the Bibb administration was aware of the acquisition and was keeping tabs on it
But Clough said more needs to be done. He said the city needs to be directly involved over the land uses near the CHEERS project just as it is regarding the planning and development near North Coast Harbor in Downtown Cleveland
“Green Ribbon Coalition supports an expanded (North Coast) Waterfront Development Authority spanning Edgewater to Gordon Park,” Clough said
“Development along this real estate should be coordinated through a unified masterplan.”
executive director of the North Coast Waterfront Development Corp.
did not respond to a message left for him on LinkedIn
Falling tree limbs in Birmingham kills one person
Firefighters responded to a large brush fire off Lakeshore Parkway near Bessemer on Friday evening
Flames and smoke could be seen consuming several trees and multiple fire engines were also present
Birmingham Fire and Rescue said about five to six acres were burned
No homes or structures are believed to be in danger
The Alabama Forestry Commission also responded
Read Today’s Top Story: Matthew Gardner’s Q1 2025 market insights
It would be hard to find a better location in Chicago than 850 Lake Shore Drive
nestled between the Streeterville and Gold Coast neighborhoods with pristine lake views and easy walks to some of the city’s best dining and entertainment
But this apartment-to-condo conversion project from Crescent Heights has something else besides location working in its favor: Timing
either reluctant to move out of homes with low-interest-rate mortgages or waiting for escalating rates to retreat before they buy
Values have been compressed because the rates have been high
who is handling sales and marketing at 850 Lake Shore Drive
“This is the best opportunity in a couple decades to buy real estate,” said Wolf
for people to really take advantage and understand that as these rates continue to decrease
and people who are buying right now are the smart ones.”
was founded 35 years ago and originally built its reputation by mostly selling conversions aimed at the middle market in major cities across the country
The company ultimately diversified toward development of luxury rental high-rises
The opportunity at 850 Lake Shore Drive popped up
and Crescent Heights chose to go against the grain
seeking a condo conversion while so many other developers are focused on apartment rentals
“We’re at the point where the market is now saying it can tolerate a conversion,” said Crescent Heights Partner Jason Buchberg
The building opened in 1927 and retained its historical features after a full renovation in 2014
with additional upgrades in progress blending modern comfort with historical elegance
Available units include studios from $250,000; one bedrooms from $279,000; two bedrooms from $534,000; and three-bedroom duplexes from $1.17 million
Building amenities include a Grand Lounge with 25-foot ceilings
a rooftop skydeck with grilling stations and lounge area with TV; rooftop dog run; rooftop coffee lounge; a fitness center with pool
thermal bath and locker rooms; co-working spaces; valet garage parking; 24-hour door staff; plus bike storage
Chicago needs a project like 850 Lake Shore Drive
and the timing is right for it to hit the market now
“The Chicago condo market is very deep and very large
It’s got to be one of the tops in the country,” Buchberg said
but there have been a ton of individually deeded transactions over the last 24 months
Wolf noted that 850 Lake Shore Drive offers a unique opportunity for buyers who want something new but at resale value pricing
it gives you all the benefits of new construction but with such a value on pricing,” Wolf said
people who are able to capture that now are going to be really happy with their decision a year from now or two years from now
very unique time in the market and the economy
This is an opportunity that hasn’t been seen in a couple decades.”
and website in this browser for the next time I comment
@properties Christie’s International Real Estate
Reproduction in whole or in part without permission is prohibited
announced today that the Board of Directors declared a cash dividend of $0.18 per share on its outstanding common stock on January 27
The dividend is expected to be paid on February 14
2025 to stockholders of record as of February 10
The Company received the written approval from the Federal Reserve Bank of Philadelphia (the “Reserve Bank”) on January 9
2025 to pay a cash dividend of $0.18 per share to its stockholders
Safe-Harbor This release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995
— The Becker County Sheriff’s Office is investigating the death of a 44-year-old Becker County woman
according to a sheriff’s office press release Saturday
The sheriff’s office received a request to do a welfare check on the woman on Friday
due to concerns about her health and safety
Deputies were unable to find the woman at that time
Deputies continued the investigation Saturday morning and found the woman deceased near a residence on the shore of Arrow Lake in Cormorant Township
and the woman’s name is being withheld until family has been notified
The sheriff’s office was assisted by the Minnesota Bureau of Criminal Apprehension and Minnesota Department of Natural Resources Conservation